Author Topic: Chase $300 cash bonus for business checking?  (Read 11482 times)

Offline jimmy1

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Chase $300 cash bonus for business checking?
« on: January 06, 2012, 06:53:25 PM »
I just received an offer in mail to open any CHASE BUSINESS CHECKING and get $300 bonus for deposit of $5k or more.

 it has the coupon code but says "JUST BRING THE ATTACHED $300 NEW ACCOUNT CASH BONUS TO ANY CHASE BRANCH, and we will help you open the account that's best for you, or give us a call at 1800-chase-24.

I currently have 2 existing personal chase checking but I don't have any business.

It looks like I can't open the account online, what should i  say to the rep at chase branch when i open  a chase business checking?

is it going to be hard ?
 Will they do credit pull on this?
Thanks for any input and advice.
« Last Edit: January 06, 2012, 08:23:14 PM by jimmy1 »

Offline APoshiterYid

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Re: Chase $300 cash bonus for business checking?
« Reply #1 on: January 07, 2012, 07:08:53 PM »
I just received an offer in mail to open any CHASE BUSINESS CHECKING and get $300 bonus for deposit of $5k or more.

 it has the coupon code but says "JUST BRING THE ATTACHED $300 NEW ACCOUNT CASH BONUS TO ANY CHASE BRANCH, and we will help you open the account that's best for you, or give us a call at 1800-chase-24.

I currently have 2 existing personal chase checking but I don't have any business.

It looks like I can't open the account online, what should i  say to the rep at chase branch when i open  a chase business checking?

is it going to be hard ?
 Will they do credit pull on this?
Thanks for any input and advice.
What should you say? How about "Hi, I'd like to open a business account"?
Mixed results on hard/soft pull.
Many bankers will just let you open, even without a TIN/EIN.
If you live in NY (idk law in other states), you can just open a Sole Prop with your legal name, and then you can open biz accounts without a DBA (Doing Business As).
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #2 on: January 27, 2012, 01:05:06 AM »
If you live in NY (idk law in other states), you can just open a Sole Prop with your legal name
You mean all they will ask you is the same a biz cc app asks you?
and then you can open biz accounts without a DBA (Doing Business As).
Please explain this part?

And also, how much money movement does there need to be in order to maintain the account thereafter?
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Offline APoshiterYid

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Re: Chase $300 cash bonus for business checking?
« Reply #3 on: January 27, 2012, 01:10:30 AM »
You mean all they will ask you is the same a biz cc app asks you?Please explain this part?
And also, how much money movement does there need to be in order to maintain the account thereafter?
1) If by they you mean Chase, then basically yes. They may ask questions about the size of your biz and the frequency of transactions etc, but I just tell them that in all honesty it is a brand new business, which it is :)
2) If by maintain you mean to not have to pay monthly fee, I think as long as you have $15k in Chae account collectively then you get it for free, but it has been a little while.
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Offline HelpMe

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Re: Chase $300 cash bonus for business checking?
« Reply #4 on: January 27, 2012, 01:15:06 AM »
2) If by maintain you mean to not have to pay monthly fee, I think as long as you have $15k in Chae account collectively then you get it for free, but it has been a little while.
I have had 50.00 in a Chase business checking account for years. I have my business CC linked to the account. If I make you purchase a month with the CC there is no fees.
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #5 on: January 27, 2012, 01:30:04 AM »
1) If by they you mean Chase, then basically yes. They may ask questions about the size of your biz and the frequency of transactions etc, but I just tell them that in all honesty it is a brand new business, which it is :)
2) If by maintain you mean to not have to pay monthly fee, I think as long as you have $15k in Chae account collectively then you get it for free, but it has been a little while.
By maintain I mean not getting the account closed due to little or no activity..

Can you explain the DBA part that you wrote earlier?
« Last Edit: January 27, 2012, 01:33:21 AM by txtmax4 »
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #6 on: January 27, 2012, 01:32:04 AM »
I have had 50.00 in a Chase business checking account for years. I have my business CC linked to the account. If I make you purchase a month with the CC there is no fees.
So in essence, there is activity in the Chase business department (the biz cc) just not in the actual bank account, and that's enough to make the account stay open?

PS. you don't pay monthly fees for having such a small balance?
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Offline APoshiterYid

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Re: Chase $300 cash bonus for business checking?
« Reply #7 on: January 27, 2012, 01:40:54 AM »
Can you explain the DBA part that you wrote earlier?
The direct link I have saved is http://www.dos.state.ny.us/corp/formbus.html but it seems to be dead now.
Anyway, as per http://biztaxlaw.about.com/od/businessstartupsteps/a/dbafiling.htm , "[Need for a DBA] applies if your company name is different from your own name. For example, if you are a sole proprietor named “Rhonda Smith” and you have a photography studio named “Smith Portraits” or “Rhonda Smith Photography Studio,” you don’t need to file a DBA. But if Rhonda Smith were doing business as “Catalyst Photography,” she would need a DBA."

I actually brought in a print out from the NYS website as poof that I did not need one any time I went to open an account. I think I actually needed to use it only once though.
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Offline HelpMe

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Re: Chase $300 cash bonus for business checking?
« Reply #8 on: January 27, 2012, 01:41:07 AM »
So in essence, there is activity in the Chase business department (the biz cc) just not in the actual bank account, and that's enough to make the account stay open?

PS. you don't pay monthly fees for having such a small balance?
I have had no activity in my checking account in over a year. Since I have my business CC linked to my checking account and make one purchase a month the fees are waived.
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #9 on: January 27, 2012, 01:49:15 AM »
I have had no activity in my checking account in over a year. Since I have my business CC linked to my checking account and make one purchase a month the fees are waived.
What about my 1st question?
Are you sure they wont close you down for nothing going in or out of you bank account and such a little balance?
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Offline HelpMe

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Re: Chase $300 cash bonus for business checking?
« Reply #10 on: January 27, 2012, 01:58:42 AM »
What about my 1st question?
Are you sure they wont close you down for nothing going in or out of you bank account and such a little balance?
I can't be sure but so far so good.
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #11 on: January 27, 2012, 02:06:42 AM »
I can't be sure but so far so good.
Cool!
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #12 on: January 31, 2012, 01:15:42 AM »
What's the biggest coupon that one can get for opening checking, premium or business account with Chase?
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Offline APoshiterYid

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Re: Chase $300 cash bonus for business checking?
« Reply #13 on: January 31, 2012, 01:30:48 AM »
What's the biggest coupon that one can get for opening checking, premium or business account with Chase?

Biggest I have seen is $300 Biz.
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Offline txtmax4

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Re: Chase $300 cash bonus for business checking?
« Reply #14 on: January 31, 2012, 02:42:42 AM »
Biggest I have seen is $300 Biz.
What about biggest for premium and biggest for regular checking?
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Offline gavri

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Re: Chase $300 cash bonus for business checking?
« Reply #15 on: December 21, 2012, 11:54:02 AM »
HI GUYS,

I want to open a new business checking acct at chase, I want to get a bonus $200 OR any offer available,  can someone advise me how to sign up to get the coupon ?

thanks

Offline dans fan

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Re: Chase $300 cash bonus for business checking?
« Reply #16 on: December 21, 2012, 02:53:37 PM »
What's the biggest coupon that one can get for opening checking, premium or business account with Chase?
i see the date on top) imo 25k co points is better than $300

Offline Drago

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Re: Chase $300 cash bonus for business checking?
« Reply #17 on: December 22, 2012, 11:57:14 AM »
i see the date on top) imo 25k co points is better than $300
His post is 11 months old.

HI GUYS,

I want to open a new business checking acct at chase, I want to get a bonus $200 OR any offer available,  can someone advise me how to sign up to get the coupon ?

thanks
buy it from ebay for around $10, or check in some chase branches.

Offline dans fan

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Re: Chase $300 cash bonus for business checking?
« Reply #18 on: December 22, 2012, 11:24:24 PM »
His post is 11 months old.
i see the date on top) imo 25k co points is better than $300