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You can check your application status online here.

Barclay reconsideration line: 866-408-4064, Mon-Fri 8AM - 5PM EST.
The 24-hour number is (866-951-1437) 866-408-4064
New 24 hour number is 866-205-5973

Based on the phone reps, an application usually remains in the system for 90 days, during which you can ask for a reconsideration.
However, if 30 days have passed, it will incur another hard pull.

There have been a few reports of Barclay pulling credit again when reconsidering - even when specifically asked not to.
Make sure to explicitly tell the rep that you don't want another credit pull. The benefit of such action would be that if later you see they did pull your credit you can call up and speak to a manager and have the pulls removed (based on first-hand accounts from this thread).

If you want to guarantee that you don't get another pull, freeze your credit report.

While Barclay recon reps are usually very tough to deal with, there have been sporadic reports of them reconsidering by reallocating credit-line from other cards. Additionally, there are a few reports indicating success with the 3BM.

Barclay recon reps take notes of each phone call and subsequent reps usually regurgitate the previous rep's reply.

Random: see this great article about negotiating tactics with Customer Service Reps.
« Last edited by shoobi on August 25, 2015, 07:24:09 PM »

Author Topic: Barclays Reconsideration  (Read 153474 times)

Offline rng

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Re: Barclays Reconsideration
« Reply #1200 on: July 27, 2017, 09:38:54 AM »
Today is my first time calling barclay recon for the ring card, I got the "Your application is being reviewed."
I have been denied for a lot of cards lately even though my  credit score is hovering around 700 and have many positive years of credit history with barclays, citi, amex, chase.
Any tips when I call recon to get approved for this? what should I say if they initially deny me?

Offline yas

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Re: Barclays Reconsideration
« Reply #1201 on: July 27, 2017, 12:26:31 PM »
After getting a denial letter for the Ring. I just had a very positive experience calling recon and getting approved for the Ring. They asked me a few questions about income and how much I pay on credit cards a month, and then gave me an approval.

Offline hide4

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Re: Barclays Reconsideration
« Reply #1202 on: July 27, 2017, 09:33:07 PM »
After getting a denial letter for the Ring. I just had a very positive experience calling recon and getting approved for the Ring. They asked me a few questions about income and how much I pay on credit cards a month, and then gave me an approval.
Whats the allure of this card ?

Offline yas

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Re: Barclays Reconsideration
« Reply #1203 on: July 27, 2017, 09:53:14 PM »
Whats the allure of this card ?
Different folks have different needs at different times. For years I have only opened cards with large signup bonuses.
I have recently had some very large one-time-expenses and I needed the flexibility to move balances around without interest.

Besides for the Chase Slate, this is the only card that I am aware of that gives you free balance transfers and allows you to pay up over 15 months with no interest. If you know of other cards that meet this specific criteria I am opened for suggestions.

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Re: Barclays Reconsideration
« Reply #1204 on: September 04, 2017, 11:18:51 PM »
is it possible to get approved for4 barclays cards on 4 bm?or is it safer to stick to less then that?

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Re: Barclays Reconsideration
« Reply #1205 on: September 05, 2017, 12:30:09 AM »
is it possible to get approved for4 barclays cards on 4 bm?or is it safer to stick to less then that?
3 if you're lucky, 4 is probably a pipe dream.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline US

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Re: Barclays Reconsideration
« Reply #1206 on: September 10, 2017, 07:00:39 PM »
Hi
i applied for the Barclays Arrival+ MC and the AAdvantage Aviator, got declined for both, tried HUCA 4 times they all say 'too many cards opened the past 12 months' the first one even started complimenting how good my payment history is and the utilization, (got excited) than she said due to too many recent cards opened..

any suggestions with my next HUCA? can i still have somes hopes!?

Tia

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Re: Barclays Reconsideration
« Reply #1207 on: September 11, 2017, 03:37:02 AM »
Hi
i applied for the Barclays Arrival+ MC and the AAdvantage Aviator, got declined for both, tried HUCA 4 times they all say 'too many cards opened the past 12 months' the first one even started complimenting how good my payment history is and the utilization, (got excited) than she said due to too many recent cards opened..

any suggestions with my next HUCA? can i still have somes hopes!?

Tia
You can always HUCA, try speaking to a supervisor and keep going up the chain. 
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

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Re: Barclays Reconsideration
« Reply #1208 on: September 11, 2017, 08:45:41 AM »
You can always HUCA, try speaking to a supervisor and keep going up the chain.
Thanks
any suggestions what to answer regarding 'too many cards opened recently' might be they just reading notes, but after all they all keep on repeating the same thing over and over.

Offline SPLP

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Re: Barclays Reconsideration
« Reply #1209 on: September 11, 2017, 09:54:31 AM »
Thanks
any suggestions what to answer regarding 'too many cards opened recently' might be they just reading notes, but after all they all keep on repeating the same thing over and over.

look at your FICO on Barclay it may show

Factors affecting your FICOŽ Score1

    1.  Lack of recent installment loan information  Show Details

    Current credit activity is necessary for accurately assessing a Consumer's future credit risk. Consumers who have not used this type of credit recently have limited information available that demonstrates their ability to manage credit.
    2.  Too many inquiries last 12 months  Hide details

    Consumers who apply for several loan accounts (number of inquiries) generally pose a higher risk because of their active desire to expand their access to credit. Most consumers open new loan accounts on an as-needed basis. High credit-seeking behaviors can be an indication that a consumer is over-extending their level of debt. These consumers have a higher risk of delinquency (falling behind on payments) or charge-off (loan default).

Offline US

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Re: Barclays Reconsideration
« Reply #1210 on: September 11, 2017, 11:17:53 AM »
look at your FICO on Barclay it may show

Factors affecting your FICOŽ Score1

 
    2.  Too many inquiries last 12 months  Hide details
   

Hmmm.. don'have any Barclay card yet.

so your'e saying there's no way around it!?

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Re: Barclays Reconsideration
« Reply #1211 on: September 11, 2017, 02:44:39 PM »
Hmmm.. don'have any Barclay card yet.

so your'e saying there's no way around it!?

no I am not saying that-- keep trying -- keep in mind your app is good for 30 days, maybe give calling a "little "rest"  and call in a week - all it takes is "one" yes

Offline US

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Re: Barclays Reconsideration
« Reply #1212 on: September 11, 2017, 03:43:00 PM »
no I am not saying that-- keep trying -- keep in mind your app is good for 30 days, maybe give calling a "little "rest"  and call in a week - all it takes is "one" yes
Will do. just can't afford a hard inquiry with out any cards with it.
Thanks

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Re: Barclays Reconsideration
« Reply #1213 on: September 11, 2017, 04:03:12 PM »
Will do. just can't afford a hard inquiry with out any cards with it.
Thanks
The pull isn't that big of a deal but it is annoying not to get any cards out of it. How many cards have you opened in the last 12 months btw?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

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Re: Barclays Reconsideration
« Reply #1214 on: September 11, 2017, 05:44:01 PM »
The pull isn't that big of a deal but it is annoying not to get any cards out of it. How many cards have you opened in the last 12 months btw?
Not even that much, think like 7.