This question was always on my mind, and I was just able to clarify it. I felt compelled to share it with the oilam.
If someone has a NY License, and gets tickets in NJ (or any other state) dors the insurance company find out about it and raise the rates.
The answer NO. As the ticket never sticks to your record. (I just applied for car insurance, (Gieco) I'm paying for one car with three driver $550 for 6 months.)
A tip to get your rate lower, ask for discounts. I got a good student discount of $55! plus it you take the online driving course for $19 you save $22 every 6 months for 3 years! They also have long timne driver discounts, marriage discounts, as well as a few policy discount i.e. renters insurance+driving.
The only thing I'm still curious about, if I would transfer my NY license into a NJ one, would my tickets come up Limaphraya?