Paying cc by cash - what's max?

[ChikkyMonkey]

Anyone have any idea what's the max I can pay a cc by cash without triggering anything (irs etc)

And if I separate payments then its ok? Two payments on separate days? Thanks

[menachem_m]

Your planning on mailing cash??
Anyway you could always do a bill pay at Walmart up to 9999.99 and it will come through as a check.

[Centro]

Your planning on mailing cash??

A chase cc you can pay off at any chase branch.

[ChikkyMonkey]

That's exactly what I mean I need to pay chase can I pay 5k cash or more less?? Anyone know?

[menachem_m]

Assuming you don't want to deposit into checking via ATM and transfer from there?

Just by a money order(s).

[ChikkyMonkey]

Same question I asked applies to both those types of transaction large cash deposits and money orders also have this issue

[menachem_m]

Your saying a MO comes up as cash, and not like a check?

[ChikkyMonkey]

No but buying large money order poses same question

[Centro]

Anyone have any idea what's the max I can pay a cc by cash without triggering anything (irs etc)

And if I separate payments then its ok? Two payments on separate days? Thanks

Fyi, if you're planing on making 2 payments one day after the other then you most do it at a branch, online you can only do 1 payment every 3 days.

[CountValentine]

Anyone have any idea what's the max I can pay a cc by cash without triggering anything (irs etc)

And if I separate payments then its ok? Two payments on separate days? Thanks

A CTR must be filled out for 10k (cash) or more. A SAR can be filled out for any amount. If you separate the payments to avoid the reporting it can be looked at as structuring.

[Bostener]

Fyi, if you're planing on making 2 payments one day after the other then you most do it at a branch, online you can only do 1 payment every 3 days.

Which bank has this rule?

[Ez]

Which bank has this rule?

Chase

But over the phone you can bypass this rule.

[SamKey]

Fyi, if you're planing on making 2 payments one day after the other then you most do it at a branch, online you can only do 1 payment every 3 days.

not IME

[Saver2000]

Chase

But over the phone you can bypass this rule.

Not too easy.
If it's coming from a different checking account,  some reps will let.

[Centro]

Chase

But over the phone you can bypass this rule.

Maybe with HUCA, I once had to make a payment and I had no choice other then going to the bank,
Maybe the rules changed since then, idk.