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Targeted - 75/5 Try this first, if you get "systems are currently down" you're not eligible for this offer
https://www262.americanexpress.com/business-card-application/member/business-gold-charge-card/login/44446-104-1-CAPOBGRC

Rotating offers - 25/50/75K for 5-10K spend try these links in multiple browsers and incognito till you get the offer you want.
https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards
https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards/44279?intlink=us-open-homepage-cm-card1
« Last edited by Dave A on June 14, 2016, 07:37:46 PM »

Author Topic: Amex Business Gold Card 75,000 point bonus  (Read 289090 times)

Offline meshugener

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #60 on: June 21, 2012, 11:04:01 AM »
Anyone here was able to have them accept bank statements for a legit LLC?
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Offline AJK

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #61 on: June 21, 2012, 11:10:29 AM »
Why not?
Sole prop is a business. I know many people who got FR'd. If they hadn't filed taxes, they just asked for bank statements, and at worst put a limit on them.

Have you read the FR thread? See how many people freak out about not having income?

And, yes, as was mentioned, the whole SP thing will garner greater scrutiny, rightfully so.

I opened a Biz Gold as Sole Prop, my personal tax return was enough (I did have Sched C on it)

I think that makes a diff :P
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Offline AsherO

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #62 on: June 21, 2012, 02:27:40 PM »
where are you coming up with these qualifications??  i'd bet 99% of the people who churn, here and on ft, aren't meeting them.     it's nice to be careful, but that's a bit over the top.

I'm suggesting that if she plays it that safe (call it over the top if you want to) then she can get $75k while (in all likelihood) flying under the f/r radar.

I'm not speaking to everyone reading this thread, I'm replying to a specific person with a specific concern.
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Offline yare

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #63 on: June 21, 2012, 03:49:30 PM »
I'm suggesting that if she plays it that safe (call it over the top if you want to) then she can get $75k while (in all likelihood) flying under the f/r radar.

I'm not speaking to everyone reading this thread, I'm replying to a specific person with a specific concern.
i seem to recall that the actual  approval for the business gold has a strong chance of causing a fr... irrelevant of the spending afterwards.    is that not the case?

Offline AsherO

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #64 on: June 21, 2012, 04:03:57 PM »
i seem to recall that the actual  approval for the business gold has a strong chance of causing a fr... irrelevant of the spending afterwards.    is that not the case?

For me the trigger was spending, I'm quite confident of it.
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Re: Amex Business Gold Card 75,000 point bonus
« Reply #65 on: June 21, 2012, 06:44:43 PM »
i seem to recall that the actual  approval for the business gold has a strong chance of causing a fr... irrelevant of the spending afterwards.    is that not the case?
+10000

My F/R was before I even received the card in the mail

@AsherO - thats why I dont think your guidelines will help.

Also if you are not deff sure you could survive a biz F/R - I am not sure but it could be that all your accounts will be shut down.
(I am basing this on the fact that all your accounts are suspended during the F/R)


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Re: Amex Business Gold Card 75,000 point bonus
« Reply #66 on: June 21, 2012, 07:16:08 PM »
Can't decide if I should apply for this card or not! If C'V I get an F/R I don't think i'll pass...
Then that's your answer.
Yeah, I'm gonna skip this one. Not worth the risk for me. (but the 75k bonus did make my mouth water a little bit  :P)

Offline Drago

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #67 on: June 22, 2012, 12:27:48 AM »
Anyone know if the FR process is different if it's done based on a suspicion of a biz account vs personal account? I passed a few yrs back, and would pass again based on family income, but I wouldn't want them delving too much into the details of the biz.

Also, they would only check family income, and not each spouse's income sep, correct?

Offline Dan

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #68 on: June 22, 2012, 12:34:27 AM »
Anyone know if the FR process is different if it's done based on a suspicion of a biz account vs personal account?
Very different.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Drago

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #69 on: June 22, 2012, 04:57:59 AM »
Very different.
...

Any details? Hoping for more than a yes/no answer :)

Offline meshugener

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #70 on: June 22, 2012, 09:33:01 AM »
If you file jointly how could they look into each spouse separately?
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Offline AsherO

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #71 on: June 22, 2012, 10:04:08 AM »
...

Any details? Hoping for more than a yes/no answer :)

For starters, they'd ask for business docs, if you haven't filed anything related to the the business you'll be SOL...
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Offline HelpMe

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #72 on: June 22, 2012, 10:06:19 AM »
For starters, they'd ask for business docs, if you haven't filed anything related to the the business you'll be SOL...
Whats happens when you just started your business? No tax return filed yet.
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Re: Amex Business Gold Card 75,000 point bonus
« Reply #73 on: June 22, 2012, 10:07:15 AM »
Whats happens when you just started your business? No tax return filed yet.
Bank Statements possibly could help. But it wont be as easy as a personal F/R

For a business they want to see tax returns

Offline HelpMe

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Re: Amex Business Gold Card 75,000 point bonus
« Reply #74 on: June 22, 2012, 10:13:02 AM »
Bank Statements possibly could help. But it wont be as easy as a personal F/R

For a business they want to see tax returns
How can you have bank statements or tax returns for a business you just started? Even if I put down 0 for years in business?
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