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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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Author Topic: Questions and Help for BEGINNERS!  (Read 1755209 times)

Online TimT

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Re: Questions and Help for BEGINNERS!
« Reply #4180 on: April 26, 2015, 12:22:45 PM »
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Offline Tankchucker

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Re: Questions and Help for BEGINNERS!
« Reply #4181 on: April 26, 2015, 08:51:56 PM »
I want to go for the citi prestige and citi premier.
 
Since I can't do a 2bm with citi and have to wait 8 days between apps, Does it make a difference which card I apply for first?
 
 I figure that if I miss one of the special offers (in the case that the offer expires before the 8 days are over) it would be better to miss the prestige offer as it's a 20k bonus as opposed to the 30k bonus that the premier has.

Is that the route I should go?
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #4182 on: April 26, 2015, 09:15:16 PM »
Quote from: Tankchucker on April 26, 2015, 08:51:56 PM
I want to go for the citi prestige and citi premier.
 
Since I can't do a 2bm with citi and have to wait 8 days between apps, Does it make a difference which card I apply for first?
 
 I figure that if I miss one of the special offers (in the case that the offer expires before the 8 days are over) it would be better to miss the prestige offer as it's a 20k bonus as opposed to the 30k bonus that the premier has.

Is that the route I should go?
Apply for the card you want more, first.
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #4183 on: April 26, 2015, 09:56:10 PM »
Is there a way to pay an Amex bill with cash?
Thanks.
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Offline lunatic

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Re: Questions and Help for BEGINNERS!
« Reply #4184 on: April 26, 2015, 10:32:40 PM »
Quote from: Iz on April 26, 2015, 09:56:10 PM
Is there a way to pay an Amex bill with cash?
Thanks.

Do a bill pay at Walmart
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #4185 on: April 27, 2015, 12:02:31 AM »
Quote from: lunatic on April 26, 2015, 10:32:40 PM
Do a bill pay at Walmart
Great idea. Thanks. 
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #4186 on: April 27, 2015, 12:48:59 AM »
If I have Amex Everyday, am I eligible for the signup bonus on Everyday Preferred? Or is it considered one product?
Thanks.
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Online TimT

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Re: Questions and Help for BEGINNERS!
« Reply #4187 on: April 27, 2015, 01:03:45 AM »
Quote from: Iz on April 27, 2015, 12:48:59 AM
If I have Amex Everyday, am I eligible for the signup bonus on Everyday Preferred? Or is it considered one product?
Thanks.
2 different products
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Offline keemster26

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Re: Questions and Help for BEGINNERS!
« Reply #4188 on: April 27, 2015, 01:11:24 AM »
If I have ameriprise platinum, am I eligible for bonus on the regular platinum?
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Offline BarryLincoln

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Re: Questions and Help for BEGINNERS!
« Reply #4189 on: April 27, 2015, 01:35:06 AM »
Just downgraded/cancelled several cards as AF recently posted.  How soon can I re-apply for a i)Chase Sapphire Preferred (after just downgrading to Freedom); Chase Southwest (after just cancelling); and iii) Barclays ArrivalPlus (after just cancelling)?
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #4190 on: April 27, 2015, 08:07:50 AM »
Quote from: BarryLincoln on April 27, 2015, 01:35:06 AM
Just downgraded/cancelled several cards as AF recently posted.  How soon can I re-apply for a i)Chase Sapphire Preferred (after just downgrading to Freedom); Chase Southwest (after just cancelling); and iii) Barclays ArrivalPlus (after just cancelling)?
No real time limits, just what you are comfortable with. Especially when being asked why you just closed those cards.
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #4191 on: April 27, 2015, 08:48:42 AM »
Quote from: keemster26 on April 27, 2015, 01:11:24 AM
If I have ameriprise platinum, am I eligible for bonus on the regular platinum?
And what about the reverse: If I had the regular business platinum, am I eligible for the bonus on the Ameriprise version?
Thanks.
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4192 on: April 27, 2015, 09:21:40 AM »
Quote from: Iz on April 27, 2015, 08:48:42 AM
And what about the reverse: If I had the regular business platinum, am I eligible for the bonus on the Ameriprise version?
Thanks.
Business and Personal are two different things so getting the bonus on one won't effect getting the bonus on the other.
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Offline keemster26

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Re: Questions and Help for BEGINNERS!
« Reply #4193 on: April 27, 2015, 11:59:02 AM »
Quote from: Tom Brady on April 27, 2015, 09:21:40 AM
Business and Personal are two different things so getting the bonus on one won't effect getting the bonus on the other.
Right. But I'm wondering if I get ameriprise personal and platinum personal since they're both the same product just that one is ameriprise.
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Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #4194 on: April 27, 2015, 12:19:33 PM »
Quote from: keemster26 on April 27, 2015, 11:59:02 AM
Right. But I'm wondering if I get ameriprise personal and platinum personal since they're both the same product just that one is ameriprise.
2bm definitely works
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Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #4195 on: April 27, 2015, 02:13:03 PM »
Aren't regular purchases using Amex at least 1MR per dollar spent? If so, why is it showing 0 on my MR account when there are transactions that went through and are posted?
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #4196 on: April 27, 2015, 02:13:52 PM »
Quote from: Emkay on April 27, 2015, 12:19:33 PM
2bm definitely works
What about if I had/have the regular Plat, can I get the Ameriprise one?
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Offline coralsnake

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Re: Questions and Help for BEGINNERS!
« Reply #4197 on: April 27, 2015, 02:24:07 PM »
Quote from: benjie1305 on April 27, 2015, 02:13:03 PM
Aren't regular purchases using Amex at least 1MR per dollar spent? If so, why is it showing 0 on my MR account when there are transactions that went through and are posted?
Can take a few days after statement closes until it shows pending.
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Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #4198 on: April 27, 2015, 02:32:36 PM »
Quote from: coralsnake on April 27, 2015, 02:24:07 PM
Can take a few days after statement closes until it shows pending.

So the points will only post/show after closing? Thanks
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #4199 on: April 27, 2015, 02:33:14 PM »
Quote from: benjie1305 on April 27, 2015, 02:32:36 PM
So the points will only post/show after closing? Thanks
You can ask if they can expedite it.
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