Author Topic: Credit Card Retention Bonuses (Read 1851208 times)

sruly101 · « **Reply #2400 on:** July 14, 2014, 12:03:58 PM »

Tried multiple times to get waived the $85 citi plat annual fee, but no luck!

My only option is to downgrade it to a card with no AF (or to close it.. but why should I), to which no AF card should i downgrade it?

plainbachur · « **Reply #2401 on:** July 14, 2014, 12:20:02 PM »

Just tried my SPG personal a no go
Anybody had recent experience?

bubble347 · « **Reply #2402 on:** July 14, 2014, 01:53:12 PM »

Quote from: plainbachur on July 14, 2014, 12:20:02 PM

Just tried my SPG personal a no go
Anybody had recent experience?

Got a no as well. Even after calling multiple times and chatting. The rep claimed that the system figures who to offer bonuses to and if you were not chosen there is nothing anyone can do.

avadah · « **Reply #2403 on:** July 14, 2014, 08:24:12 PM »

How long does it take Chase to refund AF on a closed card? Should I pay the AF (it's the only charge on this statement) and then get money back from them or just not pay it?

AJK · « **Reply #2404 on:** July 14, 2014, 08:42:56 PM »

Pay it and get it back.

David R · « **Reply #2405 on:** July 14, 2014, 09:09:20 PM »

Quote from: avadah on July 14, 2014, 08:24:12 PM

How long does it take Chase to refund AF on a closed card? Should I pay the AF (it's the only charge on this statement) and then get money back from them or just not pay it?

Not sure how long it takes for them to refund it. If you want to avoid problems, schedule a payment online for the due date. If the refund comes through, cancel the scheduled payment. If the payment goes through before they refund it, that does not prevent them from refunding it. Just request a check or ask them to transfer the credit balance to another Chase credit card.

sruly101 · « **Reply #2406 on:** July 15, 2014, 02:58:55 AM »

Quote from: sruly101 on July 14, 2014, 12:03:58 PM

Tried multiple times to get waived the $85 citi plat annual fee, but no luck!

My only option is to downgrade it to a card with no AF (or to close it.. but why should I), to which no AF card should i downgrade it?

BUMP

PETERP · « **Reply #2407 on:** July 15, 2014, 07:51:07 AM »

Quote from: AJK on July 14, 2014, 08:42:56 PM

Pay it and get it back.

+1 might show as closed with a balance on CR .

avadah · « **Reply #2408 on:** July 15, 2014, 12:54:20 PM »

Quote from: PETERP on July 15, 2014, 07:51:07 AM

+1 might show as closed with a balance on CR .

Uh oh. It's already closed but the payment isn't due yet. Will it still show that?

avadah · « **Reply #2409 on:** July 15, 2014, 01:54:15 PM »

Spoke to Chase. They said there's no reason to pay it, it will cancel automatically and won't incur late/interest fees and won't be reported to credit bureau. He said you get the AF refunded if canceling within 180 days. That seems like a pretty long time. Does anyone have experience with that?

AJK · « **Reply #2410 on:** July 15, 2014, 02:30:58 PM »

If it's not paid, I'd be willing to bet they charge you interest and late fees when the statement cuts (both of which are recoupable, but annoying).

AF will refund next statement.

Redbull3 · « **Reply #2411 on:** July 15, 2014, 03:42:01 PM »

Quote from: avadah on July 15, 2014, 01:54:15 PM

Spoke to Chase. They said there's no reason to pay it, it will cancel automatically and won't incur late/interest fees and won't be reported to credit bureau. He said you get the AF refunded if canceling within 180 days. That seems like a pretty long time. Does anyone have experience with that?

This is what they told my friend, who then didn't pay it, and got hit with a late fee. I told him he should have asked me before talking to chase. We worked it out, he paid all the fees (including the late fee) then called to complain and got the late fee credit on top of the AF credit.

Always pay it, then close, the refund will happen.

And #DROPR.

Redbull3 · « **Reply #2412 on:** July 15, 2014, 03:42:59 PM »

Quote from: AJK on July 15, 2014, 02:30:58 PM

If it's not paid, I'd be willing to bet they charge you interest and late fees when the statement cuts (both of which are recoupable, but annoying).

AF will refund next statement.

+1
#DROPR
#ROAJKI (rely on AJK instead)

zlt123 · « **Reply #2413 on:** July 22, 2014, 12:33:34 PM »

got 3000+3000 for keeping my southwest open. Can i get more? 6000 it stil not worth $69

sruli1234 · « **Reply #2414 on:** July 22, 2014, 02:30:09 PM »

Barclay Arrival - I just called them randomly, to see what I can milk from them. I asked for retention Dept., got 5K miles for not closing the card.

nobiggy · « **Reply #2415 on:** July 22, 2014, 03:33:22 PM »

M&M MC 1k spend for 5k miles

Shmelly · « **Reply #2416 on:** July 30, 2014, 01:30:33 PM »

Just got retention bonuses on 4 Citi AA cards in 1 call. $95 statement credits across the board (along with spend bonuses).

sruly101 · « **Reply #2417 on:** July 30, 2014, 02:16:25 PM »

Quote from: Shmelly on July 30, 2014, 01:30:33 PM

Just got retention bonuses on 4 Citi AA cards in 1 call. $95 statement credits across the board (along with spend bonuses).

For which cards? did u ask for all of them?

joey123 · « **Reply #2418 on:** July 30, 2014, 02:43:02 PM »

Quote from: sruly101 on July 30, 2014, 02:16:25 PM

For which cards? did u ask for all of them?

You did all 4 on one call?

casualchurner · « **Reply #2419 on:** July 30, 2014, 03:06:12 PM »

Called Chase about my UA card and got a $100 statement credit for keeping it open. But that was a year ago. Tried again this year and no such luck.

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Author Topic: Credit Card Retention Bonuses (Read 1851208 times)