chase ultimate rewards offers 20% off to redeem rewards(points) to some gift cards like *old navy,marshall,tj maxx,home depot,avis,etc
http://giftcard.chaseultimaterewards.com/2000 points=25$
4500 points= 50$
9000 points=100$
so watch out you get only 20% for the 25$ gc so instead of taking a 100$ gc take 4@25$
*old navy could be used in gap and banana republic