« Reply #67 on: November 28, 2011, 09:34:17 AM »
She was asking me about all my recent inquiries, then my recently opened cards, then my spending pattern (during which she noticed some credit lines were being used (e.g. ~30% of cards with a $5k limit), so I explained I pay in full. She still wanted me to explain the high utilization, so I said that the average is low (average between all my cards). She still felt these were high, so I explained it's regular spending, so she says that's a risk, so I tell her she can check my Chase payment history, so she goes back for a second review (took another 10 minutes) blah blah, eventually I was approved.
Which card was this for? Sounds like a lotta questions. So it's either the card type or the amount of inquiries
The spend-$1-on-each-card thing is about boosting your scores, it should [not] affect you at all when it comes to recon.
...is what I think you meant.
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