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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1737863 times)

Offline Zeeeeks

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Re: Questions and Help for BEGINNERS!
« Reply #260 on: September 13, 2012, 10:45:09 AM »
Don't think its possible .
Why do u mind calling?
Because I need to downgrade the PL and MB after closing both a couple months ago :D

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #261 on: September 13, 2012, 10:57:04 AM »
I can't find the thread discussing this. Which dept do I need to SM to cancel a Platinum card. I SM'd Account Management and they said I need to call Plat CS.
Here's the thread
http://forums.dansdeals.com/index.php?topic=16294.msg226751#msg226751

Offline Zeeeeks

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Offline tuvz

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Re: Questions and Help for BEGINNERS!
« Reply #263 on: September 22, 2012, 05:31:16 AM »
Just got approved for my first amex 3bm
Wanna start using AP to meet the threshold, even if im sending only $200-$300 at a time up to $1000 over the month
Is there a big risk of an FR? Im also trying to do other small purchases.

Offline meshugener

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Re: Questions and Help for BEGINNERS!
« Reply #264 on: September 22, 2012, 09:26:25 PM »
YMMV....
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Offline MEIR613

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Re: Questions and Help for BEGINNERS!
« Reply #265 on: September 23, 2012, 01:22:19 AM »
This is my story tell me what you guys think
I have had a boa and crap1 for like 5 years but I had neg. Stuff in my credit report that I just got removed. I have 4 pulls on ex from amex which I did not get approved Cuz the neg stuff. So I am trying to avoid pulls from ex. I just 3 bm. Boa Cuz I figured since I already have a card from the its more likely to get approved and I think they forsure wont pull from ex rather everyone else now adage pulls from ex. Here are the 3 spirit world Cuz I want a world card going to Israel in 3 months,travel and boa amex. No instant app yet but will call tomorrow

Offline meshugener

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Re: Questions and Help for BEGINNERS!
« Reply #266 on: September 23, 2012, 08:47:38 AM »
What state do you live in?
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Offline yehuda S

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Re: Questions and Help for BEGINNERS!
« Reply #267 on: September 23, 2012, 10:24:18 AM »
Can someone please provide clarity on how long I must hold on to a CC for before I can cancel and reapply?

E.G. I got the United Mileage Explorer a month ago. Can I cancel already? If yes how long should I wait before reapplying?

I cancelled the Amex PRG last week after one year. Can I reapply?
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Offline MEIR613

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Re: Questions and Help for BEGINNERS!
« Reply #268 on: September 23, 2012, 10:25:36 AM »

Offline sky121

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Re: Re: Questions and Help for BEGINNERS!
« Reply #269 on: September 23, 2012, 10:26:29 AM »
Can someone please provide clarity on how long I must hold on to a CC for before I can cancel and reapply?

E.G. I got the United Mileage Explorer a month ago. Can I cancel already? If yes how long should I wait before reapplying?

I cancelled the Amex PRG last week after one year. Can I reapply?

You can apply an hour after you cancel though its probably better to wait a couple of hours. I wouldn't cancel my card after just one month. You COULD. But it's better not to IMHO.
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Offline yehuda S

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Re: Re: Questions and Help for BEGINNERS!
« Reply #270 on: September 23, 2012, 10:34:37 AM »
You can apply an hour after you cancel though its probably better to wait a couple of hours. I wouldn't cancel my card after just one month. You COULD. But it's better not to IMHO.

Not after one month. How many months then?
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Offline sky121

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Re: Re: Re: Questions and Help for BEGINNERS!
« Reply #271 on: September 23, 2012, 10:46:22 AM »
Not after one month. How many months then?

I usually wait a year but if not at least 3/4 months. That's just me though.
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Offline meshugener

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Re: Questions and Help for BEGINNERS!
« Reply #272 on: September 23, 2012, 10:07:45 PM »
Trying to buy something through the Amex MR mall, but I simply couldn't find it... Used to be on membershiprewards.com
Can anyone please direct me?
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Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #273 on: September 23, 2012, 10:09:42 PM »
Trying to buy something through the Amex MR mall, but I simply couldn't find it... Used to be on membershiprewards.com
Can anyone please direct me?
It's down for maintenance for the past couple of weeks.

Offline meshugener

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Re: Questions and Help for BEGINNERS!
« Reply #274 on: September 23, 2012, 10:11:50 PM »
Hmmmm....
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Offline Cbs

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Re: Questions and Help for BEGINNERS!
« Reply #275 on: September 24, 2012, 04:28:13 PM »
What/how do I do ?

I have the Amex plat and plat MB.  I have to cancel before the 30th . I have some pending charges and 25k on plat as well as a payment to the card that hasnr posted yet and one pending charge and no points on MB.

What's my move now? How do I cancel the cards and paying the pending charges that haven't posted yet?

If I downgrade plat to zync than will the charges show on my account somehow? And would I have to move out my points if I downgrade?

Thanx

(This is a cross post but I need a help asap. And I'm not getting in the other thread.)

Offline AJK

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Re: Questions and Help for BEGINNERS!
« Reply #276 on: September 24, 2012, 05:37:41 PM »
What/how do I do ?

I have the Amex plat and plat MB.  I have to cancel before the 30th . I have some pending charges and 25k on plat as well as a payment to the card that hasnr posted yet and one pending charge and no points on MB.

What's my move now? How do I cancel the cards and paying the pending charges that haven't posted yet?

If I downgrade plat to zync than will the charges show on my account somehow? And would I have to move out my points if I downgrade?

Thanx

(This is a cross post but I need a help asap. And I'm not getting in the other thread.)

Perhaps because there is a lot going on in your post.

I'll start you off:

What/how do I do ?

I have the Amex plat and plat MB.  I have to cancel before the 30th . I have some pending charges and 25k on plat as well as a payment to the card that hasnr posted yet and one pending charge and no points on MB.

What's my move now?

If I am understanding you correctly, if you cancel now, you likely will receive no points for Plat MB.
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Offline Cbs

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Re: Questions and Help for BEGINNERS!
« Reply #277 on: September 24, 2012, 05:59:36 PM »
Perhaps because there is a lot going on in your post.

I'll start you off:

If I am understanding you correctly, if you cancel now, you likely will receive no points for Plat MB.
Thanx for replying.

I already got the bonus for MB ans transferred out.
I didn't mean to make it complicated. In 2 words, what happens if I cancel the cards while theres points in the account and pending charges (or for that matter any charge)?

Offline AJK

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Re: Questions and Help for BEGINNERS!
« Reply #278 on: September 24, 2012, 06:05:19 PM »
If there are no associated MR cards, you'll lose the points after a certain period. Anywhere from a couple of hours (haven't seen this) to 30 days.

You'd still be responsible for pending charges (obv).
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Offline Cbs

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Re: Questions and Help for BEGINNERS!
« Reply #279 on: September 24, 2012, 06:14:32 PM »
You'd still be responsible for pending charges (obv).
So Its possible.to pay it even if u cancel the card?

What if I had a credit on their from,  say AA for $200, and I cancel card can I use that to pay a diff bill on the account?