Author Topic: Misc Credit Card Questions (Read 1895150 times)

yitzyul · « **Reply #4260 on:** July 25, 2016, 01:26:26 PM »

Anyway to tell without credit report?

Ydad · « **Reply #4261 on:** July 25, 2016, 01:45:22 PM »

Quote from: yitzyul on July 25, 2016, 01:26:26 PM

Anyway to tell without credit report?

Apply for a chase cc

regular · « **Reply #4262 on:** July 25, 2016, 02:14:27 PM »

if i transfer some of my credit line between amex cards how long does it take to post?

chinagel · « **Reply #4263 on:** July 25, 2016, 02:22:32 PM »

Quote from: regular on July 25, 2016, 02:14:27 PM

if i transfer some of my credit line between amex cards how long does it take to post?

if approved its instant iinm

regular · « **Reply #4264 on:** July 25, 2016, 02:26:36 PM »

thanx

shulem92 · « **Reply #4265 on:** July 25, 2016, 02:29:57 PM »

Quote from: yitzyul on July 25, 2016, 01:26:26 PM

Anyway to tell without credit report?

Pay the 1$ to experian. Depending what state u live in, that's where chase pulls from. It will say online how many accounts u had open in the last 2 years

David Smith · « **Reply #4266 on:** July 25, 2016, 02:32:06 PM »

Quote from: BWG on July 25, 2016, 12:42:09 PM

Wish to close my Slate card with 16K credit line that i have had over 20 years. they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont). Do I call and increase my Sapphire Line before or after I close my Slate? Credit score is otherwise very good. thank you

No way to product change to freedom?

regular · « **Reply #4267 on:** July 25, 2016, 02:32:47 PM »

Quote from: chinagel on July 25, 2016, 02:22:32 PM

if approved its instant iinm

just did it this is the message i got:
Thank you,
Your request has been approved. Your Credit Limits will be updated within the next 15 minutes.

although as you said it was instant so thanx again

BWG · « **Reply #4268 on:** July 25, 2016, 02:33:55 PM »

Quote from: Cappy on July 25, 2016, 01:04:26 PM

What are they charging $99 for?

An annual fee, that they no longer charge on Slate but they do on this old one i have because of the low interest rate. Dont need the card, but i need to know if its better to have this credit line open when i ask for an increase on another card, or better to have this closed.

username · « **Reply #4269 on:** July 25, 2016, 04:00:20 PM »

Quote from: yitzyul on July 25, 2016, 01:20:54 PM

2) How can I figure out which amex I can reapply for the signup bonus and which one has the lifetime on it?

Read the fine print of the new offer. and you can actually PUTPAC Amex to see if you've ever had a specific card before. Just use seichel.

yitzyul · « **Reply #4270 on:** July 25, 2016, 09:59:11 PM »

Quote from: username on July 25, 2016, 04:00:20 PM

Read the fine print of the new offer.

I am referring to an amex card that I had previously, how do I know If when I signed up original it was a once in a lifetime card or not?

IF not how long before I can reapply and still get the bonus?

chinagel · « **Reply #4271 on:** July 25, 2016, 10:01:48 PM »

Quote from: yitzyul on July 25, 2016, 09:59:11 PM

I am referring to an amex card that I had previously, how do I know If when I signed up original it was a once in a lifetime card or not?

IF not how long before I can reapply and still get the bonus?

it doesnt matter when you signed up it matters now if u ever had the card before

gubevo18 · « **Reply #4272 on:** July 25, 2016, 10:41:22 PM »

I'm sure this was asked but I searched and did not find anything. When is the earliest age you can start building credit for a child?
Amex is only from 15 yrs old and chase and the rest prob dont help credit much, or do they?
And what about barclays if they asked for a SS (which they do over the phone).
TIA

sag95 · « **Reply #4273 on:** July 25, 2016, 11:57:18 PM »

Quote from: yitzyul on July 25, 2016, 09:59:11 PM

I am referring to an amex card that I had previously, how do I know If when I signed up original it was a once in a lifetime card or not?

IF not how long before I can reapply and still get the bonus?

IIRC people reported that after 7 years they don't have record of it anymore and you can get the bonus again. But as @username said you can call and ask them, just use seichel.

theblakdavid · « **Reply #4274 on:** July 26, 2016, 12:09:18 AM »

Quote from: sag95 on July 25, 2016, 11:57:18 PM

just use seichel.

What's that?

sag95 · « **Reply #4275 on:** July 26, 2016, 12:10:14 AM »

Quote from: theblakdavid on July 26, 2016, 12:09:18 AM

What's that?

Those who have it know what it is.

TimT · « **Reply #4276 on:** July 26, 2016, 12:10:36 AM »

Quote from: theblakdavid on July 26, 2016, 12:09:18 AM

What's that?

A rarity

theblakdavid · « **Reply #4277 on:** July 26, 2016, 12:11:18 AM »

Quote from: sag95 on July 26, 2016, 12:10:14 AM

Those who have it know what it is.

Square · « **Reply #4278 on:** July 26, 2016, 12:15:13 AM »

Quote from: yitzyul on July 25, 2016, 01:26:26 PM

Anyway to tell without credit report?

In Creditkarma you can easily sort by date.

Cappy · « **Reply #4279 on:** July 26, 2016, 12:27:32 AM »

Quote from: gubevo18 on July 25, 2016, 10:41:22 PM

I'm sure this was asked but I searched and did not find anything. When is the earliest age you can start building credit for a child?
Amex is only from 15 yrs old and chase and the rest prob dont help credit much, or do they?
And what about barclays if they asked for a SS (which they do over the phone).
TIA

Taken from this thread on CB: https://creditboards.com/forums/index.php?showtopic=477228&p=5209096

Enjoy

Issuer Age

American Express 15
Arkansas National Bank 18
Bank of America 01
Barclays 09
Best Buy 01
Buckle (Comenity) 07
Capital One 01
Chase 09
Citi < 01
Comenity 07
Discover 01
First Command Bank 16
GECRB 02
HSBC 09
JP Morgan 09
Macy's 07
Navy Federal CU 12
PenFed 15
Pulaski Bank & Trust 18
Sunoco (Citi) 07
Synchrony 02
Target 15
USAA 12
Victoria's Secret (Comenity) 07

Topic Wiki

Author Topic: Misc Credit Card Questions (Read 1895150 times)