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AMEX Consumer Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Mercedes Benz Platinum50k3k/3 months  $475$200 Airline CreditDDF Forex fees waived
Platinum 40k3k/3 months$450$200 Airline CreditDDF Forex fees waived
Premier Rewards Gold* (PRG)25k2k/3 months$195$100 Airline Credit, $30K/15k  50K
GoldN/AN/A$160 
GreenN/AN/A$95 
Starwood25K3k/3 months$95
Delta Gold*30K1K/3months$95First checked bag.  $50 credit - delta purchases 1st 3 months
Delta Platinum10k1 purchase, 2 AU's $150
Delta Reserve10k (MQM)1st purchase$450$30k/15k, $60k/30k
Blue Cash*$150 credit1k/3 monthsN/A
Blue Cash Preferred*$250 credit1k/3 months$75
Blue Sky7.5k1kN/A
Blue Sky Preferred15k1k/3 months$75
CostcoN/AN/AN/A

AMEX Business Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Platinum40k5k/3 months   $450$200 Airline CreditDDFForex fees waived
Gold (BGR)50K5k/3 Mos$17525K Upgrade75K 25K upgrade
PlumN/AN/A$250
Delta Gold30K500/3 Months$95
Simply Cash  N/AN/AN/A
Starwood25K5k/3 months$95

Chase Consumer Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
BA Visa50k2k/3 months$95Forex fees waived
Freedom Visa$100 Cash$500/3 monthsN/A1% Cash Back5% Cash Back revolving categories
Freedom Unlimited$150 Cash$500/3 monthsN/A1.5% Cash Back
Hyatt2 free nights  2k/3 months  $75Forex fees waived
Marriott30k1k/3months$452 free nights
Marriott Premier50k1k/3 months$851 free night, 0% foreign transaction fees Forex fees waived
Sapphire10k$500/3 monthsN/A
Sapphire Preferred (SP) Visa40k  4k/3 months  $95MC also avail - same terms Forex fees waived
Slate VisaN/AN/AN/A
Southwest50k2k/3 months$99
United Explorer30k+5k+$1001k/3 months$951st checked bag, no forex fees
United Club **$95 credit 1st purchase$3952 checked bags, club access, 1.5 miles/$1 Forex fees waived
Priority Club60K 1k/3 months  $49Forex fees waived

Chase Business Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Ink Bold50k5k/3 months  $95Forex fees waived
Ink Plus50k5k/3 months  $95
Ink Cash$2003k/3 monthsN/A
United Explorer***  35k1k/3 months$95

Barclay Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Barclay Arrival WMC$400 travel credit3k/3 months$8910% redemption bonus2.2pp/$, no foreign fees, free car ins
Barclay Rewards
Frontier
Lufthansa15k1st purchase$5910k for balance transferAnnual companion ticket
Lufthansa Premier20k$5,000$7915k for balance transfer  Annual companion ticket
NFL$4002.5/3 monthsN/A
USAirways50k1st purchase  $8910k/balance transfer 2 companion tix, 1 club pass
VirginAmerica

Citi Personal Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
AA AMEX45k5k/4 months  $85$150 credit2 Admirals club passes, 1st checked bag, DDF Forex fees waived
AA Visa45k5k/4 months  $85$150 credit2 Admirals club passes, 1st checked bag, DDFForex fees waived
AA Visa50k2.5k/4 months$85DDF
MC Gold30k$750/4 months$50DDF
Dividend 5% for Students  N/AN/AN/A1% Cash Back5% Cash Back revolving categories
Hilton40k1kN/ASilver status, worthless points
Hilton Reserve2 free nights2.5k/4 months$95free anniv. night  Gold status, no foreign trans. fees
Simplicity
ThankYou Preferred15k1k/3 monthsN/A

CitiBusiness Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
AA Visa Business45k5k/4 months$85$150 creditDDF


US Bank Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Club Carlson60k1.5k/3 months$5025k annuallySilver status, 5X points on all purchases, 2nd night free on redemptions
Club Carlson Premier  85k2.5k/3 months  $7540k annually  Gold status, 5X points on all purchases, 2nd night free on redemptions

Discover Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Discover It
Discover Student

Capital One Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Capital One Venture Visa40k3k/3 months$59 2X points on all purchases, no forex fees

Well Fargo Credit Cards
CardBonusThresholdAnnual FeeAdd'l BonusesAdd'l Benefits, DDF Links
Propel World Amex40k3k/3 months$175 $100 airline credit, 3X airlines, 2X hotels, no forex fees

KEY
Green Cards are CHARGE Cards
Everything else is CREDIT cards
RED = 1st Year Free

Note: If a link doesn't work, open the link in incognito or clear cookies/history.

*CreditCard.com links: Click on "Offers Matched for You"
** United Explorer Club Card link: Click on Explorer link, club tab
*** United Explorer Business Card Link: Click on "Are you a business owner" on the top-right

Author Topic: Credit Card Comparison Chart  (Read 575850 times)

Offline SrulyS

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Re: Credit Card Comparison Chart
« Reply #420 on: September 02, 2016, 12:28:42 PM »
It isn't 5 applications its 5 recent active cc acounts
-1 It means 5 accounts opened in the past 24 months (even if you closed them)
I've had my cards for awhile, I don't think I'm over 5/24
Any accounts opened more than 24 months ago don't count.

Offline margol

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Re: Credit Card Comparison Chart
« Reply #421 on: September 02, 2016, 12:36:57 PM »
Well, if it's opened, I think I'm ok....all things being equal, what should I do - sapphire reserve it try for 2 SW and go for cp?

Offline tshumu16

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Re: Credit Card Comparison Chart
« Reply #422 on: September 06, 2016, 11:14:39 AM »
whats the best card for balance transfers? trying to consolidate my cc balances into one convenient place to pay it down asap and not pay high interest rates.
(Got denied for the Citi Simplicity card for some unknown reason, have a 700+ score)
 
One of my BoA cards has a pretty good Balance transfer promo right now, if I would request a credit increase would that result in a credit pull?
 
« Last Edit: September 06, 2016, 11:21:32 AM by tshumu16 »

Offline ludmila

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Re: Credit Card Comparison Chart
« Reply #423 on: September 30, 2016, 09:36:36 PM »
Well, if it's opened, I think I'm ok....all things being equal, what should I do - sapphire reserve it try for 2 SW and go for cp?

First go back and check the number of cards from all banks combined that you opened within the last 24 months, if it is over the 5/24 ??? I got declined for the Reserve , had 6 new accounts within 24 months, I'll just wait till the oldest one drops from the report before trying again
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Offline gartm

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Re: Credit Card Comparison Chart
« Reply #424 on: December 11, 2016, 03:47:00 PM »
Chase Sapphire Preferred is now 50k bonus points

Offline seeyon3

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Re: Credit Card Comparison Chart
« Reply #425 on: January 26, 2017, 10:12:54 PM »
whats the best card for balance transfers? trying to consolidate my cc balances into one convenient place to pay it down asap and not pay high interest rates.
(Got denied for the Citi Simplicity card for some unknown reason, have a 700+ score)
 
One of my BoA cards has a pretty good Balance transfer promo right now, if I would request a credit increase would that result in a credit pull?
 
if u can get chase cards the chase slate is the best bc for the first 60 days (im pretty sure that long) you wont get charged a balance transfer at all

Offline stooges44

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Re: Credit Card Comparison Chart
« Reply #426 on: February 07, 2017, 11:24:40 AM »
Forgive my very uneducated question but I'm finally looking into a rewards card. Until now i always used cashback since I had no intention of flying anywhere given the current circumstances.

So, I was looking at the wiki of this thread and again, forgive my naivete, these 2 links looked promising but when i clicked on them they both error out:






So what am I missing?

If they are both no longer valid, would anyone be so kind and tell me what I should go for instead?

Thanks

Offline CreamofSoup

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Re: Credit Card Comparison Chart
« Reply #427 on: March 20, 2017, 11:54:09 AM »
Just noticed that the Hyatt card's threshold was upped to $2k over 3 months. I made the change to the wiki but wanted to post for visibility as well.

Offline ckmk47

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Re: Credit Card Comparison Chart
« Reply #428 on: May 30, 2017, 12:09:25 AM »
Which credit cards have trip insurance?  Is it trip insurance- or something less?
To activate it, I can use it to pay the fee portion of a mileage ticket - correct?

Offline soursticks

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Re: Credit Card Comparison Chart
« Reply #429 on: September 11, 2017, 07:27:59 PM »
For cash back or mileage/points that will be sold, what do people view as the best card. Expected to be used for very heavy spending per month and paying balance in full.

The question may have been asked all the time, but why is it so hard to come up with an answer?

Offline mmgfarb

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Re: Credit Card Comparison Chart
« Reply #430 on: September 11, 2017, 07:34:36 PM »
For cash back or mileage/points that will be sold, what do people view as the best card. Expected to be used for very heavy spending per month and paying balance in full.

The question may have been asked all the time, but why is it so hard to come up with an answer?
MR are probably going to be the easiest points for you to sell on a regular basis so the blue for business is probably going to be your best bet and add a BP for when you max your credit limit out.
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