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You can check your application status online here.

Barclay reconsideration line: 866-408-4064, Mon-Fri 8AM - 5PM EST.
The 24-hour number is (866-951-1437) 866-408-4064
New 24 hour number is 866-205-5973

Based on the phone reps, an application usually remains in the system for 90 days, during which you can ask for a reconsideration.
However, if 30 days have passed, it will incur another hard pull.

There have been a few reports of Barclay pulling credit again when reconsidering - even when specifically asked not to.
Make sure to explicitly tell the rep that you don't want another credit pull. The benefit of such action would be that if later you see they did pull your credit you can call up and speak to a manager and have the pulls removed (based on first-hand accounts from this thread).

If you want to guarantee that you don't get another pull, freeze your credit report.

While Barclay recon reps are usually very tough to deal with, there have been sporadic reports of them reconsidering by reallocating credit-line from other cards. Additionally, there are a few reports indicating success with the 3BM.

Barclay recon reps take notes of each phone call and subsequent reps usually regurgitate the previous rep's reply.

Random: see this great article about negotiating tactics with Customer Service Reps.
« Last edited by shoobi on August 25, 2015, 07:24:09 PM »

Author Topic: Barclays Reconsideration  (Read 131657 times)

Offline Shmulyg

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Barclays Reconsideration
« on: September 02, 2012, 01:07:42 AM »
Sorry for starting a new thread, but with the Barclays US Airways card becoming a force to be reckoned with in the churning world, and the limited information regarding this card on this forum, i felt compelled to do so.

So here's my question:

Does Barclays recon work like Chase that if you offer to transfer available credit lines, they agree in no time, or do they play it differently? Does anyone have actual real-life experience with this?

On a side note, i would like to report that HUCA doesn't work quite that well at Barclays, as they keep logs of your previous calls and the rep right away sees what the previous rep told you.

Any input would be greatly appreciated. Thanks!

Offline daganster

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Re: Barclays Reconsideration
« Reply #1 on: September 02, 2012, 01:20:09 AM »
Sorry for starting a new thread, but with the Barclays US Airways card becoming a force to be reckoned with in the churning world, and the limited information regarding this card on this forum, i felt compelled to do so.

So here's my question:

Does Barclays recon work like Chase that if you offer to transfer available credit lines, they agree in no time, or do they play it differently? Does anyone have actual real-life experience with this?

On a side note, i would like to report that HUCA doesn't work quite that well at Barclays, as they keep logs of your previous calls and the rep right away sees what the previous rep told you.

Any input would be greatly appreciated. Thanks!
I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

Offline Shmulyg

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Re: Barclays Reconsideration
« Reply #2 on: September 02, 2012, 01:23:27 AM »
I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

Thanks daganster for your experience!

I would love to hear from more of you so we can get a broader picture.

Offline chaimmayer

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Re: Barclays Reconsideration
« Reply #3 on: September 02, 2012, 09:44:17 AM »
Do people typically close their us air card or downgrade?

Offline Yaalili

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Re: Barclays Reconsideration
« Reply #4 on: September 02, 2012, 10:43:55 AM »
I recently applied for 2 US airways cards and 1 Virgin America and was instantly approved for 1 US with a 10k credit line. I immediately called recon and asked to push the other to through, but she was reluctant since she saw that I had recently opened 8 credit cards so she told me that they would would love to approve more cards but I would need to wait 6-12 months use my cards and they'll determine later on if they could issue more cards to me. I began explaining why I had recently opened so many cards and asked her to transfer 5k from 1 US to the other which she ultimately agreed. My advice, be nice and honest with them and they'll be pretty accommodating as they aren't Indian robots reading off a text.

I just now tried, but the lady i was speaking to was a mamzeres and refused to accept the application, i offered everything transfer lines, give small credit, close older ones etc..

Offline zek

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Re: Barclays Reconsideration
« Reply #5 on: September 02, 2012, 12:08:17 PM »
I just now tried, but the lady i was speaking to was a mamzeres and refused to accept the application, i offered everything transfer lines, give small credit, close older ones etc..

If you spoke to her the way you speak in this post, she was probably smart to decline your application.

Offline yare

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Re: Barclays Reconsideration
« Reply #6 on: September 02, 2012, 12:44:28 PM »
just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 

Offline Drago

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Re: Barclays Reconsideration
« Reply #7 on: September 02, 2012, 01:28:34 PM »
just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 
I usually close - open - close - open. It means losing the annual 10k bonus, but I think it's still worthwhile.

Offline daganster

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Re: Barclays Reconsideration
« Reply #8 on: September 02, 2012, 01:59:19 PM »
just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop. 
I called recon and got 1 pull on total.

Offline daganster

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Re: Barclays Reconsideration
« Reply #9 on: September 02, 2012, 02:00:33 PM »
I usually close - open - close - open. It means losing the annual 10k bonus, but I think it's still worthwhile.
why don't you downgrade to a no annual fee card so that you still have the credit as leverage for recon?

Offline Yaalili

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Re: Barclays Reconsideration
« Reply #10 on: September 02, 2012, 03:02:23 PM »

If you spoke to her the way you speak in this post, she was probably smart to decline your application.

:) I didn't was very nice and easy with her on the phone, but she wouldn't budge.

Offline yare

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Re: Barclays Reconsideration
« Reply #11 on: September 02, 2012, 05:01:40 PM »
I called recon and got 1 pull on total.
checked all 3 reports a few days after the recon call?

Offline daganster

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Re: Barclays Reconsideration
« Reply #12 on: September 02, 2012, 05:46:54 PM »
checked all 3 reports a few days after the recon call?
I  pulled last week all 3 credit bureaus a few days after applying and only saw 1. I also have identity monitor with citi I checked today and only see 1 inquiry and a new trade line with Barclays. I called recon right after I got approved for 1 card and asked for the others, if that means anything.

Offline Moishebatchy

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Re: Barclays Reconsideration
« Reply #13 on: September 02, 2012, 06:04:42 PM »
just know whenever you call barclays for a recon they pull your credit again.  even if you ask them not too; it's sop.

Dispute the second one with the CB.

Offline Shmulyg

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Re: Barclays Reconsideration
« Reply #14 on: September 04, 2012, 05:30:44 AM »
They pulled both my Experian and Equifax reports when i called recon (i explicitly told the rep not to pull them). Do i fight these inquiries through Braclays or the Credit Bureaus?