Topic Wiki

If your PayPal or Net Spend account was closed and you donít want to wait forever for your money then here are some useful links
FDIC
https://www2.fdic.gov/starsmail/index.asp
CFPB can also very effective
http://www.consumerfinance.gov/complaint/
OCC
http://www.occ.gov/

« Last edited by Bostener on March 06, 2014, 05:37:38 AM »

Author Topic: Need to meet a spending threshold? Paypal my cash cards  (Read 41725 times)

Offline princea143

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 698
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Long Beach, CA
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #30 on: January 20, 2014, 07:22:28 PM »
Ha. Did I ever not is the better question :)
They say you have 4k/month (for some reason there have been months that they only let me do $3500) but the truth is that when the first of the month comes many times the limit doesn't reset. To avoid this I unload all 8 cards per account as fast as possible and then move on to the next ones.
What cards are best to use to purchase Paypal MCCs? Will I gett A/A or F/R with Amex, Chase, Citi AA, or Barclays?  What is the recommended max (amount of cards, time between card purchases, and/or $ amount) to prevent A/A or F/R per card?  What businesses carry these cards?  Sorry for the n00b questions.  Still learning all of this stuff.  So much knowledge; so little time!  TIA

Offline MaaYanky

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1305
  • Total likes: 2
  • DansDeals.com Hat Tips 22
    • View Profile
  • Location: Brooklyn, NY
  • Programs: SPG Platinum, Marriott Platinum, Hyatt Platinum, Hilton Gold, Hertz Gold, Avis First, National Executive, Sixt Gold
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #31 on: January 20, 2014, 11:13:26 PM »
What cards are best to use to purchase Paypal MCCs? Will I gett A/A or F/R with Amex, Chase, Citi AA, or Barclays?  What is the recommended max (amount of cards, time between card purchases, and/or $ amount) to prevent A/A or F/R per card?  What businesses carry these cards?  Sorry for the n00b questions.  Still learning all of this stuff.  So much knowledge; so little time!  TIA
I'm probably not the right person to answer most of these questions, but if I had to make an educated guess I'd say:
It's whatever card you want to reach your sign up bonus on :-)
It's always a possibility.
YMMV. I have been going full throttle for a almost 6 months now, got 2 Amex F/R in the 1st 2 months working on sign up bonuses and came out with little harm. Others have been closed down right away. If you have always spent a lot on your cards, have proof of income, answer all their requests as soon as they ask for it, don't stick your foot in your mouth (by saying you're buying cards to spend towards your sign up bonus without spending any real money, only want the points, and/or want to make money selling points and that's why you have a business card) you'll most likely be ok, IMHO.
CVS and Rite Aid will often have them and let you buy them. Be friendly, courteous, polite, and most important of all, don't take no for an answer until you believe you've exhausted all options, and then move on to the next store. Speak to whoever you need to, be (politely) persistent. Make believe you know that it should be allowed since you've done it before, corporate said you could, you saw it done before at this location. It's like HUCA, keep coming back on different shifts and/or other stores.
As a n00b myself I walked you through my learned knowledge by reading through relevant topics and through trial and error. I hope I am not misleading you. I always say: I love learning from others mistakes, but in truth, yours will stick with you the best.
There's plenty of time, start slow and don't be afraid to get a little uncomfortable.

Hope this helped :-D

Offline princea143

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2013
  • Posts: 698
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Long Beach, CA
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #32 on: January 23, 2014, 09:55:30 PM »
I'm probably not the right person to answer most of these questions, but if I had to make an educated guess I'd say:
It's whatever card you want to reach your sign up bonus on :-)
It's always a possibility.
YMMV. I have been going full throttle for a almost 6 months now, got 2 Amex F/R in the 1st 2 months working on sign up bonuses and came out with little harm. Others have been closed down right away. If you have always spent a lot on your cards, have proof of income, answer all their requests as soon as they ask for it, don't stick your foot in your mouth (by saying you're buying cards to spend towards your sign up bonus without spending any real money, only want the points, and/or want to make money selling points and that's why you have a business card) you'll most likely be ok, IMHO.
CVS and Rite Aid will often have them and let you buy them. Be friendly, courteous, polite, and most important of all, don't take no for an answer until you believe you've exhausted all options, and then move on to the next store. Speak to whoever you need to, be (politely) persistent. Make believe you know that it should be allowed since you've done it before, corporate said you could, you saw it done before at this location. It's like HUCA, keep coming back on different shifts and/or other stores.
As a n00b myself I walked you through my learned knowledge by reading through relevant topics and through trial and error. I hope I am not misleading you. I always say: I love learning from others mistakes, but in truth, yours will stick with you the best.
There's plenty of time, start slow and don't be afraid to get a little uncomfortable.

Hope this helped :-D
It's given me insight.  Thanks!

Offline bb1836

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1330
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #33 on: February 17, 2014, 10:39:04 PM »
What happens if I'm under FR from Amex and I have no source of income (being that in a full time student)??? I'm scared as heck to go on a full run with PP now! Someone pls help! How can I do this in the best moderated way possible?
#READTHEPOST

Offline Dani

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2013
  • Posts: 77
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #34 on: February 17, 2014, 10:58:23 PM »
What happens if I'm under FR from Amex and I have no source of income (being that in a full time student)??? I'm scared as heck to go on a full run with PP now! Someone pls help! How can I do this in the best moderated way possible?
you didn't tell me you were under financial review!! Moderation my boy, moderation.

Offline bb1836

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1330
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #35 on: February 17, 2014, 10:59:48 PM »
I'm not dani boy  :) I'm just saying just in case  :)
#READTHEPOST

Offline Dani

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2013
  • Posts: 77
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #36 on: February 17, 2014, 11:02:46 PM »
Very cute. Anyway, it seems that greendot will be the way to go. CMIIW walmart will allow you load $1000 for the same $3.95

Offline bb1836

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1330
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #37 on: February 17, 2014, 11:13:39 PM »
Very cute. Anyway, it seems that greendot will be the way to go. CMIIW walmart will allow you load $1000 for the same $3.95
Walmart as in BB? I'm already doing VIsa GC for that! What do you mean?
#READTHEPOST

Offline Dani

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2013
  • Posts: 77
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #38 on: February 17, 2014, 11:50:42 PM »
Greendot to load PP instead of PP cash cards

Offline bb1836

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1330
  • Total likes: 8
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #39 on: February 18, 2014, 12:03:23 AM »
Greendot to load PP instead of PP cash cards
And that can be done in Walmart? How?
#READTHEPOST

Offline Dani

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2013
  • Posts: 77
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #40 on: February 18, 2014, 12:06:42 AM »
You buy a greendot card

Offline Dani

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2013
  • Posts: 77
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LKWD
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #41 on: February 18, 2014, 12:08:48 AM »
Paypal will shut you down faster than Greendot.
I'm coming from here

Offline yitzf

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2011
  • Posts: 2427
  • Total likes: 3
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #42 on: February 18, 2014, 11:55:48 AM »
You buy a greendot card
Wal-Mart will accept a credit cards for that?

Offline DBK

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2014
  • Posts: 892
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #43 on: February 18, 2014, 02:09:48 PM »
You buy a greendot card
How does greendot work? same as VR?

Offline sam i am

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2013
  • Posts: 722
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Need to meet a spending threshold? Paypal my cash cards
« Reply #44 on: February 18, 2014, 02:18:14 PM »
Wal-Mart will accept a credit cards for that?
NO!