Author Topic: Misc Credit Card Questions  (Read 1865123 times)

Offline doovid d

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Re: Misc Credit Card Questions
« Reply #6440 on: August 30, 2017, 01:11:35 AM »
Whats a 'toy card'? Can anyone confirm that it's bad to have less than $1,000 credit line?
Though on a more serious note if they see that you're not issued a high cl it would be assumed that you are a risk
(Just an assumption)

Offline yitzgar

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Re: Misc Credit Card Questions
« Reply #6441 on: August 30, 2017, 07:57:08 AM »
Though on a more serious note if they see that you're not issued a high cl it would be assumed that you are a risk
(Just an assumption)
I doubt that banks make assumptions of risk based on things like that. I'm sure they have they're own way of deciding without relying on the fact that other Banks do or dont issue you credit. If you have high credit lines, then it can show that you use your credit responsibly, so that's different. But if you have enough income, and show overall proper credit usage, I would imagine that there shouldn't be an issue with having a couple of low credit lines

Offline ydf

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Re: Misc Credit Card Questions
« Reply #6442 on: August 30, 2017, 11:33:17 AM »
I previously had the amex premier rewards gold card and got the 50k signup bonus on it and closed it, now I got in the mail a offer to apply for the PRG with a rsv code to get 50k points, will I not get the bonus points due to once in a lifetime rule, or being invited with a offer by mail with a code will entitle me for another signup bonus?

Offline compddd

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Re: Misc Credit Card Questions
« Reply #6443 on: August 30, 2017, 11:45:26 AM »
I did the upgrade offer from Amex ED to EDP and it's already showing as EDP on my Amex account online, am I good to start doing the spend?

Online JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6444 on: August 30, 2017, 02:29:13 PM »
I did the upgrade offer from Amex ED to EDP and it's already showing as EDP on my Amex account online, am I good to start doing the spend?
yes

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Re: Misc Credit Card Questions
« Reply #6445 on: August 30, 2017, 02:29:32 PM »
I previously had the amex premier rewards gold card and got the 50k signup bonus on it and closed it, now I got in the mail a offer to apply for the PRG with a rsv code to get 50k points, will I not get the bonus points due to once in a lifetime rule, or being invited with a offer by mail with a code will entitle me for another signup bonus?
depends if it has language

Offline ydf

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Re: Misc Credit Card Questions
« Reply #6446 on: August 30, 2017, 02:38:37 PM »
depends if it has language
so I have to look on the offer they send me in the mail if it says anything about having this card in the past?
if its not saying anything I will get again the bonus?

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Re: Misc Credit Card Questions
« Reply #6447 on: August 30, 2017, 02:41:24 PM »
so I have to look on the offer they send me in the mail if it says anything about having this card in the past?
if its not saying anything I will get again the bonus?
Yes
Yes

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #6448 on: August 30, 2017, 02:57:32 PM »
if its not saying anything I will get again the bonus?
You'll probably get it, and good chance it will be clawed back.

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Re: Misc Credit Card Questions
« Reply #6449 on: August 30, 2017, 02:58:24 PM »
You'll probably get it, and good chance it will be clawed back.
how long after getting it?

Offline ydf

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Re: Misc Credit Card Questions
« Reply #6450 on: August 30, 2017, 04:53:36 PM »
You'll probably get it, and good chance it will be clawed back.
even if there is no language it may be clawed back? why?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6451 on: August 30, 2017, 05:18:57 PM »
even if there is no language it may be clawed back? why?
Yes, ask RAT.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline ydf

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Re: Misc Credit Card Questions
« Reply #6452 on: August 30, 2017, 05:33:31 PM »

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Re: Misc Credit Card Questions
« Reply #6453 on: August 30, 2017, 05:34:44 PM »
RAT?
Reward Abuse Team
כשמו כן הוא

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6454 on: August 30, 2017, 05:39:52 PM »
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline ydf

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Re: Misc Credit Card Questions
« Reply #6455 on: August 30, 2017, 05:44:19 PM »
Reward Abuse Team
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lol, i thought that if there is no language its legit to get the bonus again


Offline ydf

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Re: Misc Credit Card Questions
« Reply #6456 on: August 30, 2017, 05:44:46 PM »
so whats the difference if your offer has language or not?

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #6457 on: August 30, 2017, 07:02:52 PM »
so whats the difference if your offer has language or not?
If you manage to transfer your points out in the tiny window between getting the bonus and clawback.

Offline unclesam

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Re: Misc Credit Card Questions
« Reply #6458 on: August 30, 2017, 08:56:09 PM »
I did the upgrade offer from Amex ED to EDP and it's already showing as EDP on my Amex account online, am I good to start doing the spend?
any link to upgrade ?

Offline doovid d

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Re: Misc Credit Card Questions
« Reply #6459 on: August 31, 2017, 12:36:30 AM »
If you manage to transfer your points out in the tiny window between getting the bonus and clawback.
And you wontbget a negative points balance if you transfer?