Author Topic: Misc Credit Card Questions  (Read 1864844 times)

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7100 on: February 12, 2018, 07:32:39 AM »


Couldnt find thread for this question so decided to post here. Im 4/24, but on my report its showing 5/24 since im added as an AU on my wifes acc. Should i apply for another chase card now and likely get denied for 5/24, then call recon and explain that its just an AU. Or is it worth it to wait 6 months for one of my current cards to age to 25 months , then apply for the new card without hiccups?
TIA
How about try to get the AU removed from the report, if not don't wait 6 months to be under, just apply for one card, recon right away, and you still have a chance of getting a second, maybe not as likely, but possible.
Wouldnt the second one get denied bec of 5/24?
Many people have successfully gotten 2-3 cards at 4/24
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Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7101 on: February 12, 2018, 06:36:17 PM »
How about try to get the AU removed from the report, if not don't wait 6 months to be under, just apply for one card, recon right away, and you still have a chance of getting a second, maybe not as likely, but possible. Many people have successfully gotten 2-3 cards at 4/24

how would i go about getting the AU removed?
If i apply for 1 card now ,How would i have a chance of getting a second?
TIA

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7102 on: February 12, 2018, 06:41:47 PM »


how would i go about getting the AU removed?
Ask the CC issuer to remove it, if not dispute it with the CB
If i apply for 1 card now ,How would i have a chance of getting a second?
TIA
Apply, recon, apply, recon
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Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7103 on: February 12, 2018, 06:44:17 PM »
Ask the CC issuer to remove it, if not dispute it with the CBApply, recon, apply, recon

Excuse my ignorance,
wouldn't the second application be over 5/24 and automatically denied?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7104 on: February 12, 2018, 06:45:25 PM »
Excuse my ignorance,
wouldn't the second application be over 5/24 and automatically denied?
Nope.
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Offline rookie27

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Re: Misc Credit Card Questions
« Reply #7105 on: February 12, 2018, 09:53:24 PM »
Nope.
So wouldnt it be better to apply for 2 in 1 pull rather than apply recon apply?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7106 on: February 12, 2018, 10:18:17 PM »
So wouldnt it be better to apply for 2 in 1 pull rather than apply recon apply?
Same day will be one pull like 2bm will be.
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Offline Hamavin

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Re: Misc Credit Card Questions
« Reply #7107 on: February 12, 2018, 11:26:30 PM »
What is the largest amount you can get a visa gift card with and where can you buy it?

Offline elimmm

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Re: Misc Credit Card Questions
« Reply #7108 on: February 13, 2018, 02:31:31 PM »
when reopening a closed chase card, do i get back original line of credit even if i applied for a new card in the interim and was approved?

Offline myi

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Re: Misc Credit Card Questions
« Reply #7109 on: February 13, 2018, 02:39:45 PM »
When applying for a chase ink business card any other card I should try applying for while I'm requesting a credit pull? (Any other decent offers out there?)
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7110 on: February 13, 2018, 02:41:20 PM »
When applying for a chase ink business card any other card I should try applying for while I'm requesting a credit pull? (Any other decent offers out there?)
MPE x2, MPC x2, Marriott.
Assuming biz and personal will be one pull
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Offline myi

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Re: Misc Credit Card Questions
« Reply #7111 on: February 13, 2018, 02:45:54 PM »
MPE x2, MPC x2, Marriott.
Assuming biz and personal will be one pull
what's the offer for those?
 Have one MPE open now which would not allow me to double dip, would first need to close it, wonder if I downgrade would that allow me to get the MPE again? (Yes the card is over 2yrs old)
  Unless I should go for the sapphire,Any decent offer?
 Same amount of UR they're offering for the sapphire through a referral?
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7112 on: February 13, 2018, 02:48:07 PM »


what's the offer for those?
 Have one MPE open now which would not allow me to double dip, would first need to close it, wonder if I downgrade would that allow me to get the MPE again? (Yes the card is over 2yrs old)
  Unless I should go for the sapphire,Any decent offer?
 Same amount of UR they're offering for the sapphire through a referral?

MPs are around 50k different offers around, depends if you are targeted.
Yes.
Sapphires are 50k each, definitely do that if you are bonus eligible.
Same offer public and referral
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Offline myi

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Re: Misc Credit Card Questions
« Reply #7113 on: February 13, 2018, 02:55:07 PM »

MPs are around 50k different offers around, depends if you are targeted.
Yes.
Sapphires are 50k each, definitely do that if you are bonus eligible.
Same offer public and referral
Believe it or not i think I'm clear of 5/24, haven't opened cards in a while.
  I guess I should max out 5 Chase cards and then go on to Amex...
  Thanks
 
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7114 on: February 13, 2018, 02:58:46 PM »
Believe it or not i think I'm clear of 5/24, haven't opened cards in a while.
  I guess I should max out 5 Chase cards and then go on to Amex...
  Thanks
Maybe get 2-3 business cards now then in a few months 2-3 personals, and there are steps before Amex, ie Citi, Barclay, as they are inquiry sensitive
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Offline myi

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Re: Misc Credit Card Questions
« Reply #7115 on: February 13, 2018, 03:07:19 PM »
Maybe get 2-3 business cards now then in a few months 2-3 personals, and there are steps before Amex, ie Citi, Barclay, as they are inquiry sensitive
Are most inks with a nice signup bonus? (assuming public.) I know the regular ink which is 80k.
 More then 2 business cards at once with chase is probably a bit much? 
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7116 on: February 13, 2018, 03:09:17 PM »
Are most inks with a nice signup bonus? (assuming public.) I know the regular ink which is 80k.
 More then 2 business cards at once with chase is probably a bit much?
There are 2 inks avail. IP For 80k and I For (IINM, low regardless) 30k
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Offline myi

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Re: Misc Credit Card Questions
« Reply #7117 on: February 13, 2018, 03:10:07 PM »
There are 2 inks avail. IP For 80k and I For (IINM, low regardless) 30k
That's a waste for 30k. Vs IP 100k with referral.
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7118 on: February 13, 2018, 03:11:42 PM »
That's a waste for 30k. Vs IP 100k with referral.
Yup, if you are doing 2 biz cards I'd recommend MPE for the second
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Offline myi

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Re: Misc Credit Card Questions
« Reply #7119 on: February 13, 2018, 03:24:47 PM »
Yup, if you are doing 2 biz cards I'd recommend MPE for the second
would it make a difference if I do one business and one personal versus two business?
 Would it be any easier to get approved doing personal with business vs two business?
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