I've been using this card for the past 3 months for over $30,000 in spending and putting them on 4 different accounts without an issue. I set it up for a family member and by $4000 their account was under review. They didn't call in to satisfy paypal and the account was made limited with no access to the $500 sitting in the account. We were told it takes 45 days for the funds to become available and when its withdrawn they will close the account with no chance of it being reopened. We'll try our luck with another rep soon.