Best thread to show someone who wants to build their credit score up from nothing?
I have seen a lot of threads discussing the best first card, and building up credit but nothing with simple detailed instructions for building your credit from scratch.
I personally applied for a few cars and was declined. I then applied for the capital one secured card and was instantly approved. The card has a $29 annual fee and offers no rewards but I had no choice.
I made sure to spend at least a few dollars on it each month and pay the bill on time. After 6 months I applied for an Amex spg card and was approved.