Author Topic: Misc Credit Card Questions  (Read 224829 times)

Offline bubbles

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Re: Misc Random Questions
« Reply #90 on: December 19, 2013, 12:46:51 AM »
is it worth applying for it just based on 6% for groceries? max is $360- $75 annual fee= $285
you can downgrade an spg to the bcp

Offline SamDaMan

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Re: Misc Random Questions
« Reply #91 on: December 19, 2013, 01:57:23 AM »
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
But I'm still proud to be from clev!

Offline raphy781

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Re: Misc Random Questions
« Reply #92 on: December 19, 2013, 04:54:31 AM »
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?
Yes. No.

Offline SamDaMan

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Re: Misc Random Questions
« Reply #93 on: December 19, 2013, 09:34:05 AM »
But I'm still proud to be from clev!

Offline ushdadude

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Re: Misc Random Questions
« Reply #94 on: December 19, 2013, 10:06:52 AM »
If I open a au on my chase saphire to get the 5k bounus points. Can i close the card afterwards ? Will it effect me at all?

similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Online Moshe123

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Re: Misc Random Questions
« Reply #95 on: December 22, 2013, 12:08:54 AM »
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

Offline ushdadude

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Re: Misc Random Questions
« Reply #96 on: December 22, 2013, 12:19:28 AM »
similarly, if i downgrade SP to regular sapphire to avoid annual fee, if I apply for SP again would I get bonus? or is it considered same product?

Anyone?
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Offline ushdadude

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Re: Misc Random Questions
« Reply #97 on: December 22, 2013, 12:20:11 AM »
Had anyone ever double-dipped on a signup bonus?
I was given the signup bonus for a certain card by chase before I hit the threshold for some reason. Will I get it again if I meet the threshold, or will the rep have taken it out of the system?
Thanks

If that happened to me I'd hit the threshold and see what happens.
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Online Moshe123

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Re: Misc Random Questions
« Reply #98 on: December 22, 2013, 12:20:43 AM »
Anyone?

You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

Offline ushdadude

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Re: Misc Random Questions
« Reply #99 on: December 22, 2013, 09:57:53 AM »
You will get bonus. However, rep might tell you to upgrade the card rather than approving a new application.

Is a better option to downgrade to another freedom?
If you see something that is 50% off but don't need it, walk away and save yourself 100%

Online Super Speed

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Re: Misc Random Questions
« Reply #100 on: January 06, 2014, 11:34:00 AM »
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?

Offline Marco Polo

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Re: Misc Random Questions
« Reply #101 on: January 06, 2014, 11:35:17 AM »
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
Probably request a new one. Better safe...
Quaerite et Invenietis.

Online churnbabychurn

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Re: Misc Random Questions
« Reply #102 on: January 06, 2014, 11:49:28 AM »
I received a credit card in the mail today and the envelope was open, is there anything to be nervous about?
http://forums.dansdeals.com/index.php?topic=21945.0

Offline MosheP

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Random Credit Card Questions
« Reply #103 on: September 23, 2014, 12:21:21 PM »
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?

Offline HowYaDoin

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Re: Random Credit Card Questions
« Reply #104 on: September 23, 2014, 12:50:11 PM »
I had a statement close with an $851.00 balance with payment due today. I went to make the payment and I see that there is a $0.00 payment due. I had approximately $975 in returns since the statement closed. My question is- do returns deduct from outstanding statement balance with regard to payment, interest etc.?
IME yes