Author Topic: Credit Cards with no annual fee and best for travel  (Read 2144 times)

Offline Mordechai123

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Credit Cards with no annual fee and best for travel
« on: November 27, 2021, 03:30:43 PM »
Which Credit Card is best with no annual fee and best for travel

Offline yungermanchik

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Re: Credit Cards with no annual fee and best for travel
« Reply #1 on: November 27, 2021, 09:59:27 PM »
What do you mean best for travel?

Best rewards on flight/hotel?
No Foreign Transaction Fee?
Best benefits for travel?
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Offline Mordechai123

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Re: Credit Cards with no annual fee and best for travel
« Reply #2 on: November 29, 2021, 10:56:11 AM »
Best in terms of no foreign fees, I have 6 credit cards already but I’m looking to expand it to maximize all the benefits

Offline yungermanchik

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Offline Mordechai123

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Re: Credit Cards with no annual fee and best for travel
« Reply #4 on: December 01, 2021, 12:14:11 PM »
Are any of these cards will worth as I have already hit the chase 5/24 rule and I want to know what I should get next. Do you think the chase freedom flex is worth it ?

Offline yungermanchik

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Re: Credit Cards with no annual fee and best for travel
« Reply #5 on: December 01, 2021, 02:11:30 PM »
Are any of these cards will worth as I have already hit the chase 5/24 rule and I want to know what I should get next. Do you think the chase freedom flex is worth it ?
I'm not following. If you already hit 5/24, how can you get the Freedom Flex, and why wouldn't you get a different brand?
Also Freedom Flex has a 3% Foreign Transaction Fee.


Do you mean you're at 4/24, and you'd rather chap arein another Chase card while you can?
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Online lcm

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Re: Credit Cards with no annual fee and best for travel
« Reply #6 on: December 01, 2021, 09:58:32 PM »
I'm not following. If you already hit 5/24, how can you get the Freedom Flex, and why wouldn't you get a different brand?
Also Freedom Flex has a 3% Foreign Transaction Fee.


Do you mean you're at 4/24, and you'd rather chap arein another Chase card while you can?
There has been dps recently of being getting in applications notwithstanding 5/24

Offline Mordechai123

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Re: Credit Cards with no annual fee and best for travel
« Reply #7 on: December 05, 2021, 12:01:39 PM »
@yungermanchik Sorry for the confusion, but I have reached the 5/24 rule and I am looking into the next card I should get for the future, the only reason why I was looking at the freedom flex was the welcome bonus with the bonus categories, as well as I know that you can get a new signup bonus from chase every 18 months so the earlier I get a chase card the earlier I can get the bonus again. Let me know what you think

Offline Mordechai123

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Re: Credit Cards with no annual fee and best for travel
« Reply #8 on: December 05, 2021, 12:05:25 PM »
@Icm I am not understanding what you were trying to say. Are you saying that people have gotten accepted for chase card with the 5/24 rule?

Online lcm

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Re: Credit Cards with no annual fee and best for travel
« Reply #9 on: December 05, 2021, 12:32:18 PM »
@Icm I am not understanding what you were trying to say. Are you saying that people have gotten accepted for chase card with the 5/24 rule?
Yes,
www.doctorofcredit.com/chase-amazon-card-not-subject-to-5-24-rules/amp/

Offline m65

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Re: Credit Cards with no annual fee and best for travel
« Reply #10 on: December 05, 2021, 01:57:36 PM »
i think a factor to take into consideration when choosing a card for forex is also the rate u get.
from my experience cap1 gives a very bad rate, which ends up covering most of the 3% that u dont pay
amex is better, but also not amazing.

Offline yungermanchik

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Re: Credit Cards with no annual fee and best for travel
« Reply #11 on: December 05, 2021, 07:34:45 PM »
@yungermanchik Sorry for the confusion, but I have reached the 5/24 rule and I am looking into the next card I should get for the future, the only reason why I was looking at the freedom flex was the welcome bonus with the bonus categories, as well as I know that you can get a new signup bonus from chase every 18 months so the earlier I get a chase card the earlier I can get the bonus again. Let me know what you think
Firstly, I am not the biggest Buki in credit cards on this forum. Not by a long shot. But I can offer MHO.
If you're only going to use it on bonus categories in foreign countries, you will come out with a net gain of 2% (or more if you save the UR to transfer to a "premium" (paid) card.) which is similar or more than what's available from most of the other cards I listed. You just have to be careful not to spend it on non-bonus categories and that those foreign stores are coded correctly for the bonuses. Because if not, you will end up with a net loss.
 

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Offline Mordechai123

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Re: Credit Cards with no annual fee and best for travel
« Reply #12 on: December 05, 2021, 09:57:48 PM »
Let’s take away the foreign travel which would mean no foreign fees what would be the best card now

Offline ltttc

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Re: Credit Cards with no annual fee and best for travel
« Reply #13 on: December 07, 2021, 12:29:45 PM »
Anyone know if the United Business Mileage Plus card allows cardholder and companion free carry-on? Thanks in advance

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Re: Credit Cards with no annual fee and best for travel
« Reply #14 on: December 07, 2021, 01:23:35 PM »
Anyone know if the United Business Mileage Plus card allows cardholder and companion free carry-on? Thanks in advance
Yes, when ticket is paid for with the card
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