Credit Utilization 0% bad for Credit Score?

[Saver2000]

I wish I could edit the topic title to include a question mark like this "Credit Utilization 0% bad for Credit Score?".

Did it for you.

[Lamdan]

Did it for you.

I don't see a question mark

[Saver2000]

I don't see a question mark

I can't quote and bold the title so you'll just have to look again.

[creditor]

It wouldn't explain why you had the same score at 0% and at 5%.

I didn't, just on myfico.com it was the same by 0%/5% not so on credit Karma where I had grade C by 0% and over 10%,
 and grade A by 1%/5%

[AsherO]

I wish I could edit the topic title to include a question mark like this "Credit Utilization 0% bad for Credit Score?".

You can 'Report to moderator' and request it.

I don't see a question mark

He did it for all future responses (from his 'FTFY' post) that are replied to.

I didn't, just on myfico.com it was the same by 0%/5% not so on credit Karma where I had grade C by 0% and over 10%,
 and grade A by 1%/5%

Now I'm completely confused about what you've been saying.

[creditor]

You can 'Report to moderator' and request it.

He did it for all future responses (from his 'FTFY' post) that are replied to.

Now I'm completely confused about what you've been saying.

credit Karma grades you the same by 0% util as by over 10% util, while fico.com grades you the same from 0% upto 5%util
 still not clear?

[Lamdan]

I can't quote and bold the title so you'll just have to look again.

Now I see it. Thanx.

[Shmelly]

Someone mentioned to me that its best to keep a $1 balance each month, so as to have a low utilization ratio. Any validity to this?

[meshugener]

Just bumped into this thread.
A minor question: is Saver2000 a moderator?