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Reading alot of the app-o-rama proposals can be really challenging. This seems to be a good concise method. Just copy and paste:


Chase:
Bold: Approved
SP Visa: Pending
UA Personal: Approved

Amex:
Platinum Card (Mercedes): Approved
Business Gold: Approved

Citi:
CitiBusiness AAdvantage: Approved

Barclay:
Lufthansa: Pending
« Last edited by ayman on November 27, 2013, 01:07:44 AM »

Author Topic: My next app-o-rama...  (Read 516686 times)

Offline asd

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Re: My next app-o-rama...
« Reply #15 on: May 02, 2012, 10:48:13 PM »
is is so poshut you could churn citi aa

Offline Dan

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Re: My next app-o-rama...
« Reply #16 on: May 02, 2012, 10:50:34 PM »
is is so poshut you could churn citi aa
That's probably the hardest churn out there today.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline dans fan

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Re: My next app-o-rama...
« Reply #17 on: May 02, 2012, 10:56:06 PM »
2bm and 3bm with other banks is olso a trig with chase a/a

Offline ae123

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Re: My next app-o-rama...
« Reply #18 on: May 02, 2012, 11:26:55 PM »
That's probably the hardest churn out there today.

Are you saying that if I closed my Citi AA about 4 months ago, it's tough to churn now even with a different FF number?

Offline AsherO

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Re: My next app-o-rama...
« Reply #19 on: May 03, 2012, 02:30:28 AM »
is AA 50K still available?

I think so, backdoor links anyway.

is is so poshut you could churn citi aa

Who said anything about poshut? I can always rack up some TYP in case they ever come around again with mileage transfers.

That's probably the hardest churn out there today.

More than BA?

2bm and 3bm with other banks is olso a trig with chase a/a

I'd say just a lot of new accounts/inquiries.

Are you saying that if I closed my Citi AA about 4 months ago, it's tough to churn now even with a different FF number?

Tough enough that I wouldn't expect approval, especially not after only four months.

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Offline Drago

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Re: My next app-o-rama...
« Reply #20 on: May 03, 2012, 08:41:32 AM »
That's probably the hardest churn out there today.

arent the reports saying that 18 months is enough?

Offline YudiG

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Re: My next app-o-rama...
« Reply #21 on: May 03, 2012, 09:25:58 AM »
Did you get shutdown by amex or preempt by closing yourself? four months is kind of short...I've been waiting a year and am getting itchy especially since I have a good spg invite offer they sent...:(

Should we just both go for it and pray? :)

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Re: My next app-o-rama...
« Reply #22 on: May 03, 2012, 10:01:44 AM »
That's probably the hardest churn out there today.
seems to be that you need to wait over a year to get a new one approved

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Re: My next app-o-rama...
« Reply #23 on: May 03, 2012, 10:03:10 AM »
Did you get shutdown by amex or preempt by closing yourself? four months is kind of short...I've been waiting a year and am getting itchy especially since I have a good spg invite offer they sent...:(

Should we just both go for it and pray? :)
what was your spg invite offer?

Offline Dan

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Re: My next app-o-rama...
« Reply #24 on: May 03, 2012, 10:23:07 AM »
Are you saying that if I closed my Citi AA about 4 months ago, it's tough to churn now even with a different FF number?
A new FFN does nothing for Citi.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

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Re: My next app-o-rama...
« Reply #25 on: May 03, 2012, 11:27:27 AM »
Did you get shutdown by amex or preempt by closing yourself? four months is kind of short...I've been waiting a year and am getting itchy especially since I have a good spg invite offer they sent...:(

I closed 6 of 7 cards preemptively (see my link above to the Amex FR thread for the details), I was hoping they'd let me keep the 1 account I left open, in retrospect that wasn't such a smart idea...
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Offline YudiG

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Re: My next app-o-rama...
« Reply #26 on: May 03, 2012, 01:22:41 PM »
I closed 6 of 7 cards preemptively (see my link above to the Amex FR thread for the details), I was hoping they'd let me keep the 1 account I left open, in retrospect that wasn't such a smart idea...

link wasnt working at first....oh well...i've got the same predicament as you...I think I'll hold off but maybe go for one amex...it has been a year...

Offline AJK

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Re: My next app-o-rama...
« Reply #27 on: May 03, 2012, 02:04:34 PM »
2bm and 3bm with other banks is olso a trig with chase a/a

I'd say just a lot of new accounts/inquiries.

+1, with 8 active Chase cards, applying and/or getting approved for another several cards (even from other banks) would definitely risk being A/A'd IMHO. That's especially so if you apply with Chase after the others, as the recon agent (which you'll almost surely need) will likely see the pulls/new accounts. However, even if you apply for Chase before the others, there is still a risk that during a subsequent account review (soft pull), they may discover the new pulls/accounts and freak A/A ch'v.
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Offline AsherO

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Re: My next app-o-rama...
« Reply #28 on: May 03, 2012, 02:06:09 PM »
+1, with 8 active Chase cards, applying and/or getting approved for another several cards (even from other banks) would definitely risk being A/A'd IMHO. That's especially so if you apply with Chase after the others, as the recon agent will likely see the pulls/new accounts. However, even if you apply for Chase before the others, there is still a risk that during a subsequent account review (soft pull), they may discover the new pulls/accounts and freak A/A ch'v.

So if I want to stay with Chase no more churning for me ever? How long should I wait, or does that depend on how Chase A/A policies play out (i.e. see if it gets better/worse)?
PGF24BMGS

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Re: My next app-o-rama...
« Reply #29 on: May 03, 2012, 02:11:30 PM »
I'd say the latter. It just seems like skating on thin ice in the current environment and not worth the risk. To be sure, I'm not saying you can never sign up for another Chase card. Nor am I saying that if you do, you'll get A/A'd (what do I know?). All I am saying is that if you absolutely have to satiate the credit card application bug (which I certainly understand as I'm getting ready for my own AOR), I'd definitely, definitely stay the heck away from 11 new card applications.
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