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Messages - AsherO

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1
Deals/Deal Requests / Re: Up To $50 Uber Credit Buying Soda
« on: Yesterday at 09:05:07 PM »
Any way to get the 20 bottles online?

2
Deals/Deal Requests / Re: Up To $50 Uber Credit Buying Soda
« on: Yesterday at 04:26:17 PM »
May 15 2016? Anyone have a time machine?

3
Ordered and liked, thanks OP!

4
Just Shmooze / Re: Informed Delivery™ Mailbox
« on: March 21, 2017, 03:48:30 PM »
Been available for me for over 10 years.  :)

But you're not even 1 year old...

5
Deals/Deal Requests / Re: T-mobile Tuesdays (free stuff)
« on: March 21, 2017, 07:03:01 AM »
seems like a unique coupon code.

Indeed it does seem unique. How does that answer my question?

6
Deals/Deal Requests / Re: T-mobile Tuesdays (free stuff)
« on: March 21, 2017, 06:59:26 AM »
%30 off Groupon local (up to $40).
$2 Dunkin donuts card.

Does the Groupon code really only work with the app?

7
What do you guys say, shill?

8
Just Shmooze / Re: New trend - Instant approval life insurance
« on: March 20, 2017, 07:52:38 PM »
What risk do you run if you fudge on the questions like many do with CC apps?

Fraud is unlikely since you'll be dead when a claim is filed. IINM After two years I believe they have to pay claims unless they can prove you intentionally lied.

9
Just Shmooze / Re: New trend - Instant approval life insurance
« on: March 20, 2017, 07:36:36 PM »
I have no idea. Every company can set their own underwriting standards. So some companies may use that information and some may ignore it.

I would imagine they use statistics, and not just make it up. Hence I'm asking if they have evidence that credit is a factor in life expectancy.

Are you in the LI business?

10
Just Shmooze / Re: New trend - Instant approval life insurance
« on: March 20, 2017, 07:32:49 PM »
They are doing underwriting using health records they can access electronically, such as presciption database, motor vehicle and credit records, etc. That, and your answers to the health questions get plugged in to a predictive model to assess risk.

I have no idea if it works as well as it would need to work to prevent adverse selection. I bet some things get through that shouldn't. I also bet that they are viewing that potential as a cost of learning and being an innovation.

Interesting. So bad credit is correlated with shorter life-expectancy?

11
Just Shmooze / Re: New trend - Instant approval life insurance
« on: March 20, 2017, 07:26:45 PM »
Who are they?

+1, I'm wondering this as well.

OP, how do they get around adverse selection?

12
Just Shmooze / Re: New trend - Instant approval life insurance
« on: March 20, 2017, 07:18:02 PM »
Didn't read yet, but waiting for ExGingi's comments.

13
General Discussion / Re: Gluten free matzah
« on: March 19, 2017, 11:54:49 PM »
Maybe Yemenite would taste better, or at least be easier to chew and swallow. After all, it's only in the last couple of hundred years that Ashkenazim started making the current cracker style matzos that we currently eat.

Blasphemy! The Jews exiting Egypt carried dough in pouches on their back, and it naturally baked itself into thin round crackers! Obviously!

14
Up In The Air / Re: WestJet Air
« on: March 19, 2017, 06:34:40 PM »
For flights between Toronto and New York, seems WS has free same day change / standby to earlier / later flight.

Is this on standby basis or confirmed if space available on different flight? Have a 9:35am flight and the next flight is at 2:35pm. Would WS be able to make the change over the phone on day of departure confirmed, or does passenger have to wait in airport till the next flight and subject to availability at boarding? Thanks.

What's the point of you'd have to wait in the airport anyway?

15
Deals/Deal Requests / Re: Deal Request - SSD on sale
« on: March 19, 2017, 03:48:57 PM »
Samsung 850 evo should do the job for you. CMIIW, IINM the fastest drives are probably not worth it if your network, processors, ram, etc. are not top notch as well. You might be getting a slight incremental bump compared to the Samsung Evo, but you'll be paying a lot for that small bump.

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