Author Topic: Credit Card Retention Bonuses (Read 1843811 times)

D93 · « **Reply #3980 on:** October 09, 2015, 05:34:15 PM »

Quote from: keepsmiling123 on October 09, 2015, 04:38:10 PM

Any success on Amex Biz Plat

Yes - 10k MR

SPLP · « **Reply #3981 on:** October 10, 2015, 02:57:50 AM »

Quote from: TimT on October 09, 2015, 05:04:45 PM

There was nothing else wrong or suspicious with your accounts ? What was violated ? Is there a rule that you're only allowed to request something once every 12 months ?

There was nothing else wrong or suspicious with your accounts ? What was violated ? Is there a rule that you're only allowed to request something once every 12 months ?
[/quote]

Nothing else was wrong--they just said - to paraphrase -you gamed the system -- like i originally said--- if you think it is worth it to get an "extra" few miles etc with chase - go do it -just weigh what you may get VS. being kicked out from the nbr 1 bank for c.c.

i am only sharing info that can lead to a big problem - plus chase is not the same chase they were I have lasted a very long time in the game by being somewhat conservative , on dans many were what i call "180 wonders " ( racking up all kinds of points and then they get "caught" an it is all over

keepsmiling123 · « **Reply #3982 on:** October 10, 2015, 08:45:25 PM »

Quote from: D93 on October 09, 2015, 05:34:15 PM

Yes - 10k MR

No min spend? Did u close after retention? I'm not down to pay the fee again w/o the signup bonus

D93 · « **Reply #3983 on:** October 10, 2015, 09:28:50 PM »

Quote from: keepsmiling123 on October 10, 2015, 08:45:25 PM

No min spend? Did u close after retention? I'm not down to pay the fee again w/o the signup bonus

No spend. Yes.

Yitzshpitz · « **Reply #3984 on:** October 11, 2015, 02:17:50 AM »

Quote from: SPLP on October 09, 2015, 04:57:16 PM

ABOUT A MONTH- WAITED FOR "EACH" TO POST ,like i said i got away with it only because of my 40 years and accounts i maintain at chase--they called me to tell me going to close down - but saw how long i was with chase and told me - one more violation and we close

not worth the risk as far as i am concerned

have relative who did as i- but much younger- closed him down

one retention per card and ur safe -above one - risking it for "crumbs"

Where is there a rule that you can only get one retention bonus? They offered it to me when I asked to close my card.

SPLP · « **Reply #3985 on:** October 11, 2015, 03:42:36 AM »

OK -GO ARGUE WITH THEM AN SEE WHO WINS -- READ YOUR AGREEMENT -THEY CAN DO ANYTHING THEY LIKE -- SORRY FOR CAPS

Jm1248 · « **Reply #3986 on:** October 11, 2015, 09:57:25 AM »

Quote from: Yitzshpitz on October 11, 2015, 02:17:50 AM

Where is there a rule that you can only get one retention bonus? They offered it to me when I asked to close my card.

Quote from: SPLP on October 10, 2015, 02:57:50 AM

Nothing else was wrong--they just said - to paraphrase -you gamed the system

Feivish · « **Reply #3987 on:** October 12, 2015, 08:59:51 AM »

Quote from: LoLo on October 09, 2015, 03:01:40 PM

The $60 offer is usually the explorer card.

Do I need to speak with retention or regular c/s is fine?

tzifanya54 · « **Reply #3988 on:** October 12, 2015, 10:18:37 AM »

Quote from: Feivish on October 12, 2015, 08:59:51 AM

Do I need to speak with retention or regular c/s is fine?

YMMV Try it with regular c/s, if it's a no go, ask to be transferred to retention.

Jm1248 · « **Reply #3989 on:** October 12, 2015, 10:44:39 AM »

Quote from: Feivish on October 12, 2015, 08:59:51 AM

Do I need to speak with retention or regular c/s is fine?

IME regular cs should be fine

Dave A · « **Reply #3990 on:** October 12, 2015, 10:50:29 AM »

Has anyone had an issue with a retention call backfiring? I opened both AMEX plats (reg and MB) a month ago, hit my spend on MB, got GE fee reimbursed and PGGM'd, and now want to cancel to avoid AF.

Any chance retention call re MB will trigger some issue, or is it worth it before canceling?

Marco Polo · « **Reply #3991 on:** October 12, 2015, 10:51:10 AM »

Quote from: Dave A on October 12, 2015, 10:50:29 AM

Has anyone had an issue with a retention call backfiring? I opened both AMEX plats (reg and MB) a month ago, hit my spend on MB, got GE fee reimbursed and PGGM'd, and now want to cancel to avoid AF.

Any chance retention call re MB will trigger some issue, or is it worth it before canceling?

They shouldn't give you an issue for wanting to close.

Dave A · « **Reply #3992 on:** October 12, 2015, 10:57:58 AM »

Quote from: Marco Polo on October 12, 2015, 10:51:10 AM

They shouldn't give you an issue for wanting to close.

But I should still call retention line first and say that I'd like to close (i.e. that will trigger a potential retention offer)? Or just forget retention and use online chat to close?

NYHeel · « **Reply #3993 on:** October 12, 2015, 12:18:15 PM »

Any thoughts on which card between the CSP and the Ink Plus I should keep open. I need to keep one of them open and pay the fee since I can't get new cards and need them for the points transfer option. I'd rather not pay the fee on both unless there's a really good reason to.

Not that it matters but both are in my wife's name. I closed my CSP and Ink Plus a few months ago. Have applied for the CSP since then but was denied for opening too many cards. They gave me some nonsense about not being able to establish an accurate debt to credit ratio.

David Smith · « **Reply #3994 on:** October 12, 2015, 12:20:52 PM »

Quote from: NYHeel on October 12, 2015, 12:18:15 PM

Any thoughts on which card between the CSP and the Ink Plus I should keep open. I need to keep one of them open and pay the fee since I can't get new cards and need them for the points transfer option. I'd rather not pay the fee on both unless there's a really good reason to.

Not that it matters but both are in my wife's name. I closed my CSP and Ink Plus a few months ago. Have applied for the CSP since then but was denied for opening too many cards. They gave me some nonsense about not being able to establish an accurate debt to credit ratio.

CSP and downgrade ink plus to ink cash, unless you need the extra 25k at staples.

efflpetzel · « **Reply #3995 on:** October 12, 2015, 12:22:01 PM »

any experience getting amex retention two years in a row, was shot down on my BGR card because I got a one time bonus last year

spent over 150k this year & no go

Alexsei · « **Reply #3996 on:** October 12, 2015, 02:49:00 PM »

Quote from: Jm1248 on October 02, 2015, 05:48:44 PM

What makes you so sure that the next time you call back the better offer will still be available

Called again and got same offer accepted it this time. The csr mentioned that this is the very best card to pay at starwood and that tpg says so too......

Jm1248 · « **Reply #3997 on:** October 12, 2015, 09:41:43 PM »

Quote from: Alexsei on October 12, 2015, 02:49:00 PM

Called again and got same offer accepted it this time. The csr mentioned that this is the very best card to pay at starwood and that tpg says so too......

The csr quoted tpg? Lol

DaveInLA · « **Reply #3998 on:** October 13, 2015, 02:39:15 AM »

I've been rejected 3 times now for Chase Ink Plus after 1 year, pretty heavy spending on non-bonus categories. I've always called the phone number on the back of the card, now I wonder if I will have any success calling the retention department directly. Have you guys noticed a difference and success rate by doing that for Chase Ink?

Dave A · « **Reply #3999 on:** October 13, 2015, 12:08:43 PM »

Quote from: Dave A on October 12, 2015, 10:57:58 AM

But I should still call retention line first and say that I'd like to close (i.e. that will trigger a potential retention offer)? Or just forget retention and use online chat to close? [Only have had MB Plat card for 1 month]

BUMP

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Author Topic: Credit Card Retention Bonuses (Read 1843811 times)