Author Topic: HOW OFTEN TO SIGN UP?? FOR DIFFRENT CREDIT CARDS? (Read 8702 times)

lcyitz · « **on:** January 05, 2012, 07:38:54 PM »

like how long between cards can i start again and sign up for more credit cards? in a way it wont bash my credit score to much.

jimmy1 · « **Reply #1 on:** January 05, 2012, 08:07:58 PM »

Quote from: lcyitz on January 05, 2012, 07:38:54 PM

like how long between cards can i start again and sign up for more credit cards? in a way it wont bash my credit score to much.

becareful not to get BANNED/BLACKLISTED by chase

Steven · « **Reply #2 on:** January 05, 2012, 08:29:20 PM »

Quote from: jimmy1 on January 05, 2012, 08:07:58 PM

becareful not to get BANNED/BLACKLISTED by chase

Welcome to the forums! nice to see Noobies helping each other.
For info about ALL CCs check out the most important thread stickyed by Dan to the top

Saver2000 · « **Reply #3 on:** January 05, 2012, 08:42:38 PM »

Quote from: jimmy1 on January 05, 2012, 08:07:58 PM

becareful not to get BANNED/BLACKLISTED by chase

Why are you screaming? Take it easy. Many people on this forum have churned dozens ofcards without a problem.
In rare instances they will blacklist someone, and even then we don't know that churning was the cause.

Dan · « **Reply #4 on:** January 05, 2012, 08:44:43 PM »

Quote from: Saver2000 on January 05, 2012, 08:42:38 PM

Why are you screaming? Take it easy. Many people on this forum have churned dozens ofcards without a problem.
In rare instances they will blacklist someone, and even then we don't know that churning was the cause.

+1

lcyitz · « **Reply #5 on:** January 05, 2012, 09:20:39 PM »

Quote from: Saver2000 on January 05, 2012, 08:42:38 PM

Why are you screaming? Take it easy. Many people on this forum have churned dozens ofcards without a problem.
In rare instances they will blacklist someone, and even then we don't know that churning was the cause.

SO HOW OFTEN WOULD YOU RECOMMEND LIKE HOW MANY HITS A MONTH IS OK? 2? 3?........................THANKS FOR YOU'RE HELP IN ADVANCE

joey89 · « **Reply #6 on:** January 05, 2012, 09:35:02 PM »

Quote from: Saver2000 on January 05, 2012, 08:42:38 PM

Why are you screaming?

Please turn off caps

AJK · « **Reply #7 on:** January 05, 2012, 09:38:57 PM »

Quote from: lcyitz on January 05, 2012, 09:20:39 PM

SO HOW OFTEN WOULD YOU RECOMMEND LIKE HOW MANY HITS A MONTH IS OK? 2? 3?........................THANKS FOR YOU'RE HELP IN ADVANCE

Maybe you don't understand that typing in CAPSLOCK SOUNDS LIKE YOUR YELLING?

(Hint: that's why people are asking you why you're screaming.)

P.S. Welcome to the forums!

Yossi. · « **Reply #8 on:** January 05, 2012, 10:00:45 PM »

Quote from: AJK on January 05, 2012, 09:38:57 PM

Maybe you don't understand that typing in CAPSLOCK SOUNDS LIKE YOUR YELLING?

(Hint: that's why people are asking you why you're screaming.)

P.S. Welcome to the forums!

Maybe he is actually yelling on purpose because no one has been answering him for the past 8 posts

EDIT: 9

lcyitz · « **Reply #9 on:** January 06, 2012, 12:37:08 AM »

Quote from: AJK on January 05, 2012, 09:38:57 PM

Maybe you don't understand that typing in CAPSLOCK SOUNDS LIKE YOUR YELLING?

(Hint: that's why people are asking you why you're screaming.)

P.S. Welcome to the forums!

ok got it didn't this caps was that intimidating so say how many credit hard pulls would you say i can do in a month without messing up my credit?

HelpMe · « **Reply #10 on:** January 06, 2012, 01:57:02 AM »

Quote from: lcyitz on January 06, 2012, 12:37:08 AM

ok got it didn't this caps was that intimidating so say how many credit hard pulls would you say i can do in a month without messing up my credit?

Do you mean score wise or until you get denied for too many recent inquires?

lcyitz · « **Reply #11 on:** January 06, 2012, 11:24:59 AM »

well if you give in a lot of applications for different credit cards then they will lower your score, then they will stop accepting you no?

lcyitz · « **Reply #12 on:** January 09, 2012, 11:18:35 AM »

so this subject never took off

HelpMe · « **Reply #13 on:** January 09, 2012, 11:31:02 AM »

Quote from: lcyitz on January 06, 2012, 11:24:59 AM

well if you give in a lot of applications for different credit cards then they will lower your score, then they will stop accepting you no?

In the short run it will lower your score but in the long run your score will improve. A lot of denials have nothing to do with score. You are seeing a lot of denials for too many inquires, to many recent accounts open, high balances, ect.

lcyitz · « **Reply #14 on:** January 09, 2012, 11:34:35 AM »

how about if i apply for a citi then a week later for a chase would that work?

HelpMe · « **Reply #15 on:** January 09, 2012, 11:41:02 AM »

Unless you had more apps in the prior months you should not have a problem.

lcyitz · « **Reply #16 on:** January 09, 2012, 11:46:02 AM »

thanks! how does the transferring credit work

for an example If i open a pp card then i spend the right amount to get the signup bonus......then i reapply a few months later then call them up to transfer credit from the first card to the newer 1 and just keep on doing that? (because i don't want to have to pay the annual fee)

Cbs · « **Reply #17 on:** January 09, 2012, 08:12:52 PM »

Quote from: lcyitz on January 09, 2012, 11:18:35 AM

so this subject never took off

thats because this subject has been spoken about so many times in other threads. and im here to help u out a bit so here

Quote from: Cbs on January 02, 2012, 05:47:31 PM

1. Topic: Signing up for multiple cards help - here, here, here, here

lcyitz · « **Reply #18 on:** January 09, 2012, 08:48:48 PM »

thanks!

lcyitz · « **Reply #19 on:** January 11, 2012, 11:15:00 AM »

and from when does the time between cards matter from when i apply or from when i open the card?