Misc Credit Card Questions

[mord1]

whats the max amex cc count these days?
I currently have 5 and want to get SPG? if i am rejected will there be a pull?

[JACKBLUE]

whats the max amex cc count these days?

IIRC 5

[mord1]

IIRC 5

thats what i thought,  if i am denied for SPG bec of that with there be a pull?

[davidrotts63]

thats what i thought,  if i am denied for SPG bec of that with there be a pull?

It will not be a new pull, as you are an existing cardmember, and many have been getting over 5 lately.

[JACKBLUE]

thats what i thought,  if i am denied for SPG bec of that with there be a pull?

i don’t know.
Will leave it open to some pros here.....

ETA and the pro beet me to it!

[mord1]

It will not be a new pull, as you are an existing cardmember, and many have been getting over 5 lately.

ok, so basically there is no downside except a pull and a card?

[mord1]

It will not be a new pull, as you are an existing cardmember, and many have been getting over 5 lately.

auto denial, oh well, stuck with 3 spg cards between me and DW

[davidrotts63]

auto denial, oh well, stuck with 3 spg cards between me and DW

Maybe recon and close a card for an approval.

[mord1]

Maybe recon and close a card for an approval.

right, not sure what to close, i have OBC, biz plus, gold delta, aspire, spg biz.  dont have any good options on what to close except delta, which I just got- 1st statement hasnt even closed yet-  i am afraid of RAT if I close now

[srap]

1.  Is there any advantage in using a Chase SR card over a Chase SP card to charge the taxes on a mileage ticket?  Same benefits and insurance for the trip?

2.  Is it still accepted that these cards are the best for mileage tickets?  (No credit card for the airline I'm flying.)

[davidrotts63]

right, not sure what to close, i have OBC, biz plus, gold delta, aspire, spg biz.  dont have any good options on what to close except delta, which I just got- 1st statement hasnt even closed yet-  i am afraid of RAT if I close now

Why not SPG biz if you are getting the personal instead

[mord1]

Why not SPG biz if you are getting the personal instead

point was to have both, for the free night

[davidrotts63]

point was to have both, for the free night

Got it, but
 A. If you aren't canceling a different card may as well.
B. Biz should be available later

[mord1]

Got it, but
 A. If you aren't canceling a different card may as well.
B. Biz should be available later

I hear, if I could get biz later, try to get personal later and then see whats going on in my card portfolio.
any reason to keep ritz open for the future?

[tmendy226]

Does a chase business card application trigger a pull on my credit report (sole proprietorship)?

I was told that no but three chase representatives told me that any CC application triggers a pull including business cards.

[davidrotts63]

Does a chase business card application trigger a pull on my credit report (sole proprietorship)?

I was told that no but three chase representatives told me that any CC application triggers a pull including business cards.

Sole proprietor or not, a application whether personal or business will pull your CR

[Wizard]

Of the majors it will be dated opened except for Amex the date added.

Thanks

[Wizard]

Depends if it gets backdated.
Remember you can usually have the look around that via recon

Thanks!!

[tmendy226]

Sole proprietor or not, a application whether personal or business will pull your CR

Thanks

[johnec4]

Can I get the Hyatt credit card and signup bonus if I currently have the card, but my signup was 3 years ago?