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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1738176 times)

Offline Sammy12345

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Re: Questions and Help for BEGINNERS!
« Reply #540 on: February 13, 2013, 06:12:34 PM »
I am thinking in doing a Amex 3bm this is the first one that i will be doing w amex can u tell me if my choices are correct:
MB plat
reg Plat
Delta Amex
Are there any promotions right now going on diff then the regular?

Offline judahk88

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Re: Questions and Help for BEGINNERS!
« Reply #541 on: February 13, 2013, 07:59:49 PM »
If I wanted to book a deal through Jet blue Vacations, should I sign up for the amex jet blue card to get the points or should i just stick to using one of my other cards to book?

Offline Drago

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Re: Questions and Help for BEGINNERS!
« Reply #542 on: February 14, 2013, 03:38:33 PM »
I am thinking in doing a Amex 3bm this is the first one that i will be doing w amex can u tell me if my choices are correct:
MB plat
reg Plat
Delta Amex
Are there any promotions right now going on diff then the regular?
Why not do SPG instead of DL?
Also, if you plan on canceling the Plat cards within 60 days and don't want to transfer out the MR points by then, then you should have an active MR earning card to keep your points alive.

Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #543 on: February 14, 2013, 04:01:55 PM »
I am thinking in doing a Amex 3bm this is the first one that i will be doing w amex can u tell me if my choices are correct:
MB plat
reg Plat
Delta Amex
Are there any promotions right now going on diff then the regular?
do you know if you will get the points for both plats?

Offline Sammy12345

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Re: Questions and Help for BEGINNERS!
« Reply #544 on: February 14, 2013, 05:50:29 PM »
Why not do SPG instead of DL?
Also, if you plan on canceling the Plat cards within 60 days and don't want to transfer out the MR points by then, then you should have an active MR earning card to keep your points alive.
I am sorry for not mentioning I have 1 SPG card.....

Offline moka

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Re: Questions and Help for BEGINNERS!
« Reply #545 on: February 14, 2013, 06:58:08 PM »
hi i'm new to dans deals.
i got my first cc almost 1 year ago in April 2012, a capital one journey with a $300 dollar limit. after a few months i got a limit increase to $500.
i have a credit karma score of 733 (if that means anything).
i wanted to start with the real cc and start earning points and benefits.
which card is the next step that i would get approved for?
thanks.

Offline MEIR613

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Re: Questions and Help for BEGINNERS!
« Reply #546 on: February 14, 2013, 07:02:03 PM »
hi i'm new to dans deals.
i got my first cc almost 1 year ago in April 2012, a capital one journey with a $300 dollar limit. after a few months i got a limit increase to $500.
i have a credit karma score of 733 (if that means anything).
i wanted to start with the real cc and start earning points and benefits.
which card is the next step that i would get approved for?
thanks.
I would get a freedom.

Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #547 on: February 14, 2013, 07:02:11 PM »
hi i'm new to dans deals.
i got my first cc almost 1 year ago in April 2012, a capital one journey with a $300 dollar limit. after a few months i got a limit increase to $500.
i have a credit karma score of 733 (if that means anything).
i wanted to start with the real cc and start earning points and benefits.
which card is the next step that i would get approved for?
thanks.
first of all welcome to the forums thanks for not stating a new thread! :-) pls pm me if u have q's

i personally tell ppl to start with a discover 5% cash back as their first real card....

but if not....and go with chase try a 2bm

sapphire preferred
freedom

If you have any questions please search and then ask. PM me for detailed help.

Offline Sammy12345

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Re: Questions and Help for BEGINNERS!
« Reply #548 on: February 17, 2013, 09:52:06 AM »
Does anyone know if the two American Airlines cc the Amex  and the MasterCard if you were to sign up for both are those two diff pulls or one hard pull since there from AA website?

Offline MEIR613

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Re: Questions and Help for BEGINNERS!
« Reply #549 on: February 17, 2013, 10:42:06 AM »
Does anyone know if the two American Airlines cc the Amex  and the MasterCard if you were to sign up for both are those two diff pulls or one hard pull since there from AA website?
It would be one pull, but I would look the citi AA thread before you sign up.

Offline gingiboy5

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Re: Questions and Help for BEGINNERS!
« Reply #550 on: February 17, 2013, 01:13:07 PM »
Just want to confirm before i apply: its not necessary to do 3bm for business cards, correct? i can just apply separately and i get no pull?
Clipper Nation all day.

Offline mmermss

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Re: Questions and Help for BEGINNERS!
« Reply #551 on: February 17, 2013, 01:41:09 PM »
Just want to confirm before i apply: its not necessary to do 3bm for business cards, correct? i can just apply separately and i get no pull?
What do you mean separately?  Not all on one day?  That would get you three pulls. If you wouldnt get a pull for each time you apply for a biz card (not in same day)...that would make a whole lota things better  :)
It's not about the quantity of your posts.  It's about the quality.

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #552 on: February 17, 2013, 01:46:10 PM »
Just want to confirm before i apply: its not necessary to do 3bm for business cards, correct? i can just apply separately and i get no pull?
Business cards pull your personal credit report just like any other cc application,  so yes, a 3bm would help.

Offline gingiboy5

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Re: Questions and Help for BEGINNERS!
« Reply #553 on: February 17, 2013, 06:59:25 PM »
Business cards pull your personal credit report just like any other cc application,  so yes, a 3bm would help.
So then what's the advantage of applying for biz card in addition to personal?
Clipper Nation all day.

Offline mmermss

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Re: Questions and Help for BEGINNERS!
« Reply #554 on: February 17, 2013, 07:00:45 PM »
So then what's the advantage of applying for biz card in addition to personal?
More points. Spending on biz cards don't hurt your score.
It's not about the quantity of your posts.  It's about the quality.

Offline Saver2000

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Re: Questions and Help for BEGINNERS!
« Reply #555 on: February 17, 2013, 07:03:11 PM »
So then what's the advantage of applying for biz card in addition to personal?
You're asking regarding 2bm?

With some banks applying for a personal + biz in 2bm will be 2 pulls.  With others it'll be just one pull like a regular 2bm.

Offline Sammy12345

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Re: Questions and Help for BEGINNERS!
« Reply #556 on: February 18, 2013, 02:15:37 AM »
It would be one pull, but I would look the citi AA thread before you sign up.
I looked at the thread it was saying that recently ppl have been saying that they were not able to get both cc. Also that you can only do this evey 1-2 yrs.....

Offline judahk88

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Re: Questions and Help for BEGINNERS!
« Reply #557 on: February 18, 2013, 09:20:42 PM »
How do people on this forum have the time to go to so many different places in the world? I am dying to go to these places, but 1. I don't have nearly enough time and 2. What do you do with the kids? (for those that have kids)

Offline sky121

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Re: Questions and Help for BEGINNERS!
« Reply #558 on: February 18, 2013, 09:25:24 PM »
How do people on this forum have the time to go to so many different places in the world? I am dying to go to these places, but 1. I don't have nearly enough time and 2. What do you do with the kids? (for those that have kids)

Not everyone has the time.
Some take their kids.
Some leave their kids with the in laws.
"Not all who wander are lost"

Offline Sammy12345

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Re: Questions and Help for BEGINNERS!
« Reply #559 on: February 19, 2013, 05:08:11 PM »
You just GO.....
Dont think and GO......
Thats my attitude  ;D