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Which Insurance Broker would you recommend:

Nationwide- Spero
410-602-7723



Insurance Depot
718-921-2300
Info@insdepot.com

Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer
« Last edited by YSP on July 25, 2017, 03:42:14 PM »

Poll

How much liability insurance do you think is prudent?

Statutory minimum
22 (14.8%)
100k
34 (22.8%)
200k
9 (6%)
300k
46 (30.9%)
500k
21 (14.1%)
750k
1 (0.7%)
1m
9 (6%)
more than 1m
7 (4.7%)

Total Members Voted: 149

Author Topic: Car Insurance Master Thread  (Read 79975 times)

Offline Marko Rubio

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Re: Car Insurance Master Thread
« Reply #930 on: March 20, 2017, 09:23:06 PM »

1. Up to a month you should be able to reinstate it.

 After that, Are you working through an agent? If yes if the agency claims that he received the payment but forgot to send it to the company theres a chance that they will reinstate it.
they claim that after 3 weeks u cant reinstate it anymore
« Last Edit: March 20, 2017, 09:43:37 PM by Marko Rubio »
Do u have any different idea for a signature?

Online Mordyk

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Re: Car Insurance Master Thread
« Reply #931 on: March 22, 2017, 02:51:21 PM »
im trying to get an online insurance quote and they are asking a million coverage questions. can anyone sum up the dollar amounts i need for a cheap leased car. personal. liability, etc  TIA

Offline nucheiner

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Re: Car Insurance Master Thread
« Reply #932 on: March 22, 2017, 04:07:48 PM »
URGNT! ANY HELP WILL BE GREATLY APPRECIATED

a relative of mine due to points on his license had insurance for the last 20 years on his fathers name (car as well) for the purpose to get a much cheaper rate, now he was away for a few weeks so he didnt renew his insurance on time (its a owned car), when coming back he tried to renew, but the company says that because its 3 weeks after policy was due for renewel, they cant renew it anymore, and he has to make a new policy, but the big problem is that they dont wana except him anymore cause the one insured (his father) is already too old and they dont wana give him a policy anymore, so he tried getting one for himself by 2 companies and he got a rate of about $4000 for 6 months for having points on his license and for never having insurance before.....

now my question is can he do anything about it?
any tips or tricks to make it cheaper?
or anyone here know of any insurance agent that can help out with this kind of situation?

the person is around 45 lives in NY and just needs the minimum insurance required by law
hope someone here on ddf can help out  TIA
It shouldn't take to long to gain an insurance history. IME My first company to insure me was liberty mutual for about 225 monthly. 3 months later I was able to get Progressive for  about 125...

Offline mgarfin

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Re: Car Insurance Master Thread
« Reply #933 on: May 05, 2017, 12:48:17 AM »
Sienna / financed / 2 drivers age 30-40 / Brooklyn / Clean records
Same insurance for more than a year

Im not finding anything cheaper than $220 a month. I think this is above average?  am I right? what can be influencing it?

Offline ckmk47

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Re: Car Insurance Master Thread
« Reply #934 on: May 05, 2017, 02:07:16 AM »
Sienna / financed / 2 drivers age 30-40 / Brooklyn / Clean records
Same insurance for more than a year

Im not finding anything cheaper than $220 a month. I think this is above average?  am I right? what can be influencing it?
Talk to a broker/ agent. They'll shop around for you.

Offline noturbizniss

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Re: Car Insurance Master Thread
« Reply #935 on: May 05, 2017, 07:57:44 AM »
Any one have experience with NJ skylands?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline nocknock

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Re: Car Insurance Master Thread
« Reply #936 on: May 05, 2017, 10:27:09 AM »
URGNT! ANY HELP WILL BE GREATLY APPRECIATED

a relative of mine due to points on his license had insurance for the last 20 years on his fathers name (car as well) for the purpose to get a much cheaper rate, now he was away for a few weeks so he didnt renew his insurance on time (its a owned car), when coming back he tried to renew, but the company says that because its 3 weeks after policy was due for renewel, they cant renew it anymore, and he has to make a new policy, but the big problem is that they dont wana except him anymore cause the one insured (his father) is already too old and they dont wana give him a policy anymore, so he tried getting one for himself by 2 companies and he got a rate of about $4000 for 6 months for having points on his license and for never having insurance before.....

now my question is can he do anything about it?
any tips or tricks to make it cheaper?
or anyone here know of any insurance agent that can help out with this kind of situation?

the person is around 45 lives in NY and just needs the minimum insurance required by law
hope someone here on ddf can help out  TIA
he really shouldn't be on the road.......

If after 20 years he still has points that means he's a manic

Offline MrPrime1

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Re: Car Insurance Master Thread
« Reply #937 on: May 05, 2017, 11:11:45 AM »
im trying to get an online insurance quote and they are asking a million coverage questions. can anyone sum up the dollar amounts i need for a cheap leased car. personal. liability, etc  TIA

100/300

Offline MrPrime1

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Re: Car Insurance Master Thread
« Reply #938 on: May 05, 2017, 11:12:43 AM »
Sienna / financed / 2 drivers age 30-40 / Brooklyn / Clean records
Same insurance for more than a year

Im not finding anything cheaper than $220 a month. I think this is above average?  am I right? what can be influencing it?

brooklyn. try geico, i also have a contact with nationwide if your interested. im paying 160/month full coverage on my 2017 jeep grand cherokee limited in brooklyn

Offline Jkhein

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Re: Car Insurance Master Thread
« Reply #939 on: May 09, 2017, 11:28:20 PM »
I have tickets and piints on my name but wife has nothing. If I put a new car on her name and me as another driver will it be cheaper then if I am the primary?

Offline atsdump

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Re: Car Insurance Master Thread
« Reply #940 on: May 10, 2017, 01:43:16 AM »
Been to and accident where I was going straight and somebody was trying to take left turn from opposite and had T-bone accident in Arizona. He gave recorded statement to the insurance that I was passing at Red signal to cover up his fault. 

Any advice on how to make counter argument on this (and if anyone aware around Arizona traffic laws in such situation)?

Also I understood that from my total car loss, it increase overall region premium instead of my own insurance premium (if they prove I am at fault for some reason on their false claim of Red signal) as that car account is closed. Is that true?

Offline YSP

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Re: Car Insurance Master Thread
« Reply #941 on: May 10, 2017, 02:05:15 PM »
I have tickets and piints on my name but wife has nothing. If I put a new car on her name and me as another driver will it be cheaper then if I am the primary?
makes no difference

Offline Jkhein

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Re: Car Insurance Master Thread
« Reply #942 on: May 12, 2017, 12:54:38 AM »
makes no difference
how about if I just make my wifes name on the policy but I live in the household?

Online Lou Bob

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Re: Car Insurance Master Thread
« Reply #943 on: May 12, 2017, 01:07:38 AM »
how about if I just make my wifes name on the policy but I live in the household?
doesn't work like that
Always use an Amex, you'll thank me one day.

Offline YSP

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Re: Car Insurance Master Thread
« Reply #944 on: May 12, 2017, 12:09:49 PM »