Author Topic: How Many Joint Account Holders On One Cahse Credit Card? (Read 3853 times)

123ablack · « **on:** December 20, 2012, 03:45:55 PM »

Would Chase allow more then 2 People to be joint on 1 credit card (I am not talking about Additional Authorized Users)?

123ablack · « **Reply #1 on:** December 23, 2012, 12:53:56 PM »

Bump!

Yeki89 · « **Reply #2 on:** December 23, 2012, 02:17:04 PM »

Q, why joint?

txtmax4 · « **Reply #3 on:** December 23, 2012, 03:56:02 PM »

Quote from: Yeki89 on December 23, 2012, 02:17:04 PM

Q, why joint?

Piggyback, maybe?

123ablack · « **Reply #4 on:** December 23, 2012, 03:59:57 PM »

Quote from: Yeki89 on December 23, 2012, 02:17:04 PM

Q, why joint?

Let's just say 2 people with little credit history (but good scores) who would wanna build their credits.
Their is a spesific reson though as to why I'd wanna have them all joint under 1 sapphire preferred.

Right now the account is Joint by 2 and I'd wanna add a third person as a Joint. Is that possible?

meshugener · « **Reply #5 on:** December 23, 2012, 04:57:06 PM »

Don't tell me you didn't PUPTPAC yet.

Yeki89 · « **Reply #6 on:** December 23, 2012, 04:59:56 PM »

an AU wont help?

123ablack · « **Reply #7 on:** December 23, 2012, 05:04:29 PM »

In fact I did putpac and got three contradicting answers...
Probably Yes
No
Probably no...

Before I have the theod person get a credit pull (which happens when applying to be joint), I'd wanna know what the odds are

123ablack · « **Reply #8 on:** December 23, 2012, 05:05:11 PM »

Quote from: Yeki89 on December 23, 2012, 04:59:56 PM

an AU wont help?

Not for the purpose I want it to help..

meshugener · « **Reply #9 on:** December 23, 2012, 06:58:30 PM »

There's no hard pull for being added as a joint.

Yeki89 · « **Reply #10 on:** December 23, 2012, 07:21:41 PM »

Quote from: meshugener on December 23, 2012, 06:58:30 PM

There's no hard pull for being added as a joint.

I belive you are wrong.

meshugener · « **Reply #11 on:** December 23, 2012, 07:30:17 PM »

I believe that what I experienced with both, my wife and I, proves that I'm not wrong.
But well, its up to you whether to believe me or not.

Lou Bob · « **Reply #12 on:** December 23, 2012, 07:33:25 PM »

Quote from: Yeki89 on December 23, 2012, 07:21:41 PM

I belive you are wrong.

+1 I spoke To banker about adding a joint user.

meshugener · « **Reply #13 on:** December 23, 2012, 07:38:55 PM »

And I spoke to a rep about transferring TYP to BA.
Don't you know by now how knowledgeable the bankers and reps are?

123ablack · « **Reply #14 on:** December 23, 2012, 07:40:35 PM »

Quote from: meshugener on December 23, 2012, 07:30:17 PM

I believe that what I experienced with both, my wife and I, proves that I'm not wrong.
But well, its up to you whether to believe me or not.

And I happen to have the exact opposite expirience. Me and my wife both received hard pulls when applying to be added as joint (on seperate occasions)

So I guess it's a big YMMV...

Fan of Dan · « **Reply #15 on:** December 23, 2012, 07:40:54 PM »

Quote from: meshugener on December 23, 2012, 07:30:17 PM

I believe that what I experienced with both, my wife and I, proves that I'm not wrong.
But well, its up to you whether to believe me or not.

I had same experience x 2.

Yeki89 · « **Reply #16 on:** December 23, 2012, 11:27:51 PM »

+5 if you think mesugener is wrong!

+5

meshugener · « **Reply #17 on:** December 24, 2012, 08:53:02 AM »

I think fan of Dan is saying I'm right, not wrong.

izzchuck · « **Reply #18 on:** December 24, 2012, 09:46:35 AM »

Meshugener is right. I added my wife as a joint on my cc's and she did not need a hard pull.

meshugener · « **Reply #19 on:** December 24, 2012, 09:57:48 AM »

So I'm now at +5...