Author Topic: Amex online credit limit transfer is back  (Read 2287 times)

Offline Mikeoracle

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Amex online credit limit transfer is back
« on: July 09, 2012, 04:26:07 PM »
I dont remember seeing anyone else post this but I just noticed that I am getting the option on the Amex website to shift CL between between credit cards online (in my case I had the option on my Hilton and Starwood personal cards).
This option was available near the bottom of my "recent activity" page on these individual cards.

I tested a $10K credit shift and it was approved and showed instantly.

This option is obviously not available on the charge cards and I didnt see it on my one business card.

(Note, I thought I saw this option a few weeks ago but I wasnt paying attention and didnt verify it at the time. So I dont know when this actually went into effect.)
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Offline Dan

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Re: Amex online credit limit transfer is back
« Reply #1 on: July 09, 2012, 04:36:46 PM »
Nice!
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Offline HelpMe

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Re: Amex online credit limit transfer is back
« Reply #2 on: July 10, 2012, 06:37:26 AM »
I wonder if they will do a pull on this.
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Offline 3ZeroT

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Re: Amex online credit limit transfer is back
« Reply #3 on: July 10, 2012, 09:26:27 AM »
Soft pull maybe?  I haven't heard of anyone getting a hard pull. 

Offline AJK

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Re: Amex online credit limit transfer is back
« Reply #4 on: July 10, 2012, 06:11:54 PM »
I wonder if they will do a pull on this.

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Offline HelpMe

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Re: Amex online credit limit transfer is back
« Reply #5 on: July 10, 2012, 06:14:30 PM »
It looks like you only need to leave 500 on the card. In the past any CL over 25k created undo attention.
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Offline MOSES

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Re: Amex online credit limit transfer is back
« Reply #6 on: July 10, 2012, 07:22:48 PM »
It does not give me the option between two personal cards. and SPG personal, and a delta reserve personal. Any have this experience?

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Re: Amex online credit limit transfer is back
« Reply #7 on: July 11, 2012, 09:01:26 AM »
anyone have any insight?

Offline 3ZeroT

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Re: Amex online credit limit transfer is back
« Reply #8 on: July 11, 2012, 09:30:14 AM »
I also suspect not everyone may see this feature depending on their individual account history with AMEX.  I know I had it for awhile then it disappeared right after my FR (even though I passed with flying colors and cards/limits were untouched).  As of right now I have 2 cards which should definitely be compatible and it is not showing up for me either, although 1 was only recently opened.

Offline txtmax4

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Re: Amex online credit limit transfer is back
« Reply #9 on: August 13, 2012, 01:14:01 AM »
Is it instant for everyone?

Regarding the pull, from my experience over the phone less than a year ago they told me they definitely would be doing a hard pull.
Also from the fact that they ask for total annual income it makes me think they do a pull as they usually go hand in hand.
Can anyone who did it please clarify if they saw a pull and if the transfer was instant?
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Offline AsherO

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Re: Amex online credit limit transfer is back
« Reply #10 on: August 15, 2012, 02:20:20 PM »
Regarding the pull, from my experience over the phone less than a year ago they told me they definitely would be doing a hard pull.
Also from the fact that they ask for total annual income it makes me think they do a pull as they usually go hand in hand.
Can anyone who did it please clarify if they saw a pull and if the transfer was instant?

What would the annual income question have to do with pulling? There's no corroborating data on credit reports.

My guess is it's instant.
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Offline sruly

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Re: Amex online credit limit transfer is back
« Reply #11 on: December 26, 2012, 11:58:29 AM »
is it still available online ?
if not what the easiest way to go about it ?

Offline Yellow

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Re: Amex online credit limit transfer is back
« Reply #12 on: May 22, 2013, 02:09:49 PM »
I'm not seeing this option on my account
Is it still available?
Or maybe because I was F/R'd (passed, BH) a few months ago its unavailable for me ?

Offline Centro

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Re: Amex online credit limit transfer is back
« Reply #13 on: May 22, 2013, 02:12:43 PM »
I'm not seeing this option on my account
Is it still available?
Or maybe because I was F/R'd (passed, BH) a few months ago its unavailable for me ?
Profile & preferences > more option, and you should find it.
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Offline Yellow

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Re: Amex online credit limit transfer is back
« Reply #14 on: May 22, 2013, 04:09:27 PM »
Profile & preferences > more option, and you should find it.
Thanks...
Still not seeing it though