How often do you have fraudulent activity on your CC?

[BAHayman]

Somehow I have had fraudulent charges on 2 different CC's in the past month.

No idea how... I use Virtual CCs when shopping online at small stores and have never lost a card.

Just wondering if it is only me?

[bubbles]

thank gd i personally never had any problems during the 5-6 years since I opened my first card. I do  know that my parents and in-laws have had issues numerous times.

[Dan]

Never happened to me.

[dealvr]

Never happened to me either

[Chaikel]

Somehow I have had fraudulent charges on 2 different CC's in the past month.

No idea how... I use Virtual CCs when shopping online at small stores and have never lost a card.

Just wondering if it is only me?

I had just had a fraud alert which after answering some questions online they canceled my card and sent me a new one. Thing was, it wasn't technically a fraud. I had given a virtual number then canceled it, to avoid a recurring fee, and when they tried to charge it the alert was triggered. Would this match your scenario?

[smurf]

I once had amex flag a fraudulent charge shortly after using my card to make a phone reservation at a hotel. I assume the hotel clerk herself used the card for some international gambling site, Luckily amex flagged it right away.

[sky121]

Once in the last few months. Someone was trying to fill up his car with Gas in France. Visa caught it right away and sent me out a new card.

[AsherO]

Somehow I have had fraudulent charges on 2 different CC's in the past month.

No idea how... I use Virtual CCs when shopping online at small stores and have never lost a card.

Just wondering if it is only me?

Same issuer? You never used the actual cards?

Viewable via the same login online? How secure is that password?

[BAHayman]

So I'm not the only one lol

I had someone buy 4 planes tickets to France on my Citi AA MC and they didn't flag it as fraud nor call me! Then 2 days ago someone spent $432 at a Halloween store in Canada on my Chase SP, again no flag nor call!

Same issuer? You never used the actual cards?

Viewable via the same login online? How secure is that password?

Citi and Chase. I use them all the time, they are my primary cards... But always virtual card when online when it is not a large chain.

Not viewable via same login and the password is pretty darn secure...

[AsherO]

So I'm not the only one lol

I had someone buy 4 planes tickets to France on my Citi AA MC and they didn't flag it as fraud nor call me! Then 2 days ago someone spent $432 at a Halloween store in Canada on my Chase SP, again no flag nor call!

Citi and Chase. I use them all the time, they are my primary cards... But always virtual card when online when it is not a large chain.

Not viewable via same login and the password is pretty darn secure...

Different banks, eh?

Do you use Yodlee/Mint/another aggregator?

Have you left your wallet lying around?

This is pretty scary.

[Dan]

Sounds like you're frequenting some scammy store or getting your card skimmed somehow.

[henche]

Done by me, or done to me?

[BAHayman]

Different banks, eh?

Yup...

Do you use Yodlee/Mint/another aggregator?

Did use Yodlee and Mint a few months back, but haven't used them since before I got any Chase CCs.

Have you left your wallet lying around?

Never. The only time a CC leaves my site is at a resturant...

This is pretty scary.

(nodding)

Sounds like you're frequenting some scammy store or getting your card skimmed somehow.

It's gotta be that but I really only shop at large stores... scammy stores get VCCs even in store... I'm leaning toward a waiter at a restaurant but idk.

[AsherO]

Sounds like you're frequenting some scammy store or getting your card skimmed somehow.

Ya. Maybe you've used both cards at the same restaurant/gas station recently?

It's about time for Chip & Pin on this side of the pond. Besides, it's the 21st century, why can't we pay right at our table at restaurants?

[Columbiadorm]

My Citibank Visa just got hit 2 weeks ago. Some store in FL. CC was entered manually (duh). The charge was $7 and change. It hit their fraud alert and they called me. Sent out new cards.

No clue what happened though.

[AsherO]

My Citibank Visa just got hit 2 weeks ago. Some store in FL. CC was entered manually (duh). The charge was $7 and change. It hit their fraud alert and they called me. Sent out new cards.

No clue what happened though.

Citi had a big breach recently, other than that I'm not sure. I should take a closer look at my statements before I pay...

[Cbs]

i thought it happened twice to me in the past but both times i realized later that it was something i bought but the company didnt charge it for about a month and i totally forgot about it and also the name that was processed as the company was a diff name. i.e. like i bought shoes online and a month later i see a charge from some Shanghai trading company and i look and see i was never charged for the shoes and its the same amount

[bhphotoman]

on the topic of stolen cc...

when i was working at b & h some one calls and try's placing a 4k order i ask for cc info so he reads me a cc number i say name and he says my brothers name my jaw hit the floor i said hold while we process ur order then called my brother his wallet had been stolen from the car a few days prior

so i let verification know and they work with police feds etc and it was all takin care hehehehehe

some one in russia used my wamu cc for 1200 and no flag

[myb821]

on the topic of stolen cc...

when i was working at b & h some one calls and try's placing a 4k order i ask for cc info so he reads me a cc number i say name and he says my brothers name my jaw hit the floor i said hold while we process ur order then called my brother his wallet had been stolen from the car a few days prior

so i let verification know and they work with police feds etc and it was all takin care hehehehehe

what are the chances

[yaakov s]

and yes u can limit the hijacking by quoting a few ppl in one post

How do you do that