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Which Insurance Broker would you recommend:

Insurance Depot
718-921-2300
Info@insdepot.com

Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer
« Last edited by Z56 on February 15, 2017, 02:42:03 PM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
21 (14.6%)
100k
32 (22.2%)
200k
9 (6.3%)
300k
45 (31.3%)
500k
20 (13.9%)
750k
1 (0.7%)
1m
9 (6.3%)
more than 1m
7 (4.9%)

Total Members Voted: 144

Author Topic: Car Insurance Master Thread  (Read 70339 times)

Offline David B

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Re: Car Insurance - Questions, Answers and Tips
« Reply #60 on: February 27, 2012, 12:14:14 PM »
That was not my experience.  NY resident, NY license, got a speeding ticket in NJ (Ft. Lee) that I plead down to a non-moving violation with no points.  Years later I found out that GEICO had a record of the "non-moving violation" ticket -- although it hadn't impacted my rates as it was a no-points ticket (after pleading).  NY license, however, does NOT get the points as NY and NJ do not have points reciprocity. 

Offline yitzf

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Re: Car Insurance - Questions, Answers and Tips
« Reply #61 on: February 27, 2012, 02:43:47 PM »
"All States as of 2005 are Required through New Federal Regulation to comply with and make available to all other states reciprocal driver records."
Is that for points or only for DWI, suspension etc.?

Offline Yeki89

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Re: Car Insurance - Questions, Answers and Tips
« Reply #62 on: February 27, 2012, 02:48:12 PM »
That was not my experience.  NY resident, NY license, got a speeding ticket in NJ (Ft. Lee) that I plead down to a non-moving violation with no points.  Years later I found out that GEICO had a record of the "non-moving violation" ticket -- although it hadn't impacted my rates as it was a no-points ticket (after pleading).  NY license, however, does NOT get the points as NY and NJ do not have points reciprocity.
Well said

Offline HelpMe

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Re: Car Insurance - Questions, Answers and Tips
« Reply #63 on: February 27, 2012, 02:51:54 PM »
Is that for points or only for DWI, suspension etc.?
"This database must include, at a minimum, all the data printed on the state drivers' licenses and ID cards, plus drivers' histories (including motor vehicle violations, suspensions, and points on licenses)."
"Elvis Has Left The Building"

Offline Twin

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Re: Car Insurance - Questions, Answers and Tips
« Reply #64 on: February 27, 2012, 02:59:42 PM »
i crashed someones car and his insurance coverd bec he has guest plan    Q is his rates going to go up now?

Offline Yeki89

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Re: Car Insurance - Questions, Answers and Tips
« Reply #65 on: February 28, 2012, 03:16:26 PM »
Why would it be different than if the main driver crashed?

Offline Twin

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Re: Car Insurance - Questions, Answers and Tips
« Reply #66 on: February 28, 2012, 07:52:06 PM »
Why would it be different than if the main driver crashed?
;D
iam not on his plan so the Q is if the rate will go up bec they paid $$ or not bec iam not on the plan

Offline David B

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Re: Car Insurance - Questions, Answers and Tips
« Reply #67 on: February 28, 2012, 08:04:49 PM »
Nobody can ever be certain (as it will be up the underwriter that reviews the policy at renewal time) -- but I would suspect/guess that it is the "loss experience" that counts, not who was driving.  So if the accident was your fault (i.e. you weren't rear-ended, but actually were more than 50% responsible for causing the crash), and the policy has to pay out money due to an accident caused by the insured, chances are decent the premiums will go up.   

Offline aryeh1

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Re: Car Insurance - Questions, Answers and Tips
« Reply #68 on: July 06, 2012, 09:34:43 AM »
What would insurance be about in brooklyn, 25 yr old , clean record?

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Auto Insurance
« Reply #69 on: July 09, 2012, 11:23:08 PM »
Just a note great deal- got it but insurance is much higher than my lexus i just returned.and all that i know who are trying to get the car are having difficulty getting low quotes under $200 a month in nyc
« Last Edit: July 10, 2012, 12:45:27 AM by Dan »

Offline kangaroo

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Just a note great deal- got it but insurance is much higher than my lexus i just returned.and all that i know who are trying to get the car are having difficulty getting low quotes under $200 a month in nyc

share with us what kind of deal you got?

Offline KidOOO

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Just a note great deal- got it but insurance is much higher than my lexus i just returned.and all that i know who are trying to get the car are having difficulty getting low quotes under $200 a month in nyc

I'm having same issue with insurance quote,
which deal did you end up getting?

Offline Koko

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Lowest deal i got was hartford 195 thats with clean record over 10 years insurance. Average quote people are getting aprox 230-275 a month allstate/ geico

Offline Dan

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Average quote people are getting aprox 230-275 a month allstate/ geico
That's what I pay for 6 months on my Altima :o
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AJK

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No way. $500/year  :o
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