Author Topic: Misc Credit Card Questions  (Read 1864666 times)

Offline Oceanblue

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Re: Misc Credit Card Questions
« Reply #5880 on: April 17, 2017, 02:26:53 PM »
roomers are that sign up is going up to 100k soon. Anyone else heard this?

Isn't a rumor as there are plenty of reports of this being the case if you sign up in branch with a Business relationship manager, but so far it looks like its unlikely it'll be available online. 

Offline ben89

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Re: Misc Credit Card Questions
« Reply #5881 on: April 19, 2017, 09:16:51 AM »
If I add an additional user on Amex but don't give them my ss number will it count towards 5/24?

Offline as2

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Re: Misc Credit Card Questions
« Reply #5882 on: April 19, 2017, 09:28:37 AM »
If I add an additional user on Amex but don't give them my ss number will it count towards 5/24?
If you don't attach a social, how would chase know about it. They get their info about you by running your social.
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Offline ben89

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Re: Misc Credit Card Questions
« Reply #5883 on: April 19, 2017, 10:25:11 AM »
If you don't attach a social, how would chase know about it. They get their info about you by running your social.
that was my question. thanks. but you do give a birthday to amex so im not sure what that is. i just make up a random birthday

Offline CreamofSoup

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Re: Misc Credit Card Questions
« Reply #5884 on: April 19, 2017, 10:29:21 AM »
that was my question. thanks. but you do give a birthday to amex so im not sure what that is. i just make up a random birthday

So basically, you don't give them your ss or your actual birthday so they have no way of knowing who you really are do they? I'm far from an expert in anything but that sounds just a little fraudulent to me. Someone please correct me if I am mistaken.

Offline as2

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Re: Misc Credit Card Questions
« Reply #5885 on: April 19, 2017, 10:44:03 AM »
So basically, you don't give them your ss or your actual birthday so they have no way of knowing who you really are do they? I'm far from an expert in anything but that sounds just a little fraudulent to me. Someone please correct me if I am mistaken.
I have never been asked for either.
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Online LoLo

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Re: Misc Credit Card Questions
« Reply #5886 on: April 19, 2017, 02:09:15 PM »
that was my question. thanks. but you do give a birthday to amex so im not sure what that is. i just make up a random birthday
It could still show up, especially if the person is also an au on another card of yours.

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #5887 on: April 19, 2017, 02:29:55 PM »
It could still show up, especially if the person is also an au on another card of yours.
or shares the same address

Offline S209

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Re: Misc Credit Card Questions
« Reply #5888 on: April 19, 2017, 03:56:48 PM »
But it doesn't matter, as long as it's only an au they can remove it from your record and you won't be affected,, just call chase and let them know you're not the primary cardholder if they reject you. they can see that info on the credit report
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Re: Misc Credit Card Questions
« Reply #5889 on: April 19, 2017, 04:17:01 PM »
But it doesn't matter, as long as it's only an au they can remove it from your record and you won't be affected,, just call chase and let them know you're not the primary cardholder if they reject you. they can see that info on the credit report
They know you're not the primary cardholder, you need to tell them that you're not responsible to pay the bill.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5890 on: April 20, 2017, 05:20:44 PM »
Any reason my Amex statement shows me receiving 0 MR points in a period from March 1-30 when I did do some spending before the 30th? (Their MR system works really weird - it goes by month, not by statement period...)
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Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5891 on: April 23, 2017, 04:25:16 AM »
Anyone ever noticed that when downgrading a Chase card to Chase Freedom card, you retroactively get the 5% category points for purchases during that quarter? And you don't lose the bonus category points from the original card during that time... Pretty cool.
And there are no foreign transaction fees either

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5892 on: April 23, 2017, 01:07:17 PM »
And there are no foreign transaction fees either
For good or only for that quarter?
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Offline pixi

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Re: Misc Credit Card Questions
« Reply #5893 on: April 23, 2017, 09:55:57 PM »
Can I dispute a charge on a closed (Amex )credit card ?
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Offline m.m.

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Re: Misc Credit Card Questions
« Reply #5894 on: April 23, 2017, 10:35:00 PM »
Can I dispute a charge on a closed (Amex )credit card ?
and what about citi?

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5895 on: April 24, 2017, 02:19:03 PM »
For good or only for that quarter?
so far...

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5896 on: April 24, 2017, 03:43:18 PM »
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Offline S209

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Re: Misc Credit Card Questions
« Reply #5897 on: April 24, 2017, 05:27:17 PM »
Can I dispute a charge on a closed (Amex )credit card ?
I remember reading somewhere that you can dispute on a closed card, assuming you still have open cards with them, but I have no personal experience with this myself. I'm sure people have tried, anybody?
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Offline ADG

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Re: Misc Credit Card Questions
« Reply #5898 on: April 26, 2017, 03:02:40 PM »
I would like to cancel one of my SPG cards (because AF) My consumer card has 12k credit line and my business has a 3k line. I know the business card has some aspects that make it better (i.e dont report to CB) but the 12k line is also good for my credit.

My question is can I move over the credit line from consumer to business -and if I can- will that be considered as losing the CL from my personal credit file?

TIA

Offline Luvtotravel

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Re: Misc Credit Card Questions
« Reply #5899 on: April 26, 2017, 03:23:50 PM »
I would like to cancel one of my SPG cards (because AF) My consumer card has 12k credit line and my business has a 3k line. I know the business card has some aspects that make it better (i.e dont report to CB) but the 12k line is also good for my credit.

My question is can I move over the credit line from consumer to business -and if I can- will that be considered as losing the CL from my personal credit file?

TIA
similar question. with both my biz and personal spg cards coming up with af now, what compelling reason is there to keep one or both open?
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