I applied for the AA Citi World Mastercard and got this email from them:
As my credit score is pretty high I've always been instantly approved by AMEX and Chase in the past- this is my first experience with Citi.
Thank you for applying for the Citi(R) Platinum
Select(R) / AAdvantage(R) World MasterCard(R) account.
Please note the following:
We have attempted to contact you to verify information
on your application. We were unable to verify your
residential address, telephone number, and/or
employment/income. In an effort to ensure the security of your
personal information and identity, we must request
the following information to continue processing your
application. Please send us all three of the following:
o Your most recent home telephone bill. We need the
original bill (not a copy) showing the telephone number and
the name and address for that number.
o A copy of ONE of the following, which clearly shows your
name and home address:
o A bank statement
o A credit card statement
o A utility bill other than your telephone bill
o A copy of your most recent pay statement clearly
showing your name and the date. If you are retired or
self-employed, you may send one of the following instead:
o A letter from your broker, CPA or personal
banker confirming the income stated on your application, or
o A copy of your federal tax return for the most
recently completed tax year. The tax return must include
your signature and all supporting schedules.
I don't know if I can prove the amount of annual income I stated. If I just send in the other things will it work or will they deny? Is there a way to avoid this in the future?