Topic Wiki

American Express reconsideration (personal and business):
866-314-0237
1-800-582-6471

Another number they gave me on the phone for Biz: 800 952 7560
Also, 1800-567-1083
Also: 1800-334-0400 (gave me for Gold)

To check your application status: americanexpress.com/applicationstatus

Random: see this great article about negotiating tactics with Customer Service Reps
« Last edited by TimT on March 16, 2016, 09:34:16 PM »

Author Topic: AMEX Reconsideration  (Read 330206 times)

Offline eli232

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Re: AMEX Reconsideration
« Reply #1140 on: November 17, 2016, 09:57:09 PM »
I HUCAed a few times with them but they seem pretty strict about this 5 card rule.
+1 same here

Offline dealtastic

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Re: AMEX Reconsideration
« Reply #1141 on: November 18, 2016, 12:57:32 PM »
I HUCAed a few times with them but they seem pretty strict about this 5 card rule.
IMHO it only worked for auto approvals and could have been a glitch. If the system denies you based on the max card rule, CSR's can't overwrite it either.

Offline Mr. CC

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Re: AMEX Reconsideration
« Reply #1142 on: November 19, 2016, 04:20:31 PM »
Any way to get around when they ask for a letter from your bank confirming your address?
sent them one, but it's missing... banker details, bankers phone #...

Offline blue eyes

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Re: AMEX Reconsideration
« Reply #1143 on: December 26, 2016, 01:33:05 PM »
what is the manual reconsideration department and is there a way to reach them to follow up on an application?

Offline mmgfarb

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Re: AMEX Reconsideration
« Reply #1144 on: December 26, 2016, 01:34:42 PM »
what is the manual reconsideration department and is there a way to reach them to follow up on an application?
Number is in the wiki
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline blue eyes

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Re: AMEX Reconsideration
« Reply #1145 on: December 26, 2016, 03:27:27 PM »
I am told by agents that the manuel recon team doesnt take customer calls and i cannot be transferred to them

Offline blue eyes

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Re: AMEX Reconsideration
« Reply #1146 on: December 26, 2016, 03:35:41 PM »
i keep on reaching the Philippians...

Offline Knak Yankel

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Re: AMEX Reconsideration
« Reply #1147 on: December 30, 2016, 09:21:09 AM »
i applied for 6 cards on a shot.

Amex plat
Amex everyday preferred
Delta gold
Delta plat
Delta business plat
Delta business gold

got approved for 5

not for the Delta business gold

called in, rep send it to Reconsideration Dept.

Offline yitzyul

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Re: AMEX Reconsideration
« Reply #1148 on: January 02, 2017, 10:14:32 PM »
Applied yesterday  for Amex Delta card was told to call because they have some questions.(closed)....today applied for the amex plat and got approved instantly.
When I called Amex Recon to get the delta approved they told me I have to wait 5 days because if got approved for one card system automatically makes you wait. I called 3x and they keep on saying the same thing.
I really didn't want to wait because I wanted to transfer my other credit limit to this Delta card before my AF 30 days!

Offline yitzyul

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Re: AMEX Reconsideration
« Reply #1149 on: January 02, 2017, 10:35:48 PM »
Applied yesterday  for Amex Delta card was told to call because they have some questions.(closed)....today applied for the amex plat and got approved instantly.
When I called Amex Recon to get the delta approved they told me I have to wait 5 days because if got approved for one card system automatically makes you wait. I called 3x and they keep on saying the same thing.
I really didn't want to wait because I wanted to transfer my other credit limit to this Delta card before my AF 30 days!
'Just Huca'd again and they are adamant that since one was approved I have to wait the 5 days because they would have to check my credit report again and they can't check for 5 days after 1 application??????
I guess will have to try tomorrow when I assume I won't be transferred to some Indian Call center

Offline yitzyul

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Re: AMEX Reconsideration
« Reply #1150 on: January 03, 2017, 09:32:36 AM »
'Just Huca'd again and they are adamant that since one was approved I have to wait the 5 days because they would have to check my credit report again and they can't check for 5 days after 1 application??????
I guess will have to try tomorrow when I assume I won't be transferred to some Indian Call center
I have called some 7x and they are adamant that once an application was approved after the initial application there is no way they can approve it before 5 days. I should call  back on day 6....

Offline 12HRS

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Re: AMEX Reconsideration
« Reply #1151 on: January 03, 2017, 09:35:48 AM »
I have called some 7x and they are adamant that once an application was approved after the initial application there is no way they can approve it before 5 days. I should call  back on day 6....

nothing you can do in this situation. just wait

Offline yitzyul

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Re: AMEX Reconsideration
« Reply #1152 on: January 03, 2017, 09:38:33 AM »
nothing you can do in this situation. just wait
Afraid that its another credit pull:(

Offline rollingstone

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Re: AMEX Reconsideration
« Reply #1153 on: January 03, 2017, 07:02:48 PM »
nothing you can do in this situation. just wait
-1 keep calling.
I've pushed through apps only after 9 calls.
You obviously should have a reason why they should make an exception.

Offline 12HRS

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Re: AMEX Reconsideration
« Reply #1154 on: January 03, 2017, 07:41:27 PM »
-1 keep calling.
I've pushed through apps only after 9 calls.
You obviously should have a reason why they should make an exception.

pushed through an app that got the 5 day wait to run your credit again?

Offline rollingstone

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Re: AMEX Reconsideration
« Reply #1155 on: January 03, 2017, 07:47:25 PM »
pushed through an app that got the 5 day wait to run your credit again?
Yes.

Offline 12HRS

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Re: AMEX Reconsideration
« Reply #1156 on: January 03, 2017, 07:48:52 PM »

Offline yitzyul

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Re: AMEX Reconsideration
« Reply #1157 on: January 03, 2017, 08:29:57 PM »
-1 keep calling.
I've pushed through apps only after 9 calls.
You obviously should have a reason why they should make an exception.
They are pretty adamant that the computer locks it on hold and they cannot do anything as it has to wait the 5 days so that they can order another credit report (for fraud and because of being approved on another application).

Offline David Smith

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Re: AMEX Reconsideration
« Reply #1158 on: January 03, 2017, 08:31:12 PM »
Impossible.
Impossible.
Impossible.
Impossible.
Sure, no problem. Approved.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Hamavin

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Re: AMEX Reconsideration
« Reply #1159 on: January 03, 2017, 08:31:50 PM »
If got declined for to many apps on credit report and high utilazation etc. is it worth pushing through or will just cause f/r?