Yes just means a credit card that covers LDW in that country
I rented a car in Germany, and they declined to decline the CDW because my SP WMC was not a gold/platinum CC!
They even told me its written clearly in there terms,
now here was does not make sense:
If you book thru a
German site CDW will
always be included.
But if you do the reservation on a
US site CDW are
not included but
you will always end up paying at the airport as there is no such a US card MC Gold/Platinium!