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Re: MLB Jim Thome is throwing out "the" first pitch according to beat writer Paul Hoynes on twitter.
Still, ridiculously cool Dan, I'm actually like shaking from excitement for you!

November 02, 2016, 03:24:56 PM
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Re: Dan is a Rabbi? :) Duh. Didn't see the beard? ;)
November 02, 2016, 04:36:38 PM
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Re: Dispute Credit pull? Anyone disagree with anything?

1. Banks need permissible purpose to pull (soft). Practically, major FI do this all the time for determining pre-approved population, for identifying spend engagement or credit line increase opportunities and a myriad of other projects.
2. As a consumer, you can freeze, which means that even with a permissible purpose, they can't pull your report for any of these reasons. As a result, you're unlikely to receive much marketing from them, and you definitely won't receive pre-approved offers. If you opt out of marketing (different from freezing your report) you literally will not get anything.
3. Banks could - but don't - do a hard pull on existing customers. Why they don't do this, even though they could, probably can be chalked up to erring on the side of caution especially with mounting pressures from consumer advocacy groups and government bodies in the entire credit arena. Fines have been flying. I can also confirm that FIs were pressured into supplying FICO scores.
4. Since banks don't do hard pulls unless you ASK them to (let alone all the time) it is certainly worth paying attention to your hard pulls - activites such as MBMs, refined these days to mean applying on same day with same bank, are still good ideas to reduce pulls. If you can eliminate a HP with a phone call, it's worth it.
5. Can y'all hug it out now?

November 28, 2016, 04:51:36 PM
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Re: David Cohen SPG DDMS worthy for the h/t king? lol.
December 15, 2016, 02:46:00 PM
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Re: Gift Ideas For Banker
What's that?
Dan's recipe site, it's new. Came into existence around the same time as his shoe site, his movie review site and cute pet video site (DansHeels, DansReels and DansFeels).

December 26, 2016, 04:22:46 PM
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Re: Southwest Companion Pass Fake Congrats Email
Half of klal yisroel got this email
The other half is CP through 12/31/17  ;D

January 04, 2017, 03:20:47 PM
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Re: Manhattan Kosher Restaurants
Im all about risk taking. I took a risk with Bedford in Queens. Went with a big group - We all left hungry. Thank g-d for the shwarma shop down the block.
Needless to say, I see this new location as High risk. Ill wait and see reviews.
Grill point I assume?

January 04, 2017, 06:34:09 PM
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Re: Comments That Leave Me Speechless...
This guy was born with hat tips.


Profile of HT: Marco Polo, via DDF
When/if he gets a HT, will it say "HT: HT: Marco Polo, via DDF via DDF"?

January 06, 2017, 02:29:00 PM
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Re: Report New Amex Offers Here. NO DISCUSSION Of Offers In This Thread! Neiman Marcus 50 off 200
January 17, 2017, 02:30:01 PM
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Re: Link to popcorn threads.
http://forums.dansdeals.com/index.php?topic=11567
Oil is heating up here
I literally, yes actually, spit up my beverage chortling at the OP...
ok so whent to SC  i got 6 $200 MS GG ,how do i do the payment loads?thanks
The obliviousness...the request for a simple answer to a complex conundrum... the grammar... the calling MC GC "MS GG's"... "payment loads"... the combination was an effervescent elixir of n00bish delight, and it was therefore too much for my esophagus to handle.

January 27, 2017, 11:51:33 AM
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