Author Topic: Misc Credit Card Questions  (Read 1865862 times)

Offline LNS

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Re: Misc Credit Card Questions
« Reply #7300 on: March 11, 2018, 05:23:20 PM »
If that’s the only card you have that’s able to transfer to airlines is 1 reason.

no have a sapphire preferred and freedom 

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7301 on: March 11, 2018, 05:36:02 PM »


is a downgrade from one chase card to another considered by chase like two separate cards in terms of 5/24 rule ?
if not then any reason to keep ink preferred over ink cash ?

No it's one.
Unless you need to have it to transfer, IMHO change it. For sure if you have a CSR.
And regardless business cards won't count towards 5/24
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Offline LNS

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Re: Misc Credit Card Questions
« Reply #7302 on: March 11, 2018, 05:46:57 PM »
 im assuming that by downgrading i wont be eligible for the ink cash bonus correct?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7303 on: March 11, 2018, 05:47:50 PM »
im assuming that by downgrading i wont be eligible for the ink cash bonus correct?
You will, but why get it? Get the CIP again
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Offline LNS

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Re: Misc Credit Card Questions
« Reply #7304 on: March 11, 2018, 05:51:01 PM »
You will, but why get it? Get the CIP again

why is it one or the other?

i cant downgrade to ink cash get the 300 bucks and then get CIP again?
whats the time limit for these things anyway how long to wait before apply for CIP again?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7305 on: March 11, 2018, 05:53:08 PM »
why is it one or the other?

i cant downgrade to ink cash get the 300 bucks and then get CIP again?
whats the time limit for these things anyway how long to wait before apply for CIP again?
30k UR isn't that lucrative, if you are waiting anyhow may as well get multiple CIP
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Offline LNS

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Re: Misc Credit Card Questions
« Reply #7306 on: March 11, 2018, 06:30:41 PM »
30k UR isn't that lucrative, if you are waiting anyhow may as well get multiple CIP

still not sure i understand how the two are related if i downgrade then get the bonus i wouldnt be able to get CIP again?

and again how long do i wait before applying for CIP again?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7307 on: March 11, 2018, 06:32:06 PM »
still not sure i understand how the two are related if i downgrade then get the bonus i wouldnt be able to get CIP again?

and again how long do i wait before applying for CIP again?
You will be able too
There is no set wait time, it depends on a lot of other factors as well.
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Offline LNS

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Re: Misc Credit Card Questions
« Reply #7308 on: March 11, 2018, 06:50:36 PM »
You will be able too
There is no set wait time, it depends on a lot of other factors as well.

gotcha thanks...like what kind of factors?

any suggestions how much time i should give it if i got the card in January?

is there no limit to how many times i can do this and then downgrade every time?

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7309 on: March 11, 2018, 09:40:56 PM »
is there no limit to how many times i can do this and then downgrade every time?
Until they shut you down...

Offline LNS

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Re: Misc Credit Card Questions
« Reply #7310 on: March 11, 2018, 09:43:43 PM »
Until they shut you down...

any suggestions how much time i should give it if i got the card in January?

Offline shapsam

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Re: Misc Credit Card Questions
« Reply #7311 on: March 11, 2018, 09:51:10 PM »
any suggestions how much time i should give it if i got the card in January?
You can probably try now, if you have to do reconsideration some reps will only look on your CR and they won't even see that you have other business cards already.

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7312 on: March 11, 2018, 09:52:37 PM »
You can probably try now, if you have to do reconsideration some reps will only look on your CR and they won't even see that you have other business cards already.
I'd say wait some more, but depends on your report, and history with Chase.
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Offline LNS

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Re: Misc Credit Card Questions
« Reply #7313 on: March 11, 2018, 11:20:46 PM »
if it depends on report and history then i think my chances are pretty good but think will wait a little anyways...also im not sure that with downgrade you are eligible for that cards bonus..according to post from dan its only for new applications.

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7314 on: March 11, 2018, 11:22:31 PM »
if it depends on report and history then i think my chances are pretty good but think will wait a little anyways...also im not sure that with downgrade you are eligible for that cards bonus..according to post from dan its only for new applications.
That's for personal cards.
@rollingstone
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Offline US

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Re: Misc Credit Card Questions
« Reply #7315 on: March 12, 2018, 08:46:01 AM »
Is there anyway to transfer my freedom points to an airline?
I don't have any other chase cards besides the United, and I'm over 5/24 can't open another card.

Online TimT

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Re: Misc Credit Card Questions
« Reply #7316 on: March 12, 2018, 09:03:16 AM »
Is there anyway to transfer my freedom points to an airline?
I don't have any other chase cards besides the United, and I'm over 5/24 can't open another card.
Gonna need a different card. What upgrade options are there on the Freedom ?

Offline US

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Re: Misc Credit Card Questions
« Reply #7317 on: March 12, 2018, 09:06:05 AM »
Gonna need a different card. What upgrade options are there on the Freedom ?
Not sure, anyone?
And if I upgrade to that card (let's say Saphire) will I still be able to get the SUB in the future?

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Re: Misc Credit Card Questions
« Reply #7318 on: March 12, 2018, 09:24:16 AM »
You should be able to upgrade to CSP, (depending on your credit line). But you won’t get the signup bonus & you might be charged the AF IINM.

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Re: Misc Credit Card Questions
« Reply #7319 on: March 12, 2018, 09:29:29 AM »
You should be able to upgrade to CSP, (depending on your credit line). But you won’t get the signup bonus & you might be charged the AF IINM.
Thanks.
I guess this my only option.