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Messages - Zalc

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1
Tech Talk / Re: Dash Cam - Any Recommendations?
« on: April 19, 2018, 09:47:20 AM »
What's the best reason why a normal person would want a dashcam?

I mean, I think it would be a fun toy, but what's the real reason if you're not a cab driver. Please explain it to me.
If there is an accident where the fault is not 100% obvious, this will protect you, and possibly help your insurance payment stay down if the video shows you being not at fault.

A extreme example would be the horrible accident recently where the Chosson and Kalla passed away: Had there been a dashcam, I do not think all the other drivers would have been so quick to blame the only people involved who were not alive to defend themselves.

Some also have a parking mode that records of anyone hits your car while parked, but reliable ones are usually more expensive.

3
Tech Talk / Re: Dash Cam - Any Recommendations?
« on: April 18, 2018, 01:16:32 AM »
whats the latest recommendation for a dash cam?
You most probably still cant go wrong with the Viofo A119.

AMAZING quality, no battery to go bad in summer etc, excellent unobtrusive mounting position, reasonable price.

Also goes on sale pretty often.

If you live somewhere with mild weather, you may want a battery model, so you can record with the camera detached.

4
Deals/Deal Requests / Re: Request: Fax to email service?
« on: April 18, 2018, 01:13:41 AM »
Faxzero is excellent for outgoing faxes of up to 3 pages. For slightly longer ones use myfax.com/free

However, none of those are good for the subject of this thread which is about INCOMING fax to email.

For that, the best FREE solutions are either callcentric (free NYS phone number) or Google Voice with Simonics (small one time setup fee for Simonics).
Been using Callcentric for free (based on your recommendation) for over a year, it works great with no hiccups for me.
Faxes come as PDF email attachments.

5
Just Shmooze / Re: Jewish Music (New CDs, hock, and opinions)
« on: February 13, 2018, 02:44:31 AM »
https://youtu.be/czCdqLDBbX0

2 hours of Shulem Lemmer and Fitche, full of gems.

6
Just Shmooze / Re: Master Thread of Pet Peeves
« on: January 28, 2018, 10:43:02 PM »
Indeed.

Ian's knot is one of the most practical things I've learned about through DDF. It affects me every single day! Takes a bit of time to get used to, but once you do, you won't understand how anyone doesn't use it, or how you lived so long tying your shoes any other way.

I'm honored...

7
Destination Guides And Trip Planning / Re: Maui Master Thread
« on: January 15, 2018, 09:27:12 PM »
Any eat in options?
There is sleep-in, so I'm sure they can accommodate an eat-in request.

You can reach out to them and ask.

8
Destination Guides And Trip Planning / Re: Maui Master Thread
« on: January 15, 2018, 08:33:56 PM »
https://www.kosheronmaui.com/

Can someone please add the details to the Wiki?

Kosher Farm Retreat, Kosher Catering, delivery and Private Chef.

Quote
Welcome to our Kosher Farm on Maui. We are a nonprofit organization dedicated to creating a kosher farm oasis.

The purpose of the farm is to provide WWOOFing opportunities for Yeshiva students and kosher-keeping Jews of all ages as well as to create a center of healing and growth through various avenues.

9
DDF DO Board / Re: Skiing DO
« on: January 14, 2018, 12:12:21 PM »
BTW, on hunter in January you can get a free full mountain ticket if you bring someone who buys a beginner package ($80 for 1 day, $140 for 3)

10
Credit Cards / Re: credit score
« on: January 14, 2018, 11:44:00 AM »


So busy with Amex offers that I let my Blanche go to 85% on a card (which I also may be an AU on more than once)
Whoops!

And last month I had this doozy that should update any day. This is probably the real killer....

Unfortunately, Rapid Rescore is only available to mortgage services... at least officially.

11
Credit Cards / Re: credit score
« on: January 12, 2018, 03:27:34 PM »
Semi-Update #1:
It WORKS!!

The attached score from Credit Karma is FAKO, but it's just illustrative of the 1-day jump that is possible. The Fico score jump was equally impressive, just not as well illustrated.
Semi-Update #2:
FICO Score Update: EX 651 to 728 in 2 days, mid-cycle.
This still has 2 balances that are not yet zeroed out, so it should go up higher soon.


12
Just Shmooze / Re: Do you Daven?
« on: January 11, 2018, 01:48:13 AM »
Putting on tefillin has become the new davening. And even that is eroding.
An older Chassid once told me:

In previous generations, people used to to "off the derech".
In our generation, every year the derech gets a little bit wider...

13
Credit Cards / Re: credit score
« on: January 09, 2018, 11:53:19 PM »
It seems that the Rapid Rescore is more than just another hard pull.
As described by several websites who provide reports to lenders:
Source 1 | Source2 | Source 3

Rather it sound's like it is able to update your balance (or other info) with the CRAs without waiting for the Lender to do so, based on sending them proof that the balance was actually lowered.

I can see many times where this can be useful if you need to get you Util down fast.
Have you ever heard of this?

Semi-Update #1:
It WORKS!!
Utilization went down from 70% to 2% in a day.

The attached score from Credit Karma is FAKO, but it's just illustrative of the 1-day jump that is possible. The Fico score jump was equally impressive, just not as well illustrated.

The lender sent a form to fill out, where you specify what information to update for each account.
For each account that you want to change, you need Letter from the Creditor with the Account Number, and exact details of what info needs to be changed (E.G. Balance is $0).

Usual processing time is 72 hours, but for Zeroing balance, it takes less time. So far only TransUnion updated the balances the same day.

@PillanSmye

14
Just Shmooze / Re: The funny/strange/interesting video thread...
« on: January 08, 2018, 11:31:36 PM »
Now I got it. The most recent vid is of the article 12 skills in 12 months. I didn't watch it, and at face value it looked like it was only about chess. My apologies.
Np.
The "12 skills" article may not have been directly written from that video, but the "2008" article...

15
Just Shmooze / Re: The funny/strange/interesting video thread...
« on: January 08, 2018, 11:28:26 PM »
Then it's not the main article. But what does it have to do with this thread?
True

Not much, though I guess it does have to do with a "funny / interesting " video, in some sense.

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