« previous next »
Pages: 1 ... 375 376 377 378 379 380 [381] 382 383 384 385 386 387 ... 556   Go Down

Author Topic: Misc Credit Card Questions  (Read 1897303 times)

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1097
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Misc Credit Card Questions
« Reply #7600 on: April 22, 2018, 01:23:56 PM »
Quote from: TimT on April 22, 2018, 12:24:25 PM
Banks aren’t too happy seeing “large” refunds.
That's why everyone should have a couple CU's.  ;)
Logged
I just found a new supply of forks!

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5167
  • Total likes: 577
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Misc Credit Card Questions
« Reply #7601 on: April 22, 2018, 03:00:55 PM »
Quote from: ChaimMoskowitz on April 22, 2018, 01:23:56 PM
That's why everyone should have a couple CU's.  ;)

just a couple?
Logged

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1097
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Misc Credit Card Questions
« Reply #7602 on: April 22, 2018, 04:08:14 PM »
Quote from: 12HRS on April 22, 2018, 03:00:55 PM
just a couple?
For normal individuals.  ;)
Logged
I just found a new supply of forks!

Offline Mr. CC

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2015
  • Posts: 661
  • Total likes: 26
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Misc Credit Card Questions
« Reply #7603 on: April 22, 2018, 04:29:29 PM »
Quote from: mmgfarb on April 20, 2018, 06:47:10 PM
30 days from the date of the last letter being sent out.
officially, but can be done until 90
Logged

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #7604 on: April 22, 2018, 09:36:24 PM »
Logged

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5167
  • Total likes: 577
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Misc Credit Card Questions
« Reply #7605 on: April 22, 2018, 09:43:38 PM »
Quote from: TimT on April 22, 2018, 09:36:24 PM
Pardon the brain freeze. CU ?

credit union. a must in this game
Logged

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 7250
  • Total likes: 979
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7606 on: April 22, 2018, 09:53:58 PM »
Quote from: TimT on April 22, 2018, 09:36:24 PM
Pardon the brain freeze. CU ?
Run through DOCs bonus list, and open a few.
Logged
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #7607 on: April 22, 2018, 10:06:18 PM »
Quote from: 12HRS on April 22, 2018, 09:43:38 PM
credit union.
What would I do differently in this case ?
Logged

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5167
  • Total likes: 577
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Misc Credit Card Questions
« Reply #7608 on: April 22, 2018, 10:31:45 PM »
Quote from: TimT on April 22, 2018, 10:06:18 PM
What would I do differently in this case ?

anything you don't want a bank to see send to a CU instead
Logged

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #7609 on: April 22, 2018, 10:33:33 PM »
Quote from: 12HRS on April 22, 2018, 10:31:45 PM
anything you don't want a bank to see send to a CU instead
Theres nothing shady. This place mistakenly charged me twice & I'm gonna have them refund one of the charges.
Logged

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5167
  • Total likes: 577
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Misc Credit Card Questions
« Reply #7610 on: April 22, 2018, 10:40:36 PM »
Quote from: TimT on April 22, 2018, 10:33:33 PM
Theres nothing shady. This place mistakenly charged me twice & I'm gonna have them refund one of the charges.

refund to a CU debit ;)
Logged

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #7611 on: April 22, 2018, 10:44:48 PM »
Quote from: 12HRS on April 22, 2018, 10:40:36 PM
refund to a CU debit ;)
I doubt they’d agree
Logged

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #7612 on: April 22, 2018, 11:13:21 PM »
Quote from: TimT on April 22, 2018, 10:44:48 PM
I doubt they’d agree
Still worth a shot
Logged
Memories last forever, make them while you can.

Offline snapit

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2014
  • Posts: 403
  • Total likes: 4
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #7613 on: April 23, 2018, 10:40:44 AM »
Does Bofa pull credit for credit limit increase?
Logged

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 7250
  • Total likes: 979
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Misc Credit Card Questions
« Reply #7614 on: April 23, 2018, 11:30:29 AM »
Quote from: snapit on April 23, 2018, 10:40:44 AM
Does Bofa pull credit for credit limit increase?
Yup. Even for transferring credit IINM.
Logged
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline R.K.

  • DansDeals Copper Elite
  • *
  • Join Date: Dec 2015
  • Posts: 6
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Israel
Re: Misc Credit Card Questions
« Reply #7615 on: April 24, 2018, 02:23:30 PM »
I opened 5 cards in the past 24 months. My credit report is only 2.5 yrs old.
Is it worth a try to approve for Sapphire Preferred? Do I have a real chance to get approved?
Logged

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #7616 on: April 24, 2018, 02:24:25 PM »
Quote from: R.K. on April 24, 2018, 02:23:30 PM
I opened 5 cards in the past 24 months. My credit report is only 2.5 yrs old.
Is it worth a try to approve for Sapphire Preferred? Do I have a real chance to get approved?
Which 5 ? They won’t approve you if you’re 5/24.
Logged

Offline R.K.

  • DansDeals Copper Elite
  • *
  • Join Date: Dec 2015
  • Posts: 6
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Israel
Re: Misc Credit Card Questions
« Reply #7617 on: April 24, 2018, 02:32:56 PM »
Quote from: TimT on April 24, 2018, 02:24:25 PM
Which 5 ? They won’t approve you if you’re 5/24.

Amex - Delta skymiles
Amex - Premier rewards gold card [closed account]
Chase - Amazon
TD Bank - Cash
The childrens place
Logged

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3150
  • Total likes: 1305
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #7618 on: April 24, 2018, 02:36:17 PM »
Quote from: R.K. on April 24, 2018, 02:32:56 PM
Amex - Delta skymiles
Amex - Premier rewards gold card [closed account]
Chase - Amazon
TD Bank - Cash
The childrens place
IIRC store cards count for 5/24, so chances of approval are almost zero. When will you be under 5/24? Could be worth waiting
Logged

Offline R.K.

  • DansDeals Copper Elite
  • *
  • Join Date: Dec 2015
  • Posts: 6
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Israel
Re: Misc Credit Card Questions
« Reply #7619 on: April 24, 2018, 02:41:22 PM »
Quote from: yitzgar on April 24, 2018, 02:36:17 PM
IIRC store cards count for 5/24, so chances of approval are almost zero. When will you be under 5/24? Could be worth waiting
will be in 2 months. I should probably just wait

Tks
Logged
Pages: 1 ... 375 376 377 378 379 380 [381] 382 383 384 385 386 387 ... 556   Go Up
« previous next »