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11
Just Shmooze / Re: How hard is it financially to make it in Israel?
« Last post by Proisrael on Today at 01:42:02 AM »
I made aliyah 1.5 years ago. Cost of living is broken down for me as follows:

Cheaper:
Tuition
Healthcare
Food
Chol Hamoed trips :)
Public Transportation
Living outside of Jerusalem and RBS housing is very cheap where I live

More Expensive:

Owning a car
Utility Bills

Bottom line if you come with a job (Work from your computer) then living here is much much cheaper. My expenses have been cut by 50% and I have a car an apartment that is 3 times the size of what I had in the states. But the trade off is I do not live in Jerusalem I live in a less "American" city, but my kids adapted within their first month in school and all speak a fluent hebrew now BH!

 
12
Goods For Sale/Trade / Re: National Free Day Coupons Master Thread
« Last post by Platinum on Today at 01:26:21 AM »
Selling 1-2 free days @$45 each.
13
Just Shmooze / Re: How hard is it financially to make it in Israel?
« Last post by yzj on Today at 01:17:01 AM »
I can only talk from personal experience but this is what we encountered.  We made aliyah seven years ago with three teenagers (everyone said bad idea), no job (gave up a six figure job) and no place to live a month before moving (also a no no from all friends and family). Sold our modest house and all belongings and quit job so no turning back.  Made a committment to first year of ulpan and adult yeshiva.  Lived off of aliyah benefits and stuffing envelopes for a non profit ( for real, had whole family stuffing and working small jobs.  Also small savings.  Took a job as a kindergarten assistant maternity leave to get a foot in the door.  You do what you need to do, I was a 20 year teacher and university instructor in the states.  Within 3 years was principal.  Daughter went to university for four years, practically free and has two degrees.  Has more job offers than she has time for.  Not great salaries but jobs.  Son did elite army unit and yeshiva (yes it is possible) and completing  first college degree. 
 He Just got married to an Israeli  girl who doesn’t speak much English and they live in a very modest apartment and both work part time as she finishes her second academic degree and he finishes Yeshiva and first degree.  No, they do not get supported by parents, they make it on their own. We live in a modest apartment in Jerusalem with an ugly purple sofa that came with the apartment and no car.  Material wise we live very basically but fulfillment wise all of us couldn’t be happier. 
Is this for all Jews? I wish I could say yes, but know people have different priorities.  If you read this an say “he must be crazy” then that  is your answer.  Are there problems here, both financial and otherwise?  Of course.  Do all make the transition? No.  Who does it make the greatest impact on? The kids.  Kids here are on a whole different level as compared to kids in the states, which is an area for a different discussion.  And yes, our children are even more religious here.  They are living  and making Jewish history. Our  son’s commander’s course was packed with religious boys and our girls do national service. Feel  free to PM me if you have any questions that we can help with.

I would imagine that dati Leumi would find it easier to integrate than ultra orthodox.
14
General Discussion / Re: Stocks
« Last post by thebudgetdeals on Today at 01:14:38 AM »
Yes, everything could and does happen again. People say, this time is different, it never is.
+1
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General Discussion / Re: Stocks
« Last post by ludmila on Today at 01:09:16 AM »
Yes, everything could and does happen again. People say, this time is different, it never is.
16
Up In The Air / Re: Chilul hashem on AF
« Last post by Dan on Today at 01:07:47 AM »
Yup, can't sit down next to a woman, but you can sit down in a stolen J seat. Cool story.
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Up In The Air / Re: Chilul hashem on AF
« Last post by Proisrael on Today at 01:05:31 AM »
I agree with you that he shouldn't have sat down in j, but then again אל תדון חברך עד שתגיע למקומו
 I can understand him for getting annoyed as I can believe the full story as I've seen this exact same scenarios in the past, when people ask politely and the flight attendant answers with an attitude.

I'm sure we'll have some (anti-semites)[clear minded people] bashing the passenger...

A normal person wont just sit down in a J seat. There is obviously something wrong with the guy. He is an idiot and caused a Chilul Hashem. Like has been mentioned in the past, if you are not allowed to sit next to a lady then freaking walk! Do not cause a Chilul Hashem. Period.
18
General Discussion / Re: Stocks
« Last post by thebudgetdeals on Today at 01:01:08 AM »
You are quoting and following Warren Buffett, good for you if you believe you can use his style, he is not always right as no one is, he lost a fortune trying to trade silver, and also bought oil stocks at the peak, when oil was $140. He is a fundamentalist with unlimited capital and  information available to him that is not available to the public, fundamental information is always already reflected in the price of a stock or commodity,you'll never have an edge by depending on fundamentals alone.   The trader I learned everything I  know from  is different, I was trained by him,he is short term to intermediate term ,Victor Sperandeo, he started with a few thousand and turned it to a billion +$s , all trading his own money,not other people's money, and George Soros gave him Billions of $ to trade for him. Vic was dubbed by Soros as the trader of the century,inducted in the hall of fame, featured in the book Market Wizards and Super traders,WSJ called him the Ultimate Wall Street Pro, it will be worth your time to buy his 3 books and read them , while Buffett was long in 1987, Vic was on CNBC a week before the crash saying he is short up to the limit, and the market will crash.

I am not trying to start an argument, just wanted to explain there are different approaches to investing and trading, each needs to find what works for him.  I trade everything from stocks, forex, commodities,  long and short, I was never an investor, and I do extremely well. If index funds are your cup of tea, great, important is the end result.
Agree that everyone has own approach, as per Victor Sperandeo he doesnt show up on Forbes list so I dont know how much money he is worth but definitley less than 1% of Buffet :'(, Anyway thats not the point. Just when ppl post 9 years into a bull market about how good investments they make it seems to some that the 2007-09 memories are long lost with ppl thinking that its never gonna happen again. So for those that were too young to remember than, just be aware. Everything could happen again
19
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« Last post by Thingywingy on Today at 12:50:52 AM »
As the one who brought up this topic, I want to make clear that I think that the overwhelming majority or these orgs. are doing great work. My objection is only to their aggressive fundraising.
20
General Discussion / Re: Stocks
« Last post by ludmila on Today at 12:49:03 AM »
 You are quoting and following Warren Buffett, good for you if you believe you can use his style, he is not always right as no one is, he lost a fortune trying to trade silver, and also bought oil stocks at the peak, when oil was $140. He is a fundamentalist with unlimited capital and  information available to him that is not available to the public, fundamental information is always already reflected in the price of a stock or commodity,you'll never have an edge by depending on fundamentals alone.   The trader I learned everything I  know from  is different, I was trained by him,he is short term to intermediate term ,Victor Sperandeo, he started with a few thousand and turned it to a billion +$s , all trading his own money,not other people's money, and George Soros gave him Billions of $ to trade for him. Vic was dubbed by Soros as the trader of the century,inducted in the hall of fame, featured in the book Market Wizards and Super traders,WSJ called him the Ultimate Wall Street Pro, it will be worth your time to buy his 3 books and read them , while Buffett was long in 1987, Vic was on CNBC a week before the crash saying he is short up to the limit, and the market will crash.

I am not trying to start an argument, just wanted to explain there are different approaches to investing and trading, each needs to find what works for him.  I trade everything from stocks, forex, commodities,  long and short, I was never an investor, and I do extremely well. If index funds are your cup of tea, great, important is the end result.

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