What's Your FICO Score?

[Dan]

Just picked up my Equifax score for free here: http://www.dansdeals.com/go/myfico/

805 here, what's yours?

[Marco Polo]

Just picked up my Equifax score for free here: http://www.dansdeals.com/go/myfico/

805 here, what's yours?

When was your last round of applications?

[Dan]

When was your last round of applications?

Recently but those don't hit EQ
Too cheap to pay for my TU/EX FICOs.

[yas]

Thank for the link I am at 718. I would really love to see me EX and TU since I have a borderline score with eq which is probably a notch higher.

[Marco Polo]

Recently but those don't hit EQ
Too cheap to pay for my TU/EX FICOs.

The most i spent on checking my scores, was the $1 with EX. Which i guess is still paying more than getting it for free.
I am always nervous i will forget to unsubscribe from the memberships they sign you up for.

[SearchGuy]

Just picked up my Equifax score for free here: http://www.dansdeals.com/go/myfico/

805 here, what's yours?

Don't forget to cancel before the trial ends, because then you're stuck with it for a 3 months agreement

[Dan]

I am always nervous i will forget to unsubscribe from the memberships they sign you up for.

Use a VCN?

Don't forget to cancel before the trial ends, because then you're stuck with it for a 3 months agreement

With Citi IM I just use a VCN and don't bother cancelling. Never had a problem it just cancels out when the cc fails.
Think I actually need to cancel this being that I used a $1 VCN?

[Marco Polo]

Use a VCN?
With Citi IM I just use a VCN and don't bother cancelling. Never had a problem it just cancels out when the cc fails.
Think I actually need to cancel this being that I used a $1 VCN?

Never really looked into it. I will try it out when i have some time at work tomorrow.

[AJK]

Use a VCN?
With Citi IM I just use a VCN and don't bother cancelling. Never had a problem it just cancels out when the cc fails.

+1

[Galitzyaner]

Just picked up my Equifax score for free here: http://www.dansdeals.com/go/myfico/

How often can you get the free trial?

Thanks!

[sky121]

732

[smaxber]

How often can you get the free trial?

Thanks!

not sure because i already did it and its not letting me sign up again with the same ssn

[smaxber]

"Sorry, our records indicate that you’ve already participated in our Free Trial offer and we’re only able to provide one free trial per consumer every 24 months (once every two years)."

this is the message i get

[EJB]

Same - was mid 700s when I tried last. Might be a few points higher now.

[Super Speed]

Bad news I'm at 625 cause I was an AU on a seriously delinquent account. Any way to fix?

[Dan]

Bad news I'm at 625 cause I was an AU on a seriously delinquent account. Any way to fix?

Have yourself taken off the account and then dispute the account to get it off your report.

[Saver2000]

Bad news I'm at 625 cause I was an AU on a seriously delinquent account. Any way to fix?

Ask the primary card holder to delete you,  and then dispute it with the credit bureau.

ETA: I  see Dan beat me.  Let us know how it goes.

[churnbabychurn]

749

Your FICO score considers how recently you opened a new credit account. People who recently opened a new credit account are slightly more likely to miss future payments than those who have not.

What to do about this: Avoid opening more credit accounts at this time and as a general rule, if you don't need or plan to use credit, don't apply for it.

Yeah, Sure 

[churnbabychurn]

I have Zero pulls with Equifax.
Does anyone in NJ pull it and are worth applying for?

[Super Speed]

Have yourself taken off the account and then dispute the account to get it off your report.

That account is long closed and went to collections awhile back. Can they take me off even tho that account isn't opened anymore?