Author Topic: Misc Credit Card Questions  (Read 234540 times)

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #6030 on: May 19, 2017, 04:34:46 PM »
Is this a true?    Before applying for Barclays cc you should use up most of your credit on a different Barclays cc (that you already have) for a better chance of approval or higher credit line?

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Thanx
more likely to get approved

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #6031 on: May 19, 2017, 04:39:58 PM »
more likely to get approved
on a 2BM? Even if my other card s less then 2months old?
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Re: Misc Credit Card Questions
« Reply #6032 on: May 19, 2017, 04:45:20 PM »
more likely to get approved
Fill up your highest CL or any card works?
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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #6033 on: May 19, 2017, 05:32:30 PM »
Fill up your highest CL or any card works?
its not a specific rule. i know a big factor for approval on ur 2nd barclays card or more is if u use the first CL a lot. they can deny s/o with an excellent score just because he has enough credit for his needs...

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Re: Misc Credit Card Questions
« Reply #6034 on: May 19, 2017, 05:33:50 PM »
its not a specific rule. i know a big factor for approval on ur 2nd barclays card or more is if u use the first CL a lot. they can deny s/o with an excellent score just because he has enough credit for his needs...
Just filling it up before you helps or is it better to be using it for a couple months before?
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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #6035 on: May 19, 2017, 05:38:01 PM »
Just filling it up before you helps or is it better to be using it for a couple months before?
that, although the former can possibly help too.

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Re: Misc Credit Card Questions
« Reply #6036 on: May 19, 2017, 05:38:26 PM »
that, although the former can possibly help too.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6037 on: May 21, 2017, 02:19:37 PM »
Can Amex clawback a delta account?

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #6038 on: May 21, 2017, 02:28:29 PM »
more likely to get approved

well personal cc was auto declined and business cc says we will call you on the number you provided to confirm info...

what now?
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Offline Der Deutsche Jude

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Re: Misc Credit Card Questions
« Reply #6039 on: May 22, 2017, 10:18:05 AM »
its not a specific rule. i know a big factor for approval on ur 2nd barclays card or more is if u use the first CL a lot. they can deny s/o with an excellent score just because he has enough credit for his needs...
My first Barclaycard was Priceline, which I barely used.  When I applied for Arrival +, Recon said they will start me off with a low CL, because they first wanted to see more use of both of my cards.

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Re: Misc Credit Card Questions
« Reply #6040 on: May 22, 2017, 08:36:48 PM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA

Offline shie123

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Re: Misc Credit Card Questions
« Reply #6041 on: May 22, 2017, 08:47:45 PM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA
Generally Chase isn't as strict but I would still not do it.
Go slowly, ease in.

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Re: Misc Credit Card Questions
« Reply #6042 on: May 22, 2017, 08:48:44 PM »
Generally Chase isn't as strict but I would still not do it.
Go slowly, ease in.
That's what I'm asking, is 2k slow? I don't usually swipe for less than 2x that.

Offline shie123

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Re: Misc Credit Card Questions
« Reply #6043 on: May 22, 2017, 08:51:48 PM »
That's what I'm asking, is 2k slow? I don't usually swipe for less than 2x that.
I personally would do a few small ($10-$100) charges for the first few weeks then $2,000 and a few weeks later the rest.
Always worked for me.

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Re: Misc Credit Card Questions
« Reply #6044 on: May 22, 2017, 08:55:26 PM »
I personally would do a few small ($10-$100) charges for the first few weeks then $2,000 and a few weeks later the rest.
Always worked for me.
Thanks.