Best cc besides amex

[shimbo19]

i just got an amex delta miles card and was approved for 15k.  l had a two fold question, 1. is it better to sign up for a starwards cards? will it not affect my credit if i sign up for a bunck of cc(READ NEXT QUESTION) 2. what is the best cc apr wise and Benefits wise besides amex a mastercard or visa? thx 

[Yellow]

I like starwood I think they have awesome benefits and I find that Amex has the BEST customer support. With a starwood you don't need a delta Amex because you can just transfer your starpoints to any airline that way your not "held hostage" to one airline
but that's just my opinion.

[Monsey]

i just got an amex delta miles card and was approved for 15k.  l had a two fold question, 1. is it better to sign up for a starwards cards? will it not affect my credit if i sign up for a bunck of cc(READ NEXT QUESTION) 2. what is the best cc apr wise and Benefits wise besides amex a mastercard or visa? thx 

Definately the starwood card is better
1-you arent locked in to one airline especially not delta which has really bad award availlability
2-the annual fee is much more reasonable only $45
3-you can use it for hotels
4-you get amex return protection
5-because dan says its the best card
As far as your second question you can open the aa citi cards or the chase continental/united or maybe wait for the chase hyatt card

[Dan]

Definately the starwood card is better
1-you arent locked in to one airline especially not delta which has really bad award availlability
2-the annual fee is much more reasonable only $45
3-you can use it for hotels
4-you get amex return protection
5-because dan says its the best card
As far as your second question you can open the aa citi cards or the chase continental/united or maybe wait for the chase hyatt card

Well said.  Just to add, even if for some weird reason you only want Delta miles, 20,000 Starpoints transfer into 25,000 Delta miles so you can even earn Delta miles faster on the Starwood card than on the more expensive Delta card.

[shimbo19]

is it bad for my credit to open 3 cc in such a short span?

[Yordai Dooma]

Well said.  Just to add, even if for some weird reason you only want Delta miles, 20,000 Starpoints transfer into 25,000 Delta miles so you can even earn Delta miles faster on the Starwood card than on the more expensive Delta card.

Its surprising Amex hasnt caught on to that yet...

[Monsey]

Its surprising Amex hasnt caught on to that yet...

Caught on to what? Everything is legit

[Daniel]

Caught on to what? Everything is legit

He means AMEX offers a more expensive card to get delta miles when you can get more with the cheaper starwood card also by AMEX

[Dan]

The Canadian Starwood AMEX card is a whopping $120/year.

Hopefully the US Starwood AMEX will remain the bargain that it is at $45/year for a long time.