Author Topic: Banana Republic Card (Read 9198 times)

txtmax4 · « **on:** April 05, 2012, 02:28:32 AM »

Does anybody know the different features about this card? Does it come with a discount ONLY for the first purchase or do they have any exclusive offers for cardmembers that are worthwhile?
Anyone here owns it? Worth the pull?

Saver2000 · « **Reply #1 on:** April 05, 2012, 02:38:17 AM »

I don't know much about the benefits (are there any?), but could tell you about the rewards.

I have the visa card, so it can be used anywhere. I get 1 point per dollar on all purchases, and 5 points per dollar on purchases made at gap/banana/old navy.

For every 1000 points you get a $10 store gc/certificate. It expires about 5 months after you get it. You can use a maximum of three (four?) certificates per transaction .

Basically the rewards program stinks. Except if for the instore spending.

txtmax4 · « **Reply #2 on:** April 05, 2012, 02:46:48 AM »

Quote from: Saver2000 on April 05, 2012, 02:38:17 AM

Except if for the instore spending.

Meaning?

Ez · « **Reply #3 on:** April 05, 2012, 02:59:03 AM »

Quote from: Saver2000 on April 05, 2012, 02:38:17 AM

For every 1000 points you get a $10 store gc/certificate. It expires about 5 months after you get it.

You can probably buy gift cards with them in store (to avoid the expiration)

Yeki89 · « **Reply #4 on:** April 05, 2012, 08:33:40 AM »

there are 2 banana cards a regular and a lux, the lux gets you rewards quicker.... But its still on in store purchases, and not quite worthwhile IMHO.
Also, if you have a reward for $10, and but 2 items one for $40, and one for $60 they calculate the reward @ $4 for this one, $6 for that.
The reason if you return the item, you lose the reward

pretty sucky.

puddles · « **Reply #5 on:** April 05, 2012, 09:34:38 AM »

I have the Banana Luxe Visa. Its only worth it since most of the time they offer triple pionts in store. so if you shop there a decent amount the rewards are nice. Otherwise the card really stinks. I have never used it outside of a Banana

txtmax4 · « **Reply #6 on:** April 05, 2012, 09:44:32 AM »

So bottom line, never a percentage off/money off offer exclusively for cardmembers?

ez1985 · « **Reply #7 on:** April 05, 2012, 09:47:25 AM »

Quote from: txtmax4 on April 05, 2012, 09:44:32 AM

So bottom line, never a percentage off/money off offer exclusively for cardmembers?

There is. There is an additional 10% off every tuesday in Gap/BR/Old Navy and they have special days where cardholderes get certain percentages off. I've seen up to 30% off if you are a cardholder. And I have Lux which gives you free shipping always even from a store and free basic alterations.

meshugener · « **Reply #8 on:** April 05, 2012, 02:14:33 PM »

Just got a banana. I see I have to spend $800 in a calendar year to get lux status. So my Q: once I meet that spending do I stay forever with that status, or I have to spend $800 each year?

Saver2000 · « **Reply #9 on:** April 05, 2012, 02:19:46 PM »

Quote from: meshugener on April 05, 2012, 02:14:33 PM

Just got a banana. I see I have to spend $800 in a calendar year to get lux status. So my Q: once I meet that spending do I stay forever with that status, or I have to spend $800 each year?

I believe it's per calender. Someone CMIIW
It used to be for life, I think Dan got it when it was like that.

joeb1 · « **Reply #10 on:** April 05, 2012, 02:20:35 PM »

Quote from: Ez on April 05, 2012, 02:59:03 AM

You can probably buy gift cards with them in store (to avoid the expiration)

no u cant

Saver2000 · « **Reply #11 on:** April 05, 2012, 02:27:34 PM »

Quote from: joeb1 on April 05, 2012, 02:20:35 PM

no u cant

+1
I've tried this before.

Also they aren't transferable unless the recipient has a banana crad. I've given them to other people to use and the cashier asked to see their banana card.

ez1985 · « **Reply #12 on:** April 05, 2012, 02:28:06 PM »

Quote from: meshugener on April 05, 2012, 02:14:33 PM

Just got a banana. I see I have to spend $800 in a calendar year to get lux status. So my Q: once I meet that spending do I stay forever with that status, or I have to spend $800 each year?

I just got a lux card this year and it says it expires in 2014

meshugener · « **Reply #13 on:** April 05, 2012, 02:30:28 PM »

The card or the status?...

Saver2000 · « **Reply #14 on:** April 05, 2012, 02:35:39 PM »

Quote from: meshugener on April 05, 2012, 02:30:28 PM

The card or the status?...

+1
The cc expires in 2014 but the status/benefits don't necessarily have that same expiration date.

ez1985 · « **Reply #15 on:** April 05, 2012, 03:02:41 PM »

The card says Luxe all over it and the expiration for the card is 2014. I can't imagine having a luxe card that doesn't have the luxe benefits.

meshugener · « **Reply #16 on:** April 12, 2012, 01:54:08 PM »

Did an overview of T/C. First of all you must spend $800 EACH calendar year to maintain your Luxe status, second, you must do all the $800 in Banana Republic purchases, (so can't do AP shtick) so its just BS.

Dan · « **Reply #17 on:** April 12, 2012, 02:11:23 PM »

Quote from: meshugener on April 12, 2012, 01:54:08 PM

Did an overview of T/C. First of all you must spend $800 EACH calendar year to maintain your Luxe status, second, you must do all the $800 in Banana Republic purchases, (so can't do AP shtick) so its just BS.

I don't

meshugener · « **Reply #18 on:** April 12, 2012, 06:47:41 PM »

You don't what? Spend each year? Did you spend $800 in just Banana purchases? (if yes, your mrs. Is lucky).

Dan · « **Reply #19 on:** April 12, 2012, 06:52:32 PM »

Quote from: Saver2000 on April 05, 2012, 02:19:46 PM

It used to be for life, I think Dan got it when it was like that.