Author Topic: Redeeming Merrill Lynch Points (Read 15037 times)

sky121 · « **on:** September 15, 2011, 09:53:57 PM »

Does anyone know what you can redeem Merrill Lynch points for? I have a whole bunch stacked up but can't sign into my account at the moment. Any good redemption for hotels?

B.D.Da'ehu · « **Reply #1 on:** November 06, 2016, 08:32:41 AM »

http://dcta.boardingarea.com/2016/11/amazing-deal-us-merrill-lynch-card-1000-sign-bonus/#_ga=1.9825205.1026508332.1466904351

sky121 · « **Reply #2 on:** November 06, 2016, 08:55:47 AM »

These points are great. I've used them so many times for tickets in the US and Canada when no other airlines had award availability.

mordechain · « **Reply #3 on:** November 07, 2016, 06:38:17 AM »

Quote from: B.D.Da'ehu on November 06, 2016, 08:32:41 AM

http://dcta.boardingarea.com/2016/11/amazing-deal-us-merrill-lynch-card-1000-sign-bonus/#_ga=1.9825205.1026508332.1466904351

Did you get approved without a Merrill relationship?

B.D.Da'ehu · « **Reply #4 on:** November 07, 2016, 06:57:29 AM »

Quote from: mordechain on November 07, 2016, 06:38:17 AM

Did you get approved without a Merrill relationship?

I didn't apply.

spiffpat · « **Reply #5 on:** November 07, 2016, 09:28:16 AM »

Quote from: mordechain on November 07, 2016, 06:38:17 AM

Did you get approved without a Merrill relationship?

I haven't applied (yet), however almost all the data points I have seen was everyone was getting pending status, even those with strong BoA and Merrill relationships. There have been some data points of a few people getting approved that have no relationship at all.

mordechain · « **Reply #6 on:** November 07, 2016, 10:04:56 AM »

Same here we'll see what happens

Geshmak25 · « **Reply #7 on:** November 14, 2016, 07:53:23 PM »

Approved

David Smith · « **Reply #8 on:** November 14, 2016, 08:00:10 PM »

Can points be cashed out?

mordechain · « **Reply #9 on:** November 15, 2016, 12:58:36 AM »

Yup. Me too

mmgfarb · « **Reply #10 on:** November 15, 2016, 01:20:00 AM »

Quote from: David Smith on November 14, 2016, 08:00:10 PM

Can points be cashed out?

$.01 per point for gift cards or statement credit, up to two points for travel http://www.doctorofcredit.com/merrill-visa-signature-credit-card-50000-point-sign-bonus-worth-500-1000/

dealfinder85 · « **Reply #11 on:** November 15, 2016, 10:26:03 AM »

Quote from: Geshmak25 on November 14, 2016, 07:53:23 PM

Approved

Quote from: mordechain on November 15, 2016, 12:58:36 AM

Yup. Me too

do you guys have any relationship with merrill lynch?
my 2 cents: it was ridiculous to add this to a 5 year old thread that doesnt indicate that this is a CC with a great offer

Geshmak25 · « **Reply #12 on:** November 15, 2016, 10:33:59 AM »

Quote from: dealfinder85 on November 15, 2016, 10:26:03 AM

do you guys have any relationship with merrill lynch?

no

dealfinder85 · « **Reply #13 on:** November 15, 2016, 10:34:24 AM »

Quote from: Geshmak25 on November 15, 2016, 10:33:59 AM

no

instant approval?

Geshmak25 · « **Reply #14 on:** November 15, 2016, 10:35:03 AM »

Quote from: dealfinder85 on November 15, 2016, 10:34:24 AM

instant approval?

Nope. Applied on day OP posted, got letter in mail yesterday that I was approved.

David Smith · « **Reply #15 on:** November 15, 2016, 10:58:47 AM »

Quote from: Geshmak25 on November 15, 2016, 10:35:03 AM

Nope. Applied on day OP posted, got letter in mail yesterday that I was approved.

So 5 years for approval? Not bad.

sky121 · « **Reply #16 on:** November 15, 2016, 11:16:21 AM »

Helped my cousin apply. No ML relationship besides for the fact that he's been an added user for 10+years. Pretty low income as well and he got approved.

dealfinder85 · « **Reply #17 on:** November 15, 2016, 11:17:20 AM »

Quote from: sky121 on November 15, 2016, 11:16:21 AM

Helped my cousin apply. No ML relationship besides for the fact that he's been an added user for 10+years. Pretty low income as well and he got approved.

how long did it take?

sky121 · « **Reply #18 on:** November 15, 2016, 11:21:00 AM »

He just got the letter yesterday. I told him about the offer the day it was posted. I'll find out when he actually applied though.

Geshmak25 · « **Reply #19 on:** November 15, 2016, 11:26:10 AM »

Quote from: David Smith on November 15, 2016, 10:58:47 AM

So 5 years for approval? Not bad.

Yeah it's been a bumpy ride waiting it out but it paid off