just got off the phone with a rep about activating the card - he made sure to tell me that if i was not targeted for the pass50, i will be denied - ihad not asked him about it at all...essentially he said they know that the codes went all over the web and they will match accounts to the promo list they sent out - if you got the promo in the mail you will get the $, if not, they will email a denial...dont know when they started/will start this... or if he's just told to bluff...??(doubt it)