Topic Wiki

American Express reconsideration (personal and business):
866-314-0237
1-800-582-6471

Another number they gave me on the phone for Biz: 800 952 7560
Also, 1800-567-1083
Also: 1800-334-0400 (gave me for Gold)

To check your application status: americanexpress.com/applicationstatus

Random: see this great article about negotiating tactics with Customer Service Reps
« Last edited by TimT on March 16, 2016, 09:34:16 PM »

Author Topic: AMEX Reconsideration  (Read 327041 times)

Offline S209

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Re: AMEX Reconsideration
« Reply #1220 on: April 19, 2017, 03:55:05 PM »
Don't worry, you just need to show some income. Obviously you don't need to show all, because there might be members of your household not included in your tax forms which you included on your income calculation for them
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline shulem92

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Re: AMEX Reconsideration
« Reply #1221 on: April 19, 2017, 10:33:41 PM »
I've seen cancelled applications many times, either they cancel because there was a previous application which wasn't approved so they don't even bother pulling a second time, or they're missing certain information, such as correct address matching your credit report. call the new accounts department and ask what the problem is
I'm just warning you, though, they can really make you jump through hoops at the new accounts department and you're not guaranteed anything, especially if you're a brand new member
Don't worry, you just need to show some income. Obviously you don't need to show all, because there might be members of your household not included in your tax forms which you included on your income calculation for them
I like your signature, does that fresh perspective include teaching you how to edit a post, so you don't have 3 separate posts? lol. thanx for the reply

Offline av83

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Re: AMEX Reconsideration
« Reply #1222 on: April 20, 2017, 09:58:28 AM »
i applied at the end of march for biz the spg account was denied cause i already had 5 credit cards with amex they said thats the max i can have . so i closed my personal spg and requested a reconsideration. after about 2 weeks they said that they remain with previous decision and wont approve my application . what can be my next step to get approve?  also i recently had a fr and my credot lines were significantly slashed.

Offline as2

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Re: AMEX Reconsideration
« Reply #1223 on: April 20, 2017, 10:05:35 AM »
i applied at the end of march for biz the spg account was denied cause i already had 5 credit cards with amex they said thats the max i can have . so i closed my personal spg and requested a reconsideration. after about 2 weeks they said that they remain with previous decision and wont approve my application . what can be my next step to get approve?  also i recently had a fr and my credot lines were significantly slashed.
HUCA. Simply ask them why the answer would remain the same if the facts changed. It's possible they still will not let it slide, but give it a try.
Memories last forever, make them while you can.

Offline Iz

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Re: AMEX Reconsideration
« Reply #1224 on: June 04, 2017, 01:21:10 PM »
Any way to reach recon on Sunday?

Offline Mr. CC

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Re: AMEX Reconsideration
« Reply #1225 on: June 04, 2017, 01:40:38 PM »
Any way to reach recon on Sunday?
or any day?
someone that UNDERSTANDS English

Offline Iz

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Re: AMEX Reconsideration
« Reply #1226 on: June 04, 2017, 01:44:11 PM »
or any day?
someone that UNDERSTANDS English
Come on, we're already resigned to that! ;)

Offline hide4

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Re: AMEX Reconsideration
« Reply #1227 on: June 05, 2017, 11:17:38 AM »
Come on, we're already resigned to that! ;)
You learned their language?!

Offline Iz

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Re: AMEX Reconsideration
« Reply #1228 on: June 05, 2017, 11:27:26 AM »
You learned their language?!
More or less... ;)

Offline Davidthebest

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Re: AMEX Reconsideration
« Reply #1229 on: July 10, 2017, 02:10:18 PM »
Applied  2 weeks ago for 2 business CC one after the other , (the blue business and the delta business), one was instantly approved the other one they put on pending, now few days later they say In order to see if they can approve for the second card they gota do an additional pull.
(Btw I do have 5 amex CC  already).
If they dont approve  me Would I be able to dispute the second pull claiming that they pulled already my report  once 2 weeks ago ?

Offline mishyq

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Re: AMEX Reconsideration
« Reply #1230 on: July 29, 2017, 01:25:28 AM »
I applied for 1 credit card and 1 charge card back in May/June (past 90 days)

Last week, I added myself as two AUs on the Amex Personal Plat (in response to targeted offer of getting 5K MR, if spend $500 per AU card).

Today, I got letters saying that the AU cards had been approved. Additionally, I also got a separate letter saying that "you have reached the maximum number and type of cards that we will approved within the period of a few months

My question is, does adding yourself as AU count as an application? I never thought so, that's why I am confused why I get this separate letter? Does Amex now consider me as someone who has applied for 4 cards (1 credit card, 1 charge card, 2 AU charge card) in the past 90 days?

Anybody has the same experience?

Offline yossig

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Re: AMEX Reconsideration
« Reply #1231 on: July 31, 2017, 09:09:34 AM »
Applied  2 weeks ago for 2 business CC one after the other , (the blue business and the delta business), one was instantly approved the other one they put on pending, now few days later they say In order to see if they can approve for the second card they gota do an additional pull.
(Btw I do have 5 amex CC  already).
If they dont approve  me Would I be able to dispute the second pull claiming that they pulled already my report  once 2 weeks ago ?
yes. you can call experian

Offline Boondocks

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Re: AMEX Reconsideration
« Reply #1232 on: August 18, 2017, 01:02:08 PM »
Does amex biz reconsideration send it to a manual tram all the time or they'll look at your credit report with you on the phone and have you approved?

Offline troner100

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Re: AMEX Reconsideration
« Reply #1233 on: September 06, 2017, 09:02:21 PM »
Jus applied to the platinum got the 14 day message.
It is my first Amex card.
Anyone with an idea with what that means?
And if negative how do I go about it?
Thanks

Offline BP16

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Re: AMEX Reconsideration
« Reply #1234 on: September 06, 2017, 09:16:54 PM »
Jus applied to the platinum got the 14 day message.
It is my first Amex card.
Anyone with an idea with what that means?
And if negative how do I go about it?
Thanks
Did you call?

Offline a good yeshiva bachur

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Re: AMEX Reconsideration
« Reply #1235 on: November 30, 2017, 02:53:14 PM »
reposting here (just found this thread)

i just applied for a SPG card for my friend and it said pending gotta wait 14 days
so we called recon, asked what the 14 days means, and they said its going through to the executive department and we gotta wait the 14 days...

is it true, or DROPR?

Offline auntiemus

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Re: AMEX Reconsideration
« Reply #1236 on: December 08, 2017, 12:58:02 AM »
I am going in circles with the numbers I called. Anyone have a number to speak to an actual reconsideration person?

Offline shapsam

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Re: AMEX Reconsideration
« Reply #1237 on: December 08, 2017, 11:15:00 AM »
I am going in circles with the numbers I called. Anyone have a number to speak to an actual reconsideration person?
I dont think that's possible. you have to speak to an Indian and they submit the request to recon.

Offline rileywiles23

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Re: AMEX Reconsideration
« Reply #1238 on: January 25, 2018, 03:04:23 PM »
Just got denied for amex DL card. Letter said "Our policy is not to approve an application whom we have recently denied."
Never had that language in a denial before.
Life is as good as you make it...

Offline miles lover

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Re: AMEX Reconsideration
« Reply #1239 on: January 25, 2018, 03:26:08 PM »
Just got denied for amex DL card. Letter said "Our policy is not to approve an application whom we have recently denied."
Never had that language in a denial before.
You applied with the public link yesterday ? You got an email about it or you called ?