How to avoid cc interest payments

[ypalm]

I used to go to walmart buy like 2 laptops then go and return the next day...

[username]

I used to go to walmart buy like 2 laptops then go and return the next day...

Welcome to the forums!

[Palm5]

Can you keep doing it endlessly?

if you have $2000 in charges, can you do a $2000 buy/refund every month to delay the payment indefinitely?

Get rid of your cards quick!
Or at least think of something's much much bigger, lol

[ypalm]

Thanks

I have never done it for more than 2 months however if u do Walmart then target... (Target took 3 days to post a refund) there r most probably many more stores....

[ypalm]

A refund is like a payment a charge goes for the next month... So as long as the store does not void the transaction (Most stores settle the bill at 12:00am so the next day it has to b a refund) you'll b getting a payment for refund...

[mawmaw]

if one was looking to understand why banks AA MS's this thread is you answer how stupid can you be using MS to bypass CA limits and interest and post it!!! why can't you think once before posting

[yakov116]

if one was looking to understand why banks AA MS's this thread is you answer how stupid can you be using MS to bypass CA limits and interest and post it!!! why can't you think once before posting

I don't think this is something they can end!

[davidd75]

If you book using both deltas on delta only flights and cancel right away (within 24 hrs), and do that this week you should be cleared by the due date.  You should see your minimum payment go to zero at the very least.

does it matter how quickly you cancel?  in other words is it better  if you cancel flight right away after you book or  is it better to wait 1-23 hours after yuo book before cancelling

[noturbizniss]

does it matter how quickly you cancel?  in other words is it better  if you cancel flight right away after you book or  is it better to wait 1-23 hours after yuo book before cancelling

Don't think it matters. Personally, I always Cancel immediately, or at least as soon as I see the pending charges on my amex account page. Which is usually within seconds. I don't want to forget about it the next day.

[davidd75]

Don't think it matters. Personally, I always Cancel immediately, or at least as soon as I see the pending charges on my amex account page. Which is usually within seconds. I don't want to forget about it the next day.

can I book with priceline and cancel within 24 hours to accomplish same thing?

[noturbizniss]

can I book with priceline and cancel within 24 hours to accomplish same thing?

Why would you do that? It's been confirmed many times that delta allows refunds. What is priceline's refund policy?

[TimT]

Why would you do that? It's been confirmed many times that delta allows refunds. What is priceline's refund policy?

11:30 PM ET following day.

[davidd75]

bought a ticket  for more than $1000 but on cc online only shows as a one dollar temporary charge from priceline?

[TimT]

bought a ticket  for more than $1000 but on cc online only shows as a one dollar temporary charge from priceline?

That's to make sure it's valid. The rest should follow soon.

[davidd75]

That's to make sure it's valid. The rest should follow soon.

so can i still cancel now while showing $1 and get the refund on my statement

[davidd75]

no change yet... would you wait until  full ticket price posts?
 or can I still cancel now and get refund?