Author Topic: Misc Credit Card Questions  (Read 1864620 times)

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #7380 on: March 13, 2018, 04:16:54 PM »
right, i was thinking of 1 of the deltas, which one is the highest signup bonus now?
Plat is 70k+ $100, Gold is 60k+$50, both biz and personal.
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Offline mord1

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Re: Misc Credit Card Questions
« Reply #7381 on: March 13, 2018, 06:51:28 PM »
Plat is 70k+ $100, Gold is 60k+$50, both biz and personal.
thanks, applied for gold, got 14 day message,

Offline MasterAmex

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Re: Misc Credit Card Questions
« Reply #7382 on: March 14, 2018, 11:27:15 AM »
thanks, applied for gold, got 14 day message,
call Recon

Offline BP16

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Re: Misc Credit Card Questions
« Reply #7383 on: March 14, 2018, 04:56:12 PM »
I applied for the UA Biz card and got the 30 day response. should I just wait it out?

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7384 on: March 14, 2018, 05:15:12 PM »
I applied for the UA Biz card and got the 30 day response. should I just wait it out?
As always call the AS.
If you get 7-10 days you are declined
2 weeks - pending call if you are impatient or want to apply for another card
30 days - either wait for one of the other 2 options, or wait a little and if it still doesn't change call if you want to apply for another card
(this is just my opinion, some may disagree)
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Offline mord1

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Re: Misc Credit Card Questions
« Reply #7385 on: March 14, 2018, 08:54:12 PM »
call Recon
I didn't have a chance and got an email it was approved. 4 with 1 pull!

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7386 on: March 14, 2018, 08:56:54 PM »
I didn't have a chance and got an email it was approved. 4 with 1 pull!
Nice! First Amex'?
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7387 on: March 14, 2018, 09:01:24 PM »
First Amex still pending after a week, rep says answer will come by email, any idea what it means? Online says "in progress" still
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Offline Mr. CC

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Re: Misc Credit Card Questions
« Reply #7388 on: March 14, 2018, 09:12:22 PM »
First Amex still pending after a week, rep says answer will come by email, any idea what it means? Online says "in progress" still
that means it's by the back team
You can ask them to expedite it

Offline smart man

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Re: Misc Credit Card Questions
« Reply #7389 on: March 14, 2018, 09:28:48 PM »
The chase branch that I first opened my bank account with left me a message to call them. Anything to worry about? What can such a call mean?
ETA: I didn't walk into that branch in more than a year. If it would be something serious I would be getting a call from chase corporate right?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #7390 on: March 14, 2018, 10:26:27 PM »
The chase branch that I first opened my bank account with left me a message to call them. Anything to worry about? What can such a call mean?
ETA: I didn't walk into that branch in more than a year. If it would be something serious I would be getting a call from chase corporate right?
How do you know it’s from your local branch ? If it indeed is, it could be marketing, they want you to refinance, or anything in between. If you do decide to get back to them, google your branches official number or go into that branch. And always use caution when volunteering info.

Offline Z56

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Re: Misc Credit Card Questions
« Reply #7391 on: March 14, 2018, 11:52:07 PM »
First Amex still pending after a week, rep says answer will come by email, any idea what it means? Online says "in progress" still

Very normal by Amex.
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7392 on: March 14, 2018, 11:53:05 PM »
Very normal by Amex.
What's the general outcome?
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Offline Z56

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Re: Misc Credit Card Questions
« Reply #7393 on: March 14, 2018, 11:56:30 PM »
What's the general outcome?

There isn’t a general answer on that, every application is different, scores, history Etc.

I have seen many approved. And in the other hand I’ve seen them requesting additional documents.
“I have nothing in common with lazy people who blame others for their lack of success. Great things come from hard work

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7394 on: March 14, 2018, 11:57:07 PM »
There isn’t a general answer on that, every application is different, scores, history Etc.

I have seen many approved. And in the other hand I’ve seen them requesting additional documents.
In other words it means nothing?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Z56

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Re: Misc Credit Card Questions
« Reply #7395 on: March 15, 2018, 12:27:58 AM »
In other words it means nothing?

Possibly.

Can have a better answer for you if I know some details
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Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7396 on: March 15, 2018, 12:29:02 AM »
Possibly.

Can have a better answer for you if I know some details
Like what?
All I'm asking is, statistically does that have any indication of the outcome?
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Offline Z56

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Re: Misc Credit Card Questions
« Reply #7397 on: March 15, 2018, 12:31:15 AM »
Like what?
All I'm asking is, statistically does that have any indication of the outcome?

Your credit history and a few other factors

No indication of anything
“I have nothing in common with lazy people who blame others for their lack of success. Great things come from hard work

Offline smart man

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Re: Misc Credit Card Questions
« Reply #7398 on: March 15, 2018, 12:31:40 AM »
How do you know it’s from your local branch ? If it indeed is, it could be marketing, they want you to refinance, or anything in between. If you do decide to get back to them, google your branches official number or go into that branch. And always use caution when volunteering info.
They stated in the message that they left, the branches address. Will Google the number that they left and see if it matches the branch...

Offline davidrotts63

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Re: Misc Credit Card Questions
« Reply #7399 on: March 15, 2018, 12:33:59 AM »
Your credit history and a few other factors

No indication of anything
Assumptions I can make too.
1.5 years credit 3-4 cards all clean.
First Amex, in my books that'll be approved.
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